Archive: MoneySavingExpert's Money Tips Email
URGENT: £1 posh-hotel rooms worldwide,
New Top Balance Transfers, 12 Radio Times for £1,
And much, much more MoneySaving...
| Bank Charges Result Thurs & 2,000,000 Thanks! Bank Charges Test Case Result Due This Thur 24 April. The result of the Office of Fair Trading and Banks' court case will be handed down on Thurs. This will answer whether it’s possible bank charges can be unlawful under unfair contractual terms rules. If they can, the OFT must then say whether they are unlawful, which it’s likely to do. The impact on bank charges. If that happens the door for bank charge reclaiming should be reopened, hopefully with an easy system so people can get their money back. Before the hold the banks had already paid out an estimated £1bn (over 4m free template letters have been downloaded from this site). All updates will be in the Bank Charges News article. Full reclaiming info and free templates in the Bank Charges guide. And 2,000,000 Thanks. On Sunday the 2,000,000th email address was added to the distribution list for this e-mail. I set up the site for £100 just over five years ago and can't believe its sheer size; with 5m people a month using it. Huge thanks to my team here at MSE Towers, plus enormous thanks to all who've recommended it to friends. To see details of how the site’s changed read my 2,000,000 Thanks blog. Also see Site History & How the Site's Funded. |
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eBay Sellers Tricks, Tactics & Tools. Declutter, flog & make £100s with ease.
A month ago I pubished a guide to secret eBay Bargain Finding tools. Now I want to focus on sellers. The power of selling online, makes it easy and lucrative; whether for decluttering or as an alternative to rental; e.g. buy something, use it, flog it. This brand new, detailed guide shows you how to list auctions effectively, smash down eBay fees, list automatically with tools, and profit from bizarre items you never thought you could flog. New Guide: eBay Selling Secrets Related Articles: eBay Buying Secrets, Boost Your Income, Cheap Parcel Delivery
URGENT! £1 room sale for posh hotels worldwide. Shanghai, Paris, London & more. There are ONLY 1,000 available, be prepared and Go Quick! Related Articles: Cheap Hotels, Cheap Flights
Got existing credit card debt?New Top. 6.3% until it's repaid or 15mths' 0% for a fee.
With the tightening credit crunch, cutting debt costs is crucial. The key tool is a balance transfer, where you move the debt to a new card at a special cheap rate. To play safe in the current climate, use long-term cheap debt, especially ‘life of balance’ cards, where the cheap rate lasts until all the debt shifted’s repaid; the current cheapest is 6.3% on some versions of Barclaycard Platinum*. For those who can repay debts more quickly, or have a good credit score so you can repeatedly switch deals, the best 0% cards are Virgin* 15 months with a 2.98% fee, Tesco and Abbey 0% for 13 months, 2.5% fee. Full explanations, pros and cons in the Updated Article: Balance Transfers Related Articles: Cheapest New Borrowing, Cheap Loans, Credit Card Shuffle
Free food possible at Slug & Lettuce. Get a totally free lunch Just print a voucher!
Cheapest Fund-buying. Boost returns by up to 60%. Includes Discount Broker Calc.
Bizarrely, buy a unit trust, investment fund or shares ISA, direct from the investment company and you pay commission for advice you haven’t got. Instead use special 'discount brokers', who rebate the commission, and you get the same investment, but with less charges meaning it’ll grow quicker (or shrink less!) This fully re-researched, re-written guide, includes a full survey of the cheapest discount brokers plus a unique new calculator. New Guide: Cheap Investing Related Articles: ISA Guide, Top Savings Accounts, Best Cash ISAs
£6 filter coffee machine at Asda. Makes up to 12 cups in one sitting. Can you beat it?
