FREE! The 'Little Lifesaver' personalised pocket travel guide
Store key details, packed with info on card costs, flight rights & more...
When you're on holiday and need to find which plastic is cheapest to spend on, or your rights if flights are cancelled, accessing the web can be costly or difficult. MSE 'Little Lifesaver': We've designed a mini-guide to print, fold and fit into your purse, wallet or passport containing quick handy hints of what to do to save cash or if things go wrong. Store Key Details: On the back there's space for you to keep key info like travel insurance, car hire, flight and passport numbers; then leave it somewhere secure e.g. a hotel safe, in case your things are lost or stolen. Get the Little Lifesaver: Free Pocket Travel Guide Related: Cheap Travel Insurance, Cheap Flights, Cheap Hotels, Cheap Travel Money, Consumer Rights Mini-Guide
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Urgent! Get £50 of designer sunglasses for £17.50 (Ray Bans, Oakleys)
One day special Sunglasses-Shop voucher for mega discount e.g. Ray Bans for £37 all-in, Oakleys £18.
Or forgo designer & much cheaper available. Starts Weds won't last long. See the Daily Deals List: Discount Vouchers
First Ever Sainsbury's Code £10 off £50 spend - same for Tesco & Ocado. Get £10 off your first online grocery order at the supermarkets, see the Daily Deals List: Discount Vouchers
New Top Savings: 3% Easy Access or 5% Regular Saver
Substantially boost your interest as two new market leading deals are launched
A panoply of new deals have jumped straight into the best buys. Top 3% easy access (by mail): The new Coventry BS* 1st Class Postal account (min £1,000) pays 3% AER variable incl. a year's 1% intro bonus. Yet you must operate it by post and if you make 5+ withdrawals there are minor penalties. Top 2.6-2.8% clean (online): Unusually, the easy access 2.6% AER variable (2.8% for its bank account holders) Halifax* Websaver extra (min £1) isn't artificially boosted by short-term bonuses. The only slight catch is make 2+ annual withdrawals and you lose 30 days interest, but only on the amount withdrawn. Top with bonus, easy access: The AA's Internet Extra (min £1) pays 2.8% AER variable but most is from a massive 2.3% year long intro bonus, after that it'll plummet so be ready to ditch & switch; alternatively Tesco* (min £1) is 2.75% AER with a smaller 1.5% year's bonus. Top 5% regular saver (branch): You can get 5% AER fixed but on just a small amount, as you can only put £1 to £250 in every month for just over a year - after that it transfers to standard account paying the base rate (currently 0.5%) so ditch it then. You can withdraw cash and miss payments without penalties: to open one go to a Northern Rock branch. FULL info, pros & cons & best-buy fixed rates in the Updated Guides: Top Savings Accounts or Regular Savings guide Related: Savings Safety, Top New Cash ISAs, Best Bank Accounts
£150 netbooks (mini laptops). Netbooks are super-portable though less powerful. This is a deal on decent refurbished kit with 12 month warranty from Argos. See the Deals List: Cheap Netbooks
Urgent! Code for extra £15 off flights at Opodo until Sunday
Book flights totalling £250+ via broker Opodo, and there's a code for £15 extra off
Opodo includes most flights and the offer includes sales. Full info in the Forum Note: £15 flights code
New Guide! 120 Free Summer music festivals - region by region
Plus guide to get into big paid festivals free e.g Creamfields, Rockness, or next year's Glastonbury
Across the country there are masses of free festivals, fairs & carnivals so plan it right and you can spend the summer partying for free. Free Festivals Regional Guide: We've prepared a full list, where you can select your area and it'll tell you what's going on. Examples include Party in the Park in Leeds, Youth Beatz in Dumfries, the Notting Hill Carnival, Summer Solstice in Stonehenge as well as jazz, rock and pop across the country. Paid festivals for free: By volunteering as a steward for charities such as Oxfam, Festival Samaritans and others, you can still get free entry at major festivals, though you will have to work for it. Full info and list in the New Guide: Free UK Music Festivals Related: Cheap Days Out, MP3 price comparison.
Instant New Look 20% off and Gap 25% off & Shudoo 20% (in £2ish mags).
