Poll

For some people, the days of keeping cash in their pockets are long gone. Contactless cards especially mean many transactions can just be done with a ‘beep’. So we wanted to test how cashless our society is now, and who’s using it. Please tell us which option is NEAREST to your situation.

The world is richer than it used to be, but do you feel it? Taking into account financial wealth and income (and factoring in inflation), overall how do you think you stand compared with your parents? Are you financially better off than your parents at your age?

The gender pay gap is in the news again. Normally in the consumer world if you’re unhappy with something, you should politely complain. We wanted to test whether this applies in the world of work too. Have you ever asked for a pay rise (disregarding any company-wide annual rises)? Please select the CLOSEST option to your situation.

Credit cards are like fire. Used right they are a useful tool, but get it wrong and they burn. So we want to test how you use them. Please select ONE option under the relevant category closest to your position.

The UK's exit from the EU has now been delayed until at least 12 April (see our 25 Brexit need-to-knows). We wanted to test your gut reaction about Brexit and its effect on your pocket, rather than the specifics. So how do you FEEL your finances will be affected over the next few years – which of these is closest to your view?

Two in five card payments are now made using contactless – up 31% in 2018. Yet the maximum amount you can spend using contactless is just £30 (barring some using Apple Pay), which is done to cap spending if someone takes your card. What would you like the limit per transaction to be?

Early retirement talk was once all the rage. Now, with the state pension age rising (to 67 by 2028), retirement expectations are changing rapidly. Please select one option CLOSEST to your realistic hopes for completely giving up work.

Every six months we ask for your help to track the quality of customer service provided by banks. By comparing your answers with last time, we can see which have got better or worse. So, please vote based on CUSTOMER SERVICE for your main CURRENT account over the last SIX MONTHS. Ignore rates or any other products, and service if it's more than six months old.

Haggling can provide big savings – on anything from digital TV and broadband to credit cards, breakdown cover and insurance. Each year we try to gauge the success rates of those who've done it. So please let us know whether you've gained cheaper prices, extra goods, better deals or reduced interest. Which of these firms have you tried to haggle with IN THE LAST YEAR? (Select as many as you want from the major providers below.)

We can tell you which are the cheapest broadband providers, but to keep our customer service ratings updated, we need your help. Please rate your BROADBAND provider on customer service (not price) over the past SIX MONTHS. Switched broadband recently? Rate the provider you were with the longest over the last SIX MONTHS.