STOP YOUR FRIENDS WASTING
CASH! PLS SUGGEST THEY GET THIS EMAIL
Get 12 copies of the Radio Times for £1 incl. del. Simply sign up for a trial and cancel in time. What to watch out for
Got a Barclaycard? Get a hidden 5% cashback on all spending… give it a haggle
Some Barclaycard customers who are closing their accounts down, are offered 2%, 3% or even 5% cashback on all spending for between three and six months. This is market leading, so if you’re debt free, why not give it a go. Call up, say you’ve heard others have got it and you want it or you’re closing the account (which as you’re debt-free isn’t a hassle). If you get the cashback, always ensure you pay it off in full so you’re not charged interest, then use it for all your normal spending and you’re quids in. More Info: Barclaycard cashback forum note. For those without a Barclaycard the Top Cashback Card is:Amex
Platinum* 5% for three months, tiered after that. Updated
Article: Best
Cashback Cards Related Articles: Best
Balance Transfers, Top
0% for Spending
Recently bought an iPhone from Carphone Warehouse or o2? It’s dropped price by £100, you can get the difference back. iPhone Cashback
3's mobile broadband at £5/mth for its customers. And other 3G deals. Updated Article
3G broadband gives speedy web connection for your laptop wherever there’s a mobile signal (also useful if you're on old-style dial-up at home and can't get broadband). Now, anyone on a mobile phone contract with supplier 3 can get its in-store 3G packages for £5/mth rather than £10 per month. Plus, as the market heats up, there are lots of other competitive 3G broadband deals for other networks too. Full list of top buys in the Updated Article: Cheapest Internet On The Move Related Articles: Cheap Broadband, Mobile Cost Cutting, Cheapest Home Phones
Post documents to 10 UK addresses for free! Instead of posting your own (unregistered) mail, a nifty site's offering 10 send-outs for nowt
Gas & Elec Provider Warning! Matching the Direct Debit isn't matching the price!
Some sneaky energy sales people are offering to beat your current Direct Debit payment if you switch to them. This is a devious trick; lowering the DD doesn’t lower the cost, it just means you’ll pay less a month then get a huge bill at the end of the year. Always compare based on the cost of units and standing charge. Use a comparison service for this, my top pick Energyhelpline* gives £15 cashback, but there are alternatives, including a £40 wine voucher in the full Cheapest Gas & Elec article. Related Articles: Direct Debit Dangers, Cheapest Home Phones
URGENT! £600 Microsoft Office for £40, if you're a student. Current deal closes on 30 April Related Articles: Free Office Software, Protect Your PC For Free
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The Big & Easy Ways to Save Checklist |
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ITV1 savings safety makeover. Do you have large savings (£100k+) and are you worried about their safety with the credit crunch? ITV1's Tonight is looking for someone for me to do a Savings Safety Makeover Related Article: Are Your Savings Safe?
CHEAP FLIGHTS SALES ALERT Airline: BMI Baby Price: £20 e/w. Ends: Midnight Weds 23
BMI Baby's selling thousands of seats from a range of UK airports to selected European destinations at 30% off, working out at around £20 inc. most taxes & charges. Tickets are at this price on selected flights travelling between now and 25 Oct. until midnight Wednesday. How to quickly find the sales flights: Don't go direct, instead use the Budget Airline FlightChecker and ask it to find all flights under £21. Non-Budget Airline Tools: These are listed in the Cheap Flights article.
Related Travel MoneySaving: Cheap Hotels, Spending Abroad, Cheap Currency,
Travel Insurance, Mobile Roaming
Ends Friday. Charity TV chair auction. Feel the warmth from celeb bums
MONEY MORAL DILEMMA. Would you ask for the sponsorship money back?
A few months ago a friend of yours entered to run a marathon in aid of Cancer Research. You knew it would be difficult for them so agreed to donate £50, which has already come out of your bank account and gone straight to the charity. The race took place last week but you've just heard your friend actually completed less than half the distance because they were tired and also went out drinking the night before. Would you ask for the sponsorship money back? Enter the Money Moral Maze: Would you ask for the sponsorship money back? Previous MMDs: Would you take the job? and Should little sis get a holiday too?
Online Shopping Secrets. Bag the cheapest & hidden cashback… IPTW Challenge
In this week’s It Pays To Watch, I’ll run my studio volunteers through how to find anything for the best deal on line first by using Shopbots then Cashback Websites and Cashback Cards to see how much they can save. It Pays To Watch: five, 7.30pm Wednesday
Did you open the Tesco savings account in Aug 07? Make sure you’ve £1,000 in the account by 30 Apr to get your 500 extra clubcard points
The Great ‘Host a Big Party on the Cheap' Hunt. Party like it's £19.99.
