If you click a link with an * to go through to a provider, we may get paid. This usually only happens if you get a product from it. This is what funds our team of journalists, and keeps us free to use. Yet there are two crucial things you need to know about this.
- This never impacts our editorial recommendations – if it's in, it's in there because we independently rate it best.
- You'll always get as good a deal (or better) than if you went direct.
For a more detailed explanation see How MSE is financed.
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Use the Money Mantras
Before spending, use Martin’s Mantras. If you answer 'NO' to any, then don't buy!
Then ask:
- Do I need it?
- Can I afford it?
- Have you checked prices elsewhere?
Then ask:
- Will I use it?
- Is it worth it?
Free protection for all shopping!
There's a little-known piece of legislation that turns any credit card into a financial self-defence superhero. 'Section 75' of the Consumer Credit Act means your plastic must protect anything you buy for more than £100 for free, so if there's a problem or the company goes bust, you can still get your money back.
And although Section 75 doesn't apply to debit cards, there is something else to fall back on if you've paid using a debit card, or used a credit card for a purchase under £100. Known as Chargeback, this is part of banks' and card companies' internal rules and not a legal requirement. Read full details of Section 75 or Chargeback, plus how to claim, in our guides.
What the * means above
If a link has an * by it, that means it is an affiliated link and therefore it helps MoneySavingExpert stay free to use, as it is tracked to us. If you go through it, it can sometimes result in a payment or benefit to the site. It's worth noting this means the third party used may be named on any credit agreements.
You shouldn’t notice any difference and the link will never negatively impact the product. Plus the editorial line (the things we write) is NEVER impacted by these links. We aim to look at all available products. If it isn't possible to get an affiliate link for the top deal, it is still included in exactly the same way, just with a non-paying link. For more details, read How this site is financed.
Duplicate links of the * links above for the sake of transparency, but this version doesn't help MoneySavingExpert.com:
8 October 2024
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Martin: 'Time for a difficult chat'
FREE wills & more
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Shift debt to 29 months 0%
Guaranteed
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Energy fixes getting costlier
ACT SOON
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Ibiza for under £5?
Plus Mykonos & more
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'I saved £286 on home insurance'
A rapid success
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£33 Barbour specs or sunnies
Normally £135
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Sent money to a scammer?
Banks now have to pay you back
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Tesco shopper? You've got two weeks left to spend £14 million of expiring Clubcard vouchers – or extend them with our trick
17 August 2024![]()
If you've got a Tesco Clubcard, check if you have any vouchers close to expiring, as £14 million-worth are due to run out on Saturday 31 August. -
Received car finance mis-selling compensation out of the blue? It DOESN'T stop you complaining about the latest scandal
13 August 2024![]()
Some MoneySavers have reported receiving car finance mis-selling compensation payments out of the blue. But these are unrelated to the latest ongoing investigation into hidden commission, which means you CAN still complain about that on top. -
Amazon launches new credit card offering rewards on your spending – is it worth getting?
13 August 2024![]()
The Amazon Barclaycard has no annual fee and gives 1% to 2% back on purchases at Amazon and up to 0.5% elsewhere, all paid in the form of gift cards to use at the online retail giant. -
Chase cuts rate on popular 5.1% boosted saver – should you ditch and switch?
13 August 2024![]( "2150786737")
Chase has cut the rates on its linked easy-access 'boosted saver' and standard saver accounts by 0.25 percentage points. -
NS&I launches new British Savings Bonds paying up to 4.6% if you lock your cash away – but how do they stack up?
13 August 2024![]()
NS&I has refreshed its range of fixed-term 'British Savings Bonds' by adding a two-year option paying 4.6% and a five-year option paying 4.1%. And its three-year bond will now pay newbies 4.35% (up from 4.15%). Here's how they stack up.
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Martin Lewis on pension credit: What over-66s need to know
24 September 2024![]()
Nearly a million pensioners are missing out on pension credit, a vital benefit worth £1,000s a year for many, which tops up your income. -
Martin Lewis: Is it time to ban unnecessary Christmas presents?
17 September 2024![]()
Update September 2017: It’s eight years since I first braved this subject, expecting a snowstorm of protest. Instead, year after year more join in, like Julia who recently tweeted me, “@MartinSLewis, finally took your advice and told my family I can’t afford Christmas presents. What a weight off my mind. Thank you.” One year even the Archbishop of...
Clever ways to calculate your finances
