Kit Sproson

Senior Money Writer – Mortgages Expert

Latest from Kit Sproson

Shared ownership – how the homebuying scheme works

Shared ownership – how the homebuying scheme works

Shared ownership can be complicated and expensive. This MoneySavingExpert guide covers how the scheme works, who can apply, and how much of a deposit you'll need.

8 March 2024

Cheap and free wills

Cheap and free wills

If you've got assets and people to look after, making a will is crucial: read this MoneySavingExpert guide on will-writing cheaply – or even for free, online.

5 March 2024

Reclaim bank charges

Reclaim bank charges

You could still reclaim £100s of bank charges back even after Supreme Court ruling - see how to claim back unfair bank charges with MoneySavingExpert.

20 February 2024

How to claim the 'severely mentally impaired' council tax discount

How to claim the 'severely mentally impaired' council tax discount

How to claim a council tax discount if you're 'severely mentally impaired’. Who's eligible and what you need to know before making a claim - MoneySavingExpert.

20 February 2024

Mortgage arrears

Mortgage arrears

You're in mortgage arrears if you can't pay your mortgage, or are facing repossession. This MoneySavingExpert guide has full information on what you should do and the help available.

19 February 2024

Inheritance tax

Inheritance tax

Legal inheritance tax planning is one of the easiest and biggest ways to save money possible - learn more about IHT planning and saving on death duties.

19 February 2024

Guide to probate

Guide to probate

This MoneySavingExpert guide explains what probate is, when it's required, the fees involved and walks you through a simple DIY process.

6 February 2024

Getting ready to remortgage

Getting ready to remortgage

If you're coming to the end of your mortgage deal, then it's time to look for a new one. This MoneySavingExpert guide tells you how to sort your finances.

16 January 2024

Should I overpay my mortgage?

Should I overpay my mortgage?

Is it better to save or invest my money? This MoneySavingExpert guide weighs up the pros and cons to help you make the right decision.

15 January 2024

Boost your mortgage chances

Boost your mortgage chances

This MoneySavingExpert guide can help you prepare for a mortgage application. Boost your chances of getting accepted by improving your credit score.

15 January 2024

Will a student loan impact your ability to get a mortgage?

Will a student loan impact your ability to get a mortgage?

Many students leave uni having borrowed £10,000s in student loans. So it's natural to wonder if it'll affect your ability to get a mortgage now or in the future. This short guide explains what you need to know.

10 January 2024

Buy now, pay later: how it works and what to look out for

Buy now, pay later: how it works and what to look out for

Buy now, pay later can be a free and easy way of borrowing money, but there are pitfalls to look out for. This MoneySavingExpert guide tells you how it works.

9 January 2024

Martin Lewis scam adverts

Martin Lewis scam adverts

Ignore Martin Lewis scam adverts - they are all fake. Martin Lewis doesn't do ads, so anytime you see his face or name being used to advertise something, it's a scam.

9 January 2024

Green mortgages

Green mortgages

5 January 2024

How much can I afford to borrow?

How much can I afford to borrow?

You have a deposit, but how much can you borrow? Use MoneySavingExpert's mortgage borrowing calculator to find out, plus how loan-to-value affects rates.

5 January 2024