Topcashback Discount Codes January 2026

2 Current Deals

MSE Blagged

New members only. Sign up by 18 January

New to Topcashback? Then you can nab an extra £30 cashback when you spend £5 or more online through it. Sign up to the cashback website using our blagged Topcashback* link by 11.59pm on Sunday 18 January or before 10,000 newbies have signed up, whichever's first.

You've got three years (or 1,095 days) from when you sign up to claim the bonus by making a qualifying purchase with one of the 1,000s of brands Topcashback lists (there are some exclusions – see below).

But before you get cashbacking, have a butcher's at these need-to-knows...

Signing up is free, but cancel 'Plus' membership if you don't want it. You'll automatically be enrolled in Topcashback Plus*, which gets you cashback top-ups, up to 25% payout bonuses and exclusives in return for £5 a year. If you decide to stick with it, you'll still get the full £30 bonus as the £5 will be taken from your cashback earnings each year. To cancel it, see Topcashback's end Plus membership* info.

You get the regular cashback rate as well as the bonus. So this deal's a no-brainer if you've got spending to do that can be done through Topcashback. If, say, you're also new to Tesco groceries click & collect, and you make an order of £40 or more, you'll get the £8.50 being offered for that at the time of writing AND the £30, netting you a tasty total of £38.50.

You can max your cashback by spending the minimum. Just buy something for £5 that you're bound to use at some point, such as a four-pack of Duracell AAA batteries from Argos or 10L of Miracle-Gro multi-purpose compost from B&Q. Just make sure where you buy from offers free click & collect locally so you don't have to pay for delivery, which doesn't count towards the minimum spend.

Cashback ISN'T guaranteed. Things can go sideways, such as your purchase failing to track (see 'More info' if that happens) or the company you spent with going into administration. This is why we always warn that cashback should be seen as a perk rather than money in your pocket. For more on protecting yourself, see our six MAJOR cashback safety rules.

And finally, make sure you qualify for the bonus. Broadband contracts, mobile phone contracts and takeaways aren't included – for the full list of exclusions, see 'More info' below. The deal's for new users only and can only be used once. To get the bonus you must sign up using our blagged Topcashback* link. Full info in the Topcashback T&Cs* (scroll down to 'About this promotion').

More info

Topcashback's 'takeaway' category isn't included in the deal...

...so sadly no bonus for treating yourself at the likes of Deliveroo, Just Eat or Pizza Hut.

And these retailers, providers, products and services aren't included either...

Affordable Mobiles, Animal Friends Insurance, Apple Certified Refurbished, Apple Store Online, Asda Money pet insurance, Autotrader, Confused.com gap insurance, Confused.com home insurance, Confused.com life insurance, Confused.com motorbike insurance, Confused.com pet insurance, Confused.com temporary car insurance, Confused.com travel insurance, Confused.com van insurance, Confused.com van, bike & car insurance, First Direct current account, Gocompare van insurance, Homeprotect landlord insurance, O2, O2 mobile broadband, Policy Expert home insurance, Purely Pets insurance, Quotezone, Skyscanner, So-Sure mobile phone insurance, Swinton landlord insurance, Three Sim contracts, Topcashback broadband comparison, Topcashback mobile comparison, uSwitch broadband comparison, uSwitch car insurance comparison, uSwitch home insurance comparison, uSwitch mobile comparison, Wealthify stocks & shares ISA, and Xe money transfer.

How long until you can withdraw your cashback?

According to Topcashback, this will depend on who you made your qualifying purchase with, as they have to confirm it and then pay up, which "can take on average between one to three months".

You should see your purchase and bonus in your Topcashback account* within 24 hours, but it can take up to seven days. An 'estimated payable speed*' should then be shown to give you an idea of when you'll get your money.

The Topcashback T&Cs* say that the bonus will be available to withdraw from "the date that your purchase is confirmed (your qualifying purchase will show as 'confirmed' in your account earnings) to Topcashback from your chosen retailer".

What should you do if your purchase and bonus don't track?

Give it seven days. After that, submit a missing cashback claim so Topcashback can chase up the company you spent with. For full info on how to do that, head to Topcashback's Why didn't my purchase track?* page.

Get Deal *

For Disney+ newbies

For new and existing Topcashback members

If you've not had Disney+ before and you're planning to sign up, it's possible to get up to £13.65 cashback if you go through this Topcashback Disney+* link.

It works best if you're signing up for an annual subscription, as that's where you'll get a decent amount of cashback, though you'll get a small amount for a monthly subscription plan too.