New vouchers join Dorothy Perkins £10 off dresses, B&Q 15% off £50, Blockbuster 2for1, Wallis 15% off
Plus 15% off Cath Kidston, 20% off H&M. Full details in the Daily Deals List: Discount Vouchers
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Free £17 'Portal' PC game. Download the award-winning game (similar to Half-Life) free before Mon 24 May - retails for £17. See the Forum Note: Free Portal Game
Cheap travel spending card: apply now & save 6%+ on everything
If you're heading abroad this summer, get the right plastic now to keep costs low
Using a specialist credit card abroad saves you 6%+ compared to many debit cards or getting cash. Yet to get a card takes time, and one provider's already withdrawn online applications. Why they're cheap: Most cards add a 3%-ish load to exchange rates, so spend £100 of Euros and you pay £103. These are load-free worldwide, so you get the best possible rate and their other fees are lower too. Yet set up a direct debit to repay IN FULL each month to minimise interest or the APRs are up to 18.9%. Top Card (over 50s): Saga's* only fee is 2% on cash withdrawals and it doesn't charge interest on them. Top Cards: While Santander Zero just pips the Post Office*, only its bank & mortgage customers can now apply online. Both charge interest on ATM withdrawals (27.9% & 24.1%) though repay in full and over a month that's only c. £1.80 per £100, but the Post Office adds a 2.5% fee. Top Card with Perks: While only load-free in Europe (a low 1% elsewhere) Nationwide* also gives a year's extended warranty & purchase protection if you pay for UK-bought electricals with it. The cash withdrawal fee is 2.5% plus 27.9% interest even if repaid in full. FULL info in the Updated Guide: Cheap Travel Spending Cards Cheapest Cash: Use MSE's TravelMoneyMax.com to Compare Foreign Exchange rates
Last chance! Tell new PM to support financial education (takes c. 30 secs)
Don't let politicians deprive the next generation of financial education - help get it back on the agenda
Petition closes Sunday, we need more signatures to make the new govt listen. Please sign the petition & spread the word.
Urgent! £165 cashback on Virgin TV, phone & broadband bundles
On top level TV package inc. HD channels & free installation. Biggest automatic cashback we've ever seen
Get cashback by signing up for 12 mths via comparison site SimplifyDigital*. FULL info in the Deals List: Cheap Digital TV
New top 0% credit cards - slash debt costs
Plastic war! New 0% for 15 mths balance transfers or 12 mths 0% on new spending
A deck of best-buy new cardholder deals launched this week (as always they require a credit check). Shift Existing Debts: Now anyone can balance transfer to Natwest* at 0% for 15 mths with a 2.9% fee (it used to be only for its bank customers). It's a month shorter than Yorkshire Bank's deal, but that has a slightly higher 3% fee & could be tougher for some to get. With both cards, clear the debt in full before the 0% deal ends or shift it again or else the rates jump to 16.9% & 11.3% APR. New borrowing 0% for 12 mths: Two cards already do this with perks... Tesco* gives Clubcard rewards points on spending and Virgin* also allows 12 mths 0% balance transfers for a 2.98% fee. The newbie's Barclaycard's Platinum though the only perk's its fairly limited Freedom rewards. Again, ensure you repay or shift by the time the 0% deal ends or the rate jumps to 15.9%-18.9% APR. Warning: Make at least the min repayment or you can lose these deals, and never borrow willy-nilly to supplement income. Only do it for planned, budgeted for, affordable, specific purchases. FULL info, pros cons & pitfalls in the Updated Guide: Balance Transfers, 0% Cards, All-rounder cards. Related: Credit Ratings, Debt Help
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Free 3-month Weight Watchers online package! Normally £63. It's back! By combining a promo code & cashback you can effectively get it for nowt until 28 May. See the Deals Note: Free Weight Watchers
New restaurant vouchers! Strada 2for1, GBK 2 for £9, £5 carvery 'n' pud
Plus still running 2for1s at Pizza Express, Pizza Hut, Burger King, ha ha and Caffe Uno
Joins O'Neill's £5 for 2 burgers 'n' chips & ASK 2 mains for £10 in the Daily Deals List: Restaurant Vouchers
New Guide! Get mobile apps without an iPhone
Whether it's language learning, Cluedo, tube maps or other free applications
The app store is the iPhone's killer function that blew away the competition (see Cheap iPhones), yet now other providers are fighting back with their own app stores. What type of phone do you have? Most modern multi-function phones with email & web access have the ability to download apps. One of the widest ranges is available for phones that work on the Google Android system, but if you've a Windows mobile, modern Nokia, Blackberry or Palm you can probably get apps too. What apps are available? Whether it's paid for big-name games like Call of Duty or Monopoly, or free apps for weather forecasting, first aid, instant messaging, personalised radio, easy newspaper reading, metric converters, or more, someone's built an app. FULL step-by-step help and free apps list for each phone in the New Guide: Mobile Phone Apps Related: Cheap Mobiles, Sell Old Mobiles, Cheapest iPhone
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Watch footie on Virgin/Sky? Cancel for the summer
The season's over, World Cup's on terrestrial, so why pay? Some could save c. £100
Plus, by asking to cancel you're likely to be offered a better deal to keep it. Full guide in the Forum Note: Kick 'em out!
Urgent! Free Royal Mint England World Cup souvenir coin (£1 P&P). Very popular, 150,000 available. Likely to go quick! Just register & pay £1 postage. See the Forum Note: £1 England Coin
Donate £1 to abandoned dogs for free.
Watch stray dog Charlie's story on Youtube and a quid will be donated until 100,000 views are reached. See the Forum Note: Adoption drive
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