Kit Sproson

Senior Money Writer – Mortgages Expert

As one of MSE's Money writers, Kit's main topics include mortgages, Council Tax, wills, funeral plans and scams. He previously covered credit scoring, students and buy now, pay later. Before joining MSE in 2019, Kit worked as a digital journalist for ITV News as well as a court reporter.

Kit has been nominated for the Mortgage Journalist of the Year Award at the Headline Money Awards in 2022, 2023 and 2024.

In his spare time, Kit enjoys reading, football, travelling and volunteering at Shelter from the Storm.

Latest from Kit Sproson

Homeowners use equity release to unlock billions in cash from property each year. But if that's you and you've got a 'lifetime mortgage' charging an interest rate higher than what's available today, it might be possible to save £10,000s by switching to a better deal. This guide will help you figure out if you can save – and show you how to go about doing it.

26 January 2026

20 January 2026

A younger person's hands gently holding the hands of an older person

16 January 2026

More than £140 million in overpaid tax is sitting in council coffers. Moved home since 1993? You could be owed £100+ of it. Even if you haven't, you might still be due. This guide explains how to check whether you're one of the 800,000 affected, and what steps to take to get the money back.

6 January 2026

Buying a home in Scotland - the timeline.

Buying a home is notoriously stressful. However, knowing the rough outline of how the process works will make things that little easier. This guide walks you through all the steps to buying a home in Scotland, including typical timescales.

5 December 2025

Buying a home is one of the most stressful things you'll do – however, knowing a rough outline of how the process works will make the ride that bit smoother. Our buying a home timeline walks you through all the steps involved, from finding your dream home to appointing a conveyancer, and securing a mortgage to picking up the keys.

5 December 2025

Getting a mortgage is one of the biggest financial commitments you're likely to make. While the prospect can be exciting, navigating the market can be overwhelming – what with 1,000s of deals available and interest rates being high – so it's crucial to understand which mortgage will suit you. This guide outlines the different types of mortgages available and how they differ.

5 December 2025

MoneySavingExpert.com founder Martin Lewis's face has been plastered over the internet for many years now by unscrupulous fraudsters looking to scam people out of money. These ads, be they for cryptocurrency, investments, banks, are scams and not genuine. They're dangerous and you should be on your guard. Martin NEVER endorses products and nor does MSE – so don't be fooled.

5 December 2025

It's a morbid topic, but when someone dies, if you're in charge of sorting out their property, money and possessions, you may need to go through a process known as 'probate'. While this can be another thing to deal with at a difficult time, it's often something you can do yourself, possibly saving £1,000s. Our guide explains how.

4 December 2025

Green mortgages: how they work and who offers them

More than half of mortgage lenders offer what are known as 'green mortgages'. The idea is if you're moving into an energy-efficient home or making your property greener, your mortgage lender will reward you with a better interest rate or cashback. But we've found that green mortgages, while competitive, aren't normally the cheapest mortgages on the market.

4 December 2025

A copy of the Autumn Budget 2025, in front of the Red Budget Box, a symbolic briefcase used by the Chancellor to carry the budget speech from Downing Street to the House of Commons

26 November 2025

A pink piggy bank shattered on a hardwood floor

26 November 2025

Losing your job can be a huge financial hit, affecting your ability to pay bills and keep afloat. Whether redundancy is long anticipated or comes out of the blue, it's an uncomfortable situation to be in. But there are ways you can protect yourself by planning ahead. This guide shows you how.

18 November 2025

Getting a mortgage can seem like climbing Everest, especially with high interest rates and the cost of living eating into your budget... but there are ways you can improve the odds. This guide has our 18 top tips on how to boost your chances of getting accepted for a cheaper mortgage deal.

17 November 2025

Buying a share of a property is one way of getting on to the housing ladder – a ladder increasingly hard to climb as property prices have soared. Yet while the concept of Shared Ownership seems straightforward, in practice it's often complicated and expensive. This guide sets out how the scheme works and what to look out for.

17 November 2025

Woman smiling with smartphone and credit card

11 November 2025