Kit Sproson

Senior Money Writer – Mortgages Expert

Latest from Kit Sproson

Buying a home – the timeline

Buying a home – the timeline

From scouring the market for your dream home through exchanging contracts to moving day, this MoneySavingExpert guide runs through the buying process from start to finish

13 August 2024

Mortgage guarantee scheme: 95% mortgages

Mortgage guarantee scheme: 95% mortgages

A new mortgage scheme was announced to help homebuyers with a 5% deposit get accepted for a mortgage. In this MoneySavingExpert guide, we cover how the new scheme will work and the eligibility criteria.

30 July 2024

Should I extend my lease?

Should I extend my lease?

If your flat's leasehold, letting your lease run down wipes its value fast. This Money Saving Expert guide is a full how-to, including cost estimates.

24 July 2024

What is a leasehold?

What is a leasehold?

What is a leasehold? Including your rights and responsibilities, the current leasehold scandal, how to complain and how it differs to freehold - MoneySavingExpert.

24 July 2024

Are interest-only mortgages a good idea?

Are interest-only mortgages a good idea?

Are you considering an interest-only mortgage? With our guide find out how they work and what to consider before you apply.

12 July 2024

Mortgage help: Should you switch to interest-only or extend your term?

Mortgage help: Should you switch to interest-only or extend your term?

New mortgage help is at hand to help if you're struggling. The mortgage charter lets you temporarily switch to interest-only payments or extend your mortgage term.

12 July 2024

Self-employed mortgages

Self-employed mortgages

Getting a mortgage can be tough if you're self-employed, but this guide explains how to boost your chances of mortgage acceptance, what documentation to gather and how to narrow down the right deal for you.

12 July 2024

How to sell your property

How to sell your property

Selling your home can be a complicated process. Read MoneySavingExpert's guide to house selling, tips on how to value your property, and estate agent fees.

12 July 2024

Buying a home in Scotland – the timeline

Buying a home in Scotland – the timeline

From searching the market through exchanging contracts to moving day, this MoneySavingExpert guide reveals the house buying process in Scotland.

12 July 2024

23 property search tips

23 property search tips

Finding property for sale isn't hard. But finding the right place is. Follow MoneySavingExpert's buying a home guide to find the right one for you.

28 June 2024

Build your credit history

Build your credit history

Having a positive credit history is essential for taking out loans or buying a house. But as a student or young person, it can be hard to start building your credit history. In this guide we explain the process for starting your credit building journey.

7 June 2024

Will a student loan impact your ability to get a mortgage?

Will a student loan impact your ability to get a mortgage?

Many students leave uni having borrowed £10,000s in student loans. So it's natural to wonder if it'll affect your ability to get a mortgage now or in the future. This short guide explains what you need to know.

23 April 2024

What mortgage fees will you pay?

What mortgage fees will you pay?

Your deposit's not all you need to save. Solicitor's fees, mortgage fees and stamp duty all add up. This MoneySavingExpert guide lists the total cost of buying a house.

22 April 2024

Should you remortgage?

Should you remortgage?

Remortgaging is a great way to save £1,000s a year. This Money Saving Expert guide tells you how it works, when you should remortgage and why you shouldn't.

10 April 2024