Whether it's a wedding, engagement, christening, retirement or big birthday bash, it's great to be able to celebrate with all your family and friends in style. But the bigger a party gets, the more the costs can mount up with it ending up costing the earth to put on your perfect party. So I want to tap MoneySavers' expertise to find out how you hold big do's on the cheap. Whether it's ways to make your own decorations, party nibbles or home made cocktails, what are the best ways you've found to keep down the costs of your special occasion? Add your ideas/read other peoples': The Great ‘Host a Big Party on the Cheap' Hunt Past Great Hunts: What to Get Someone with Everything, Ways to Save Money and Turn Green , Cut the Cost of Moving Home
Quick Forum Tips
Warning! Bargains listed here tend to
sell out quickly
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Board of the Week: Green and Ethical MoneySaving
If you've a little one on the way then one of the many decisions to make is which type of nappy to use. The Nappy MoneySaving article will help you there. Plus there's a wealth of other great MoneySaving discussions on the Green & Ethical Board including Ethical on a Budget, To Flush or Not To Flush and In Defence of the Plastic Bag
Great 'How to Win on Hotel Bidding Sites' Hunt Result
Last week I asked MoneySavers to let us know about their experiences and top deals with hotel bidding websites. There were some great bargains for posh hotels including Sheraton Times Square £55,
Marriott Park Lane £76 and Renaissance Amsterdam £55
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Ben & Jerry's Free Cone Day, Nit Shampoo for Schools, Cat Food, |
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MoneySavingExpert on the box/wireless
If you like to watch as well as read about MoneySaving, I'll be appearing on the following programmes over the next week or so.
Over the next week you can catch Martin on the following broadcasts:
- LK Today, ITV1, Wednesday 22 April (between 8:45 & 9:15am). Follow a tip for every day of the week to help tackle the impeding credit crisis. Including Cheap Supermarket Shopping, Cheapest Gas & Electricity and Slash The Cost Of Petrol.
- It Pays To Watch, five, Wednesday from 7:30-8pm. Find out the best tips and tricks to make your money stretch further when shopping online by using Shopbots and Cashback Sites
- GMTV, ITV1, Tuesday (between 7:30 & 8am). The topic's news reactive so you'll have to wait and see!
Keep updated on appearances: Changes and updates go in the Updated appearances list
Feedback on appearances: Discuss or add your thoughts on MoneySaving in the Media
This week's Martin's Blog: Is Gordon Brown right to help First Time Buyers?
"Crime & ferocious murder; what a great way to learn about the reformation" and "We’ve hit the big 2,000,000 on the e-mail address… unbelievable!" Read m'blogs (or RSS users access)
10% tax band ending. Do you agree? This week's poll. Vote and Income Tax discussion.
Do you read the Ts & Cs? Not if you can help it! Last Week’s Vote. An interesting, if slightly worrying result this week, as a full 45% of MoneySavers voted that they never or rarely read the terms & conditions of the products they choose. Just 24% said they usually or always read them, and 31% said they read them occasionally, if it seems important. See Reading the small print poll results.
Archna's Free Game of the Week! Another version of the classic Mario game! Mario Starcatcher
Slightly scary laughing babies. That's it for this week, yet there’s something infectious about these wee ones laughing, it's just a little bit unnerving too… laughing babies!
I hope you save some money
Martin
Explanation of * Links
How this site is financed. Any links with a * by
them are affiliated. That means go via this link and a contribution may be made
to MoneySavingExpert.com, which helps it stay ad-free and free to use. You
shouldn't notice any difference, the links don't impact the product at all and
the editorial line (the things I write) is NEVER impacted by it. If it isn't
possible to get an affiliate link for the best product, it's still included in
exactly the same way. As I believe transparency is important, I'm including the
following 'un-affiliated' web-addresses for the same things: barclaycard.co.uk, virginmoney.co.uk, americanexpress.co.uk, energyhelpline.com, alliance-leicester.co.uk, kaupthingedge.co.uk, talktalk.co.uk, envirofone.com, mopay.co.uk, moneysupermarket.com. Read more about this in how this site is financed.
MoneySavingExpert.com is the free to use Consumer Revenge website focused on how to save you cash. It’s owned, and run by ultra-specialised journalist and bestselling author Martin Lewis. On TV amongst other things Martin has his own show It Pays To Watch on Five, is GMTV’s Money SavingExpert, presents money programmes for ITV1 Tonight. On Radio Martin has regular slots on Radio 2 Vine and Radio 1 Whiley. He’s also a columnist for the News of The World, Moneywise and the Sunday Post. Find out more: About the site and its funding.
Disclaimer: This e-mail is based on journalistic research. It does not constitute financial advice. Any information should be considered in regard to your
own specific circumstances. All tips are followed at your own risk and should be followed up with your own research Full Terms & Conditions.
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