MoneySavingExpert.com homepage
Cutting your costs, fighting your corner
Founder, Martin Lewis · Editor-in-Chief, Marcus Herbert
Search bar closed.
MoneySavingExpert News

Remortgaging

self2.jpg
Even if you are locked into your mortgage you might be able to get a new rate at today's prices with several major lenders increasing how far in advance existing borrowers can tie into new deals. The change comes as interest rates are on the rise with the base rate hitting 2.25% in September.
14 October 2022
hero-student-calculator.jpg
Mortgage broker Tembo has taken down misleading online adverts encouraging people to remortgage to repay their student loans after pressure from MoneySavingExpert.com (MSE). Two pages on the firm's website have also been removed after we told Tembo we'd report it to the financial regulator as the advice could have left many worse off. 
12 May 2022
hero-mortgages-mortgage-types.jpg
Mortgage affordability rules are set to be relaxed to allow homeowners to switch to a cheaper deal more easily, the financial regulator has announced. The move would also help free tens of thousands of mortgage prisoners, in an important victory for MoneySavingExpert.com's long-running campaign.
26 March 2019
parliament_riverview
The Financial Conduct Authority has been accused of having no "sense of urgency" as it grapples with how to help 30,000 so-called 'mortgage prisoners' who have been told they can't afford to switch to a cheaper deal.
14 June 2018
houses
Tesco Bank has launched the new lowest five-year fixed-rate mortgage on the market – at 1.68% with a £995 fee if you borrow 60% of your home's value when you remortgage.
6 June 2017
money
Yorkshire Building Society has taken the lead in the race to offer the lowest mortgage rate after cutting its two-year deal to a head-turning 0.89% – but you'll need a hefty deposit to qualify and the lender could decide to increase the rate during the term.
21 April 2017
editcom170
If you've a mortgage that's due to renew in 2017, your biggest financial risk may well be that rates will rise rapidly. They've been at historic lows and we've got used to that. Yet some of the cheapest deals, such as HSBC's 0.99% 2yr fix, have been axed this month. And the City's swap rates, one of the factors banks use to decide their fixed rates, have risen - eg, 5yr swaps are up from 0.35% in September to 0.87% now. This has all fuelled fears of further mortgage hikes.
21 December 2016
editcom170
If you take a historic view, mortgage deals aren't just cheap right now, they're miles below the cheapest. But according to MSE founder Martin Lewis that may be about to change...
16 November 2016
houses_town
Around 750,000 customers with mortgage payment shortfalls have overpaid when trying to clear their arrears, according to the financial watchdog – with those affected due to be reimbursed hundreds of pounds.
19 October 2016

Suggest a story

Got a money-related news story that affects you? Email us

MSE Email icon 12 November 2024

For all the latest deals, guides and loopholes simply sign up today - it’s spam free!

Martin's Council Tax cost-cutters
Are YOU due £1,000s?
30-month 0% balance transfers
They finally return
New cheap energy fixes
Save 8%
MSE's Christmas Deals Predictor
It's back!
Free £25 on 0% credit card
Up to 20 months 0%
Boots sale
Including £387 beauty £88
Student Finance Debunked!
Martin's must-listen
Tools and calculators

Clever ways to calculate your finances

Find your odds of getting top cards
Find your odds for getting a cheap loan
Compare broadband, phone & TV deals
Compares thousands of mortgages
Eight calcs to help you work out the cost
We ensure you’re on the cheapest tariff