Kit Sproson
Senior Money Writer
Latest from Kit Sproson
Should I extend my lease?
If your flat's leasehold, letting your lease run down wipes its value fast. This Money Saving Expert guide is a full how-to, including cost estimates.
13 January 2023
Buying a home in Scotland – the timeline
From searching the market through exchanging contracts to moving day, this MoneySavingExpert guide reveals the house buying process in Scotland.
13 January 2023
What mortgage fees will you pay?
Your deposit's not all you need to save. Solicitor's fees, mortgage fees and stamp duty all add up. This MoneySavingExpert guide lists the total cost of buying a house.
13 January 2023
23 property search tips
Finding property for sale isn't hard. But finding the right place is. Follow MoneySavingExpert's buying a home guide to find the right one for you.
13 January 2023
House auctions
Cut property prices at house auctions - but make sure you know what you're doing, or it can be costly. This Money Saving Expert guide tells you how.
13 January 2023
What is a leasehold?
What is a leasehold? Including your rights and responsibilities, the current leasehold scandal, how to complain and how it differs to freehold - MoneySavingExpert.
13 January 2023
Mortgage arrears
If you can't pay your mortgage, or you're facing repossession, this MoneySavingExpert guide has full information on government help available & how you get it.
12 January 2023
Hundreds of fixed-rate mortgage deals drop below 5% – but is now a good time to fix?
Interest rates on fixed mortgage deals are continuing to fall with hundreds now below 5% and many closer to 4%. But with fixed mortgage rates expected to drop further, is now a good time to lock in? Below we explain what's happening, and what to consider if your deal's coming to an end.
11 January 2023
Marriage tax allowance
The marriage tax allowance means you may be eligible to claim a £1,250 tax rebate, but an estimated 2.4 million married and civil-partnered couples are missing out.
3 January 2023
Mortgage guarantee scheme extended into 2023 – but should you take out a deal with just a 5% deposit?
With the difference in cost between mortgages for those with a 5% deposit and those with a 40% deposit at its narrowest in over 10 years, is it wise to take out a 95% deal?
21 December 2022
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What's in store for mortgages next year? MSE speaks to six experts to find out whether you should fix or not
Rising rates have dominated mortgage headlines this year, with both fixed rate and variable deals becoming more expensive. To try to provide clarity on what you can expect, we have spoken to five mortgage experts to see what they think is in store for 2023.
13 December 2022
Martin Lewis calls for more support for mortgage borrowers during meeting with the Chancellor and lenders
Mortgage lenders have been pushed to offer more support for struggling homeowners following a meeting with MoneySavingExpert.com founder Martin Lewis, the Chancellor Jeremy Hunt, and the financial regulator. The move comes as homeowners continue to face higher and significantly more expensive interest rates amid the cost-of-living crisis.
8 December 2022
Reclaim bank charges
You could still reclaim £100s of bank charges back even after Supreme Court ruling - see how to claim back unfair bank charges with MoneySavingExpert.
6 December 2022
Got a mortgage rate locked in that hasn't started yet? Check now if you can get a cheaper one
If you've locked in a fixed mortgage deal that can now be beaten, check if you can switch penalty-free.
22 November 2022
Chancellor's Autumn Statement 2022: Mortgage support expanded to help those struggling with payments
More homeowners who are struggling with mortgage repayments will be eligible for state support from next year, the Government has announced.
17 November 2022
Need a new mortgage? Staying with your existing lender may now be cheaper than switching to a different one
We look at the difference between 'sticking or twisting', and why the balance between the two has shifted.
15 November 2022