For example, a 'Classic' Topcashback member (its free tier) signing up to an annual Disney+ 'premium' plan costing £149.90 can get £11.05 cashback on top, effectively making it £138.85 for the year. A 'Plus' Topcashback member (£5 deducted from your annual cashback earnings) can get £13.65 cashback on top, effectively making it £136.25 for the year.

Here's the full breakdown of how much cashback you can get, depending on which Disney+ subscription you choose, and which level of Topcashback member you are:

Disney+ subscription	Annual plan cashback amount	Monthly plan cashback amount
Premium	Classic: £11.05 \| Plus: £13.65	Classic: £1.95 \| Plus: £2.41
Standard	Classic: £5.95 \| Plus: £7.35	Classic: £1.40 \| Plus: £1.73
Standard with ads	N/A	Classic: 85p \| Plus: £1.05

Topcashback says this is an ongoing offer, though cashback amounts will change from time-to-time – we've previously seen it offer up to 15% cashback. You'll need to be new to Disney+ to get it, and the cashback should be credited to your Topcashback account within 10 weeks.

Important: Cashback is never certain as things can sometimes go wrong (not tracking properly for example), so see it as a bonus rather than a guarantee. Check our Top cashback sites guide for more information.

Get Deal *

Expired

Newbies only. Purchases must be made by 31 December

If you're new to Topcashback, you can get an extra £17 cashback when you spend £5 or more online at one of the 1,000s of brands it lists. Sign up using our blagged Topcashback* link and make a qualifying purchase by 11.59pm on Wednesday 31 December 2025 OR before 15,000 new customers have signed up, whichever's first.

For excluded categories and companies, plus a few other things we think you need to know, read on...

You might want to cancel 'Plus' membership. While joining is free, when you sign up you'll automatically be enrolled into Topcashback Plus*. This costs £5 a year and gets you extra cashback, payout bonuses and exclusives. If you want to keep it, you still get the full £17 bonus as the fee will be taken from your future cashback earnings. To cancel it, see Topcashback's How can I switch?* info.

You'll get the extra cashback ON TOP of the current rate. It means this deal's a no-brainer if you've spending planned that you can do via Topcashback. For example, if you're also new to Sainsbury's groceries click & collect, and make an orsder of £45 or more, you'll get the £17 bonus plus the £8.50 cashback being offered to new Sainsbury's newbies at the time of writing, so you'd get a total of £25.50 back.

No eligible spending planned? You can still take advantage. Just buy something costing around £5 that you're bound to use at some point. For example, you can get a two-pack of LED lightbulbs from Argos or 10L of multiu-purpose compost from B&Q for a fiver at the time of writing. Use free click & collect to swerve delivery fees, which don't count towards your minimum spend and will eat into your earnings.

Important. Don't count on cashback. Things can go wrong, like your purchase not tracking (if that happens, see 'More info' below) or the brand you bought from going belly up. So we always warn that cashback should be viewed as a nice little goody rather than guaranteed income. Full info in our six MAJOR cashback safety rules.

And finally, there are some exclusions. Not all the brands, products and services listed are eligible for this deal – full list in 'More info' below. It's only open to new members, can only be used once and can't be used in conjunction with its Tell-a-Friend* scheme. For full info, see the Topcashback T&Cs* (scroll down to 'About this promotion').

Looking for more on the top-paying sites and boosting your earnings? See Top cashback sites.

More info

The 'takeaways' category is excluded from this deal...

...which sadly means no bonus for spending at the likes of Deliveroo, Just Eat and Domino's Pizza.

And the following retailers, providers, products and services are excluded too...

Affordable Mobiles, Animal Friends Insurance, Apple Certified Refurbished, Apple Store Online, Asda Money pet insurance, Autotrader, Confused.com gap insurance, Confused.com home insurance, Confused.com life insurance, Confused.com motorbike insurance, Confused.com pet insurance, Confused.com temporary car insurance, Confused.com travel insurance, Confused.com van insurance, Confused.com van, bike & car insurance, First Direct current account, Gocompare van insurance, Homeprotect landlord insurance, O2, O2 mobile broadband, Policy Expert home insurance, Purely Pets insurance, Quotezone, Skyscanner, So-Sure mobile phone insurance, Swinton landlord insurance, Three Sim contracts, Topcashback broadband comparison, Topcashback mobile comparison, uSwitch broadband comparison, uSwitch car insurance comparison, uSwitch home insurance comparison, uSwitch mobile comparison, Wealthify stocks & shares ISA, and Xe money transfer.

How long does it take to get cashback?

Topcashback says this depends on who you spend with, as it has to wait for the brand to confirm the purchase and pass on the cashback, which on average takes between one and three months.

