Poll

It's not just fly-swarming back-street bazaars in far-flung places. With a bit of charm and chutzpah, you can haggle successfully on Britain's high streets – from asking ‘em to throw the batteries in, to negotiating 50% off. Which of these 40 chains have you haggled in and did you succeed? Please fill in any that apply, no matter how small your success.

Some car insurers automatically renew your policy each year, unless you get in touch to say “STOP!”. The advantage of this is you can be fined for not having insurance if you’ve a car even if you’re not driving. The disadvantage is it can lock you into their overpriced policy. Which of these do you think is right?

BT's just announced another line rental hike (info and help in Cheap Home Phones). Once families queued for their turn on the home phone - now, even many under-10s have their own mobile. Is the landline dead? What percentage of (non- work) calls made and received are on your home phone compared to mobile/web calls?

We’ve long said ‘free’ banking’s a myth. In reality, it’s ‘fees-free’ for those in credit. The price is no in-credit interest, high overdraft interest and hefty bank charges. Some policy wonks are calling for the end of 'free' banking. They say banks would mis-sell less, as they wouldn’t need to flog as many other products to subsidise it. So, a simple choice: would you change things?

We run this poll on big banks every six months, to see how the experience changes. We’d love your feedback. Please vote based on CUSTOMER SERVICE NOT RATE for your main bank current account over the LAST SIX MONTHS (please discount any service before that).

The world is changing, but not all banks are catching up. If you want to communicate with your bank about issues such as PPI reclaiming, a problem with your account, or want to change your facilities, which of the following are most important to you? Pick any TWO of the following

The 2012 Olympics are in full swing. Before it started we asked this question, and now we want to see if the results have changed. If you had a magic button that could cancel the Olympics from happening in the UK, as if we’d never got it in the first place – would you press it?

There are often questions about the use of child labour to make cheap fashion clothes. If proved, would this affect the way you balance your pocket versus the way goods are manufactured? If it was CONFIRMED a (hypothetical) fashion store sold cheap, child-sweatshop-made clothes, which of these best reflects your attitude?

If you had a magic button that could cancel the Olympics from happening in the UK, as if we’d never got it in the first place – would you press it?

A TV licence costs £145.50 a year for any home with a colour TV, and pays for the BBC - that's TV, radio, regional programmes, BBC online and associated costs (full details). Do you believe in the licence fee?