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  • Pick My Postcode (formerly known as Free Postcode Lottery or 'FPL') is a fun competition that's been running daily since 2011 and the jackpot's been steadily increasing - it's now £500 a day.

    How does it work?

    Simply register your email and postcode (over-18s only) online at Pick My Postcode* where a registered postcode is selected randomly at 12 noon each day for the £500 jackpot. You'll have to check online before noon the following day to claim it - the prize goes up by £500 each day it's unclaimed and the pot is split if multiple winners with the same postcode claim.

    The biggest prize claimed since the site started is £2,400. You get a bonus of 1p every day you check the site, which is added to your winnings (if you're ever lucky enough).

    There are also a few smaller games to play - including the Survey Draw, which you can enter by answering a quick survey question, and the Stackpot, which gives you a chance of winning £10 if your postcode appears in a list updated twice daily.

    WARNING: There's a totally separate 'Postcode Lottery' that pays out bigger amounts but costs money to play. The one we're talking about is Pick My Postcode (formerly FPL)*, and is always free.

    How do I collect any winnings?

    If you win the main draw (ie, your postcode comes up and you check the site that day), a large "collect" button will appear on screen. Simply press the button and your winnings can be paid into a PayPal account, or you can opt for an Amazon gift card instead.

    You also have the option to "double & donate" your winnings to a charity.

    What MoneySavers have to say:

    Although the site has now grown, so your chances of winning are less than when it first launched, we still hear from lots of people who've won. There are several success stories in our Forum.

    Keith emailed us: "Thanks for telling me about this free no-risk lottery. I won the £150 Survey Draw prize plus a £9.50 bonus. All paid within one week of the draw. Excellent."

    Facebook user Irene said: "I won £650... money was in my PayPal account in a couple of days. Great surprise for minimum effort and no cost", while Forumite sldellar said: "On my sixth check I won! And it was a rollover! Wonderfully timed as I recently lost my job".

    Will I get spammed?

    You automatically get opted in to receive a daily reminder, but you can unsubscribe at any time (click "unsubscribe" at the bottom of the email). And you can leave the lottery at any time via this unsubscribe link.

    Pick My Postcode says links to external sites (surveys, competitions and charities) are all checked and verified before they appear. Even so, it's always worth thinking twice before entering any personal details and reading the full T&Cs for yourself.

    How does it make money?

    Pick My Postcode is funded by ads, which appear all over the site, along with links to other freebies and surveys. You don't have to click them, they make it money just by being there.

    The site's owner, Chris Holbrook, has assured us that your email address will NEVER be passed on to any third parties and you won't ever be required to enter your card details.

    • One registration per person. The site owner reserves the right to withhold winnings if he can't be sure the entry is legitimate.

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