Poll

We can tell you which the cheapest broadband providers are, but to keep the customer service ratings updated, we need your help. Please rate your BROADBAND provider on customer service (not price) over the past SIX MONTHS. Switched broadband recently? Rate the provider you were with the longest over the last SIX MONTHS.

Every six months we ask for your help to track the quality of customer service provided by banks. By comparing your answers with last time, we can see which have got better or worse. So, please vote based on CUSTOMER SERVICE for your main CURRENT account over the last SIX MONTHS. Ignore rates or any other products, and service if it's more than six months old.

It’s Valentine’s, so we want to know if it’s acceptable to use a 2for1 restaurant voucher on a first date. We’ve asked this over previous years - so let’s see if attitudes have changed. (PS: Yes we know splitting the bill/the woman paying are more than valid options, but that’s a poll for another day…) Imagine Robert asks Ashley to dinner on a first date, saying he’ll pay. When the bill comes, he pulls out a 2for1 voucher – what advice would you give Ashley?

Depending on your view… either love is in the air on Valentine’s Day, or we’re all victims of a commercial construct to push us to pay money to demonstrate our affection. So let’s see how much you’re planning to spend. Please estimate your total spend for Valentine’s and all related activities (incl presents, special dinners, outings, trips etc).

If you want to dictate where your assets go when you die, you need a will. Die without one and on top of the grief, it can cause a financial nightmare for the people you care about. A will can be made cheaply, and sometimes for free (see our Cheap Wills guide). So do you have a will and if not, why not? Please select ALL of the options that apply to you. PS: Thanks to @JodieRamsdens for suggesting this.

With the growing use of social networks, streaming services, gaming and more all done on mobiles, we wanted to see how much data you crunch in a month. How much data (via your 3G or 4G signal not Wi-Fi) do you USE in a typical month? If unsure, check your data usage settings or your mobile bill.

Martin often suggests you keep three to six months’ worth of basic outgoings as an emergency cash fund if you’re debt-free. So we want to find out how much this is for most people. How much do you spend on necessities in a year – incl rent/mortgage, basic food, energy bills, council tax, water bills, credit card/loan repayments?

With an increased focus on tax collection, investigations have shown billions of extra revenue could be collected if there were more formal payments for casual work. Yet in many industries cash in hand is still commonplace. Which of the following would you typically pay cash in hand for? For services you use REGULARLY please select whether you pay cash in hand or in a traceable way (eg, cash with receipt/invoice or via cheque, card or bank transfer).

Now the festive season is over, Santa finally has the chance to rest, yet for parcel delivery firms (which helped) it's business as usual. Over the past few years we've heard a variety of horror stories ranging from no-shows, mis-delivered parcels and even items being left in the bin. So it’s time for our fifth annual poll to sort the good guys from the cowboys... Please rate your experience with each of these firms DURING THE LAST YEAR (don’t rate if you haven’t experienced their services).

With the year drawing to a close, we wanted to find out if you’re financially better off now than you were at the start of January 2017. Whether you saved money, paid off debt, overspent, borrowed, had a pay rise etc, tell us how your household finances fared over the past year. Please select ONE option under the relevant category.