Poll

We've now fewer than three weeks to go until the big day. So are you a Christmas pre-planner or do you leave it until the last minute? How much of your Christmas shopping have you done so far? Please choose the option CLOSEST to your situation.

Christmas is nearly here. For some it conjures a picture of family, fun and festive frivolity; for others it means stress, present pressure, debt and chores (see Martin's Ban Unnecessary Christmas Presents blog). So if you had a CANCEL CHRISTMAS button that'd make the whole thing disappear (and just add days to your holiday entitlement), would you press it?

Winter's nearly here, the heating's on and while we're all about slashing energy bills (do a five-min comparison to see if you can save), we know service counts too. So twice a year we test recent customer service. Please rate your current supplier's SERVICE (not price) IN THE LAST SIX MONTHS (try to forget issues from before). If you've gas & electricity with different firms, rate both.

Haggling isn't just tried at call centres and market stalls, some even do it at high street chains. If you have, have you succeeded? Whether it's asking 'em to throw in some extras or negotiating a discount. Please answer for all the following stores you have tried to haggle in WITHIN THE LAST 12 MONTHS.

In the last week, the Competition and Markets Authority accused Compare The Market of breaking the law by stopping insurers advertising the cheapest prices. Our cheap car insurance guide has always suggested you combine comparison sites, both as they list different firms and as they can even charge differently for the same ones. But do you do it? Please select the CLOSEST option to what you usually do.

We're updating our research on links between mental health issues and debt problems. It's argued either one can cause the other. If you’ve been affected, see our Mental Health & Debt guide. Please answer the question below. NOTE: Please exclude mortgages and student loans from definition of "debt".

Subscription services are multi-billion pound businesses. Many know once they hook you in, you don't leave – that's why they offer you free trials to suck you in (see Martin's free trial and Amazon Prime blogs). So we've selected a range of major subscription brands and categories and want to know if you get value out of them. Please select all subscriptions that you pay for and how often you use them, under the relevant age group.

There’s a lot competing for our cash, yet many put holidays near the top of the pile. So we wanted to see how much of your income you spend on them. How much AFTER-TAX income do you spend on all your holidays (UK and abroad) in one year?

This week Tesco announced it is removing best-before dates from over 100 fruit and vegetable products in an effort to reduce waste (see what best-before means). So when you find food at home past its best-before date, what do you do?  

These days, when many refuse to pick up coppers from the ground, how much would it have to be for you to bend down and pick up money lying around? Choose the option that’s closest to what you’d do: