Credit rating

Royal Bank of Scotland has today announced the reclaiming process for the millions hit by charges after its IT meltdown, which we can exclusively reveal. The beleaguered bank will refund all charges for both its own customers and those of other banks as a result of the crisis, which still rumbles on.

It's Valentine's Day, and as couples save if they do it together, what better opportunity to throw out a few MoneySaving tips for those in relationships?

Consumers can now get permanently free access to their credit report, which can tell them if they're likely to be accepted for a credit card, loan or mortgage.

Former Egg credit card customers have reported major problems after the switchover to Barclaycard.

Confidence in the UK's financial sector was dealt a blow today after an agency slashed the credit ratings of some of Britain's biggest financial institutions to reflect reduced Government support.

Consumers will soon be able to get permanently free access to their credit report, which can tell them if they're likely to be accepted for a credit card, loan or mortgage.

Half of credit card and loan applicants may not get the advertised rate from next month under new European rules that weaken consumer protection.