Kit Sproson

Senior Money Writer – Mortgages Expert

Latest from Kit Sproson

How much can I afford to borrow?

How much can I afford to borrow?

You have a deposit, but how much can you borrow? Use MoneySavingExpert's mortgage borrowing calculator to find out, plus how loan-to-value affects rates.

23 September 2024

Boost your mortgage chances

Boost your mortgage chances

This MoneySavingExpert guide can help you prepare for a mortgage application. Boost your chances of getting accepted by improving your credit score.

23 September 2024

Getting ready to remortgage

Getting ready to remortgage

If you're coming to the end of your mortgage deal, then it's time to look for a new one. This MoneySavingExpert guide tells you how to sort your finances.

23 September 2024

Product transfer mortgages

Product transfer mortgages

Product transfer mortgages - where you get a new deal from your current lender - can be quicker, easier and cheaper than remortgaging. Check if you could save £1,000s.

20 September 2024

Buy now, pay later: how it works and what to look out for

Buy now, pay later: how it works and what to look out for

Buy now, pay later can be a free and easy way of borrowing money, but there are pitfalls to look out for. This MoneySavingExpert guide tells you how it works.

17 September 2024

Should I overpay my mortgage?

Should I overpay my mortgage?

Is it better to save or invest my money? This MoneySavingExpert guide weighs up the pros and cons to help you make the right decision.

17 September 2024

First Homes scheme: how it works

First Homes scheme: how it works

First-time homebuyer? The government's First Home Scheme could help you get a discount on the property price. Learn more in MoneySavingExpert's guide.

16 September 2024

Buying a new-build home: what you need to know

Buying a new-build home: what you need to know

Buying a new-build home throws up a unique set of challenges. We explain what you need to know before, during and after the new build buying process, with 15+ handy tips.

16 September 2024

Right to Buy mortgage scheme

Right to Buy mortgage scheme

Right to Buy exists to help council tenants buy their property at a big discount – read more in this MoneySavingExpert guide.

16 September 2024

Council tax discounts

Council tax discounts

Martin Lewis's MoneySavingExpert reveals whether you'll qualify for a council tax discount. See how much you might save, and how to apply.

3 September 2024

Reclaim bank charges

Reclaim bank charges

You could still reclaim £100s of bank charges back even after Supreme Court ruling - see how to claim back unfair bank charges with MoneySavingExpert.

3 September 2024

How to claim the 'severely mentally impaired' council tax discount

How to claim the 'severely mentally impaired' council tax discount

How to claim a council tax discount if you're 'severely mentally impaired’. Who's eligible and what you need to know before making a claim - MoneySavingExpert.

20 August 2024

Moving home checklist

Moving home checklist

You've got the keys. So now you need to move. Top moving house checklist tips including cleaning, utility bills, removal companies and redirecting mail - MoneySavingExpert

15 August 2024