When it comes to your money, loyalty doesn’t pay. The big bucks marketing spend goes on attracting new customers with deals; existing customers are often taken for granted. Then again, some stay out of ease, and because they like the service. So are you loyal, or a tart – disloyally switching to constantly bag the best deals? How long have you been with your current main provider for each of the following that are relevant..?

During the 2012 Olympics, retailers were given extended Sunday opening hours, boosting the economy. George Osborne's plans to change Sunday trading laws in England & Wales, with supermarkets and big retailers potentially allowed extended opening hours – were overruled by MPs. Of course for stores to be open, someone has to work at them. So what are your views? Please choose the closest option in the relevant categories:

Haggling’s a key tool in any MoneySaver’s arsenal – after all even a price tag is only an indicative mark – it’s not legally binding. Many succeed in haggling prices down from Sky to Tesco, the AA to John Lewis. Yet is haggling acceptable everywhere? Please vote in ALL the categories below on IS IT FAIR TO HAGGLE? Important: This isn’t about whether you do it, but whether you think it fair for anyone to.

The campaign to select a US President has started; the two main parties there are the Democrats (more liberal) and Republicans (more conservative). Some argue this election has more impact on the UK than our own – so for a bit of fun here's our own MSE election. If you could vote for US President who would you choose? Candidates are listed in order of their results in the US selection process so far.

We run this poll on big banks' current accounts every six months to see how the experience changes. We’d love your feedback. Please vote based on CUSTOMER SERVICE for your main CURRENT account over the last SIX MONTHS. Please ignore rates or any other products, or service from more than six months ago.

Love is in the air… well maybe, it’s the week of Valentine's Day at least, so time for our traditional poll. Is it acceptable to use 2for1 restaurant vouchers on a first date? We ask this each year – let’s see if it’s changed (PS and yes we know in this day and age splitting the bill/the woman paying are more than valid options, but that’s a poll for another day)… Imagine Robert asks Cora (or Tom) to dinner on a first date, saying he’ll pay. When the bill comes, he pulls out a 2for1 voucher – what advice would you give Cora (or Tom)?

In many countries around the world, cash gifts for weddings are a given, but in the UK traditionally they're frowned at. If you were POLITELY asked for cash, not boxed gifts at a wedding, what’s closest to your view?

For many people their smartphone is now the key to accessing the internet – and with video, TV, social networks, music and more it can easily gobble data. So how much data (we're talking data used on your 3G or 4G signal – not over Wi-Fi) do you USE in a typical month? Either check your data usage settings, or your mobile bill.

The cosmetic surgery industry is now big business, worth over £3 billion in the UK alone and it's starting to increase its advertising. So what surgery would you consider or have you had done? (Of course, some cosmetic surgery is a medical necessity, paid for by the NHS or insurance, so we're not talking about that.) Please select each time you have or would consider the treatment under the relevant category (PS, thanks to our Facebook users for suggesting options.)

We can tell you which the cheapest providers are, but to find out if their service is any good, we need your help. So twice a year we ask you to tell us about your customer service experiences. Please rate your HOME PHONE and BROADBAND provider(s) on customer service (not price) over the past SIX MONTHS. Phone and broadband from the same provider? Rate each service separately.