Kit Sproson

Senior Money Writer – Mortgages Expert

Latest from Kit Sproson

Stamp Duty Calculator

Stamp Duty Calculator

Calculating stamp duty can be tricky. Use our handy tool to find out how much stamp duty you’ll need to pay when purchasing a new home.

2 January 2024

30+ ways to stop scams

30+ ways to stop scams

Offered £100 million and all you have to do is hand your bank details over? This MoneySavingExpert guide shows you how to avoid scams & tips on safer shopping.

27 December 2023

Right to Buy mortgage scheme

Right to Buy mortgage scheme

Right to Buy exists to help council tenants buy their property at a big discount – read more in this MoneySavingExpert guide.

15 December 2023

Self-employed mortgages

Self-employed mortgages

Getting a mortgage can be tough if you're self-employed, but this guide explains how to boost your chances of mortgage acceptance, what documentation to gather and how to narrow down the right deal for you.

5 December 2023

Mortgage guarantee scheme: 95% mortgages

Mortgage guarantee scheme: 95% mortgages

A new mortgage scheme was announced to help homebuyers with a 5% deposit get accepted for a mortgage. In this MoneySavingExpert guide, we cover how the new scheme will work and the eligibility criteria.

5 December 2023

PPI: Can I still reclaim?

PPI: Can I still reclaim?

Martin Lewis' guide on reclaiming PPI yourself. The reclaim deadline has now passed, but there may be some exceptions - MoneySavingExpert.

5 December 2023

Should you remortgage?

Should you remortgage?

Remortgaging is a great way to save £1,000s a year. This Money Saving Expert guide tells you how it works, when you should remortgage and why you shouldn't.

5 December 2023

How much will remortgaging cost?

How much will remortgaging cost?

How much will it cost you to move to a new mortgage deal? This Money Saving Expert guide lists the costs you face - remortgage fees, solicitor costs & more

5 December 2023

Porting your mortgage

Porting your mortgage

If you're moving house and want to pack your mortgage too, you may be able to port it. This Money Saving Expert guide tells you how and when porting works.

5 December 2023

What mortgage fees will you pay?

What mortgage fees will you pay?

Your deposit's not all you need to save. Solicitor's fees, mortgage fees and stamp duty all add up. This MoneySavingExpert guide lists the total cost of buying a house.

5 December 2023

23 property search tips

23 property search tips

Finding property for sale isn't hard. But finding the right place is. Follow MoneySavingExpert's buying a home guide to find the right one for you.

5 December 2023

House auctions

House auctions

Cut property prices at house auctions – but make sure you know what you're doing, or it can be costly. This MoneySavingExpert guide tells you how.

5 December 2023

What is a leasehold?

What is a leasehold?

What is a leasehold? Including your rights and responsibilities, the current leasehold scandal, how to complain and how it differs to freehold - MoneySavingExpert.

5 December 2023

What type of mortgage to choose?

What type of mortgage to choose?

What's the difference between a fixed-rate mortgage and a variable? Capital repayment vs interest-only? This MoneySavingExpert guide helps you decide what's best.

1 December 2023

Should I extend my lease?

Should I extend my lease?

If your flat's leasehold, letting your lease run down wipes its value fast. This Money Saving Expert guide is a full how-to, including cost estimates.

30 November 2023

Moving home checklist

Moving home checklist

You've got the keys. So now you need to move. Top moving house checklist tips including cleaning, utility bills, removal companies and redirecting mail - MoneySavingExpert

30 November 2023