Kit Sproson

Senior Money Writer – Mortgages Expert

Latest from Kit Sproson

Mortgage help: Should you switch to interest-only or extend your term?

Mortgage help: Should you switch to interest-only or extend your term?

New mortgage help is at hand to help if you're struggling. The mortgage charter lets you temporarily switch to interest-only payments or extend your mortgage term.

14 March 2024

Buying a new-build home: what you need to know

Buying a new-build home: what you need to know

Buying a new-build home throws up a unique set of challenges. We explain what you need to know before, during and after the new build buying process, with 15+ handy tips.

14 March 2024

How to sell your property

How to sell your property

Selling your home can be a complicated process. Read MoneySavingExpert's guide to house selling, tips on how to value your property, and estate agent fees.

13 March 2024

Build your credit history

Build your credit history

Been rejected for credit because you've no history? This MoneySavingExpert guide tells you why you need to build a credit history, and how you can go about it.

13 March 2024

Struggling to pay your mortgage?

Struggling to pay your mortgage?

This MoneySavingExpert guide takes you through the options if you're worried about paying your mortgage, including the new mortgage help.

12 March 2024

Council tax discounts

Council tax discounts

Martin Lewis's MoneySavingExpert reveals whether you'll qualify for a council tax discount. See how much you might save, and how to apply.

12 March 2024

How to check your credit report for free

How to check your credit report for free

Learn how to check your credit report for free with this MSE guide – key as your credit rating affects whether you can get mortgages, credit cards & more.

12 March 2024

Prepaid funeral plans

Prepaid funeral plans

A prepaid funeral plan lets you pay for your funeral in advance, potentially saving your family stress and expense when you die. But they don't cover all funeral costs, so check what's included first. This guide helps you compare what's on offer and decide whether to get one.

12 March 2024

New PPI legal action: Could you reclaim £1,000s? - MSE

New PPI legal action: Could you reclaim £1,000s? - MSE

A new 'no win, no fee' group legal claim has launched, aiming to recoup £18 BILLION in payment protection insurance (PPI) premiums. Here's what you need to know.

12 March 2024

Buying a home in Scotland – the timeline

Buying a home in Scotland – the timeline

From searching the market through exchanging contracts to moving day, this MoneySavingExpert guide reveals the house buying process in Scotland.

12 March 2024

Buying a home – the timeline

Buying a home – the timeline

From scouring the market for your dream home through exchanging contracts to moving day, this MoneySavingExpert guide runs through the buying process from start to finish

12 March 2024

Marriage tax allowance

Marriage tax allowance

The marriage tax allowance means you may be eligible to claim a £1,250 tax rebate, but an estimated 2.4 million married and civil-partnered couples are missing out.

12 March 2024

I'm a mortgage prisoner – what can I do?

I'm a mortgage prisoner – what can I do?

Mortgage prisoners are homeowners trapped on pricey mortgage deals. This MoneySavingExpet guide helps you check if you're a mortgage prisoner and your options.

11 March 2024

Product transfer mortgages

Product transfer mortgages

Product transfer mortgages - where you get a new deal from your current lender - can be quicker, easier and cheaper than remortgaging. Check if you could save £1,000s.

8 March 2024

Shared ownership – how the homebuying scheme works

Shared ownership – how the homebuying scheme works

Shared ownership can be complicated and expensive. This MoneySavingExpert guide covers how the scheme works, who can apply, and how much of a deposit you'll need.

8 March 2024