Your purchase should appear in your Topcashback account* within 24 hours, but it can take up to seven days. You'll then get an 'estimated payable speed*' so you've an idea of how long it'll be.

Topcashback says that "once the retailer has paid us the commission for your purchase, we'll make your cashback 'payable' and ready to withdraw and spend".

Purchase not tracked?

Allow seven days for it to show up. After that, submit a missing cashback claim so Topcashback can follow it up with the relevant firm. Full info on its Why didn't my purchase track?* page.

Expired

Newbies only. Purchases must be made by 5 December

Bag an extra £35 cashback when you spend £5 or more via Topcashback. If you're a new user, sign up using our special Topcashback* link and make a purchase at one of the 1,000s of brands it lists by 11.59pm on Friday 5 December OR before 10,000 newbies sign up.

There are some exclusions and also some key details you should take on board before diving in...

Signing up costs nothing, but you'll have to opt out of 'Plus' membership. You'll automatically become a Topcashback Plus* member when you join. This costs £5 a year, which gets you top-ups, bonuses and exclusives. If you choose to stay on it, you'll still get the full £35 extra cashback when it's ready to withdraw as the fee will be taken from the cashback you earn each year. To cancel it, see Topcashback's End Plus membership* help.

You'll get the bonus as well as the regular cashback rate. It makes this deal a no-brainer if you've spending planned that can be done through Topcashback. So, for example, if you're also new to Tesco click & collect, and you spend £40 or more on groceries, you'll nab the £8.50 cashback being offered on that at the time of writing, as well as the £35 bonus, netting you £43.50 in total. Dope.

No purchase planned? How to bag the bonus the MoneySaving way. Max the cashback by spending the minimum on something you're bound to use in the future. For example, you can get two rolls of wrapping paper from Argos or 1.7kg of wild bird seed from B&Q for a fiver. Make sure wherever you buy from offers free click & collect, as delivery costs don't count towards the minimum spend and will eat into your earnings.

Remember: Cashback's NOT a certainty. Things can go wrong, such as your purchase failing to track (if that happens see 'More info' below) or the firm you spent with going bust. This is why you should see cashback as a nice little add-on and not guaranteed income. And always look for the best deal overall rather than the biggest cashback rates. For more on this, see our 6 MAJOR cashback safety rules.

And finally, the exclusions... Broadband contracts, mobile phone contracts and takeaways aren't included in the deal, as well as certain brands and products (see 'More info' below). It's only open to newbies, can only be used once and can't be used with Topcashback's referral scheme*. For more details, see Topcashback's T&Cs*.

Full info on the top-paying sites and how to boost your earnings in our Top cashback sites guide.

More info

The following categories are excluded from this deal...

Broadband contracts, mobile phone contracts and takeaways, which sadly means no bonus for spending on the likes of Just Eat, Pizza Hut and Uber Eats.

And these retailers, providers, products and services are excluded too...

How long until you get your cashback?

Topcashback says this is down to who you make your qualifying purchase with as the retailer or provider has to confirm it and pass on the money, which can take between one and three months, so try to be patient.

The purchase and bonus should appear in your Topcashback account* within 24 hours, but it can take up to seven days. You'll then get an 'estimated payable speed*' to give you an idea of how long it's likely to take.

The Topcashback's T&Cs* say you should be able to withdraw the bonus "the date that your purchase is confirmed (your qualifying purchase will show as 'confirmed' in your account earnings) to Topcashback from your chosen retailer".

What should you do if your purchase doesn't track?

Don't panic – give it seven days. If it doesn't appear, make a missing cashback claim so Topcashback can chase it up with the retailer or provider. For how to do that, see it's Why didn't my purchase track?* page.

Note: According to Topcashback's T&Cs*, "the cashback bonus may not apply to purchases where a missing cashback claim needs to be lodged to get your purchase to track correctly".

Martin's Money Mantras

Use them

Before spending

If you answer 'NO' to any of the following questions, don't buy.

Are you

Not skint? Ask:

Will I use it?

Is it worth it?

Are you

Skint? Ask:

Do I need it?

Can I afford it?

Free protection for all shopping!

There's a little-known piece of legislation that turns any credit card into a financial self-defence superhero. 'Section 75' of the Consumer Credit Act means your plastic must protect anything you buy for more than £100 for free, so if there's a problem or the company goes bust, you can still get your money back.
And although Section 75 doesn't apply to debit cards, there is something else to fall back on if you've paid using a debit card, or used a credit card for a purchase under £100. Known as Chargeback, this is part of banks' and card companies' internal rules and not a legal requirement. Read full details of Section 75 or Chargeback, plus how to claim, in our guides.
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