Poll

Whether you plump for turkey, goose, ham or a good-old nut roast for your festive meal, which one of these UK-based celebrity chefs would you like to cook it? Which celebrity chef would you want to cook your Christmas dinner (and trimmings)?

Sadly, the best deals rarely come to loyal customers. Moving company to a new, hot promotional deal is often (not always) the way to slash costs. So for EVERY category please select whether this year you’ve: - Switched: If you changed a provider/person in this category - Stuck: If you’re with the same provider/person (even if a different offering) - Don’t have: If you don’t have one of these…

This week the East of England Co-op joined the likes of online retailer Approved Food and others in selling food beyond its 'best before' date to try to reduce waste (read more on what 'best before' means). When you find food at home past its best before, what do you do?

Christmas is nearly here. For some it conjures a picture of family, fun and festive frivolity; for others it means stress, present pressure, debt and chores (see Martin's Ban Unnecessary Christmas Presents blog). So if you had a CANCEL CHRISTMAS button that'd make the whole thing disappear (and just add days to your holiday entitlement), would you press it?

Winter's nearly here, the heating's on and while we're all about slashing energy bills (do a five-min comparison to see if you can save), we know service counts too. So twice a year we test recent customer service. Please rate your current supplier's SERVICE (not price) IN THE LAST SIX MONTHS (try to forget issues from before). If you've gas & elec with different firms, rate both.

Haggling with companies can provide big savings – on anything from digital TV and broadband to credit cards, breakdown cover and insurance. Each year we try to gauge the success rates of those who've done it. So please let us know whether you've gained cheaper prices, extra goods, better deals or reduced interest. Which of these firms have you tried to haggle with IN THE LAST YEAR? (Select as many as you want from the major providers below.)

There were 159 banking app logins per second last year. And now there are even app-only banks. So we want to know what you think of them. Do consider how easy they are to use, customer service and the range of features, eg, does it just have standard features such as account details and transactions, or does it offer extra features such as budgeting and categorising your spending? Please vote for ALL THE APPS that you've used.

A new cheque clearing system starts to roll out this week which means cheques will clear no later than the end of the next weekday, rather than taking up to six – and you may soon be able to deposit cheques by sending a picture of them.  Yet are cheques a thing of decline for many? How often do you use a cheque to pay – which of these is nearest to your situation?

The Consumer Prices Index, a key measure of UK inflation, hit 3% in September - the highest it's been since March 2012. So with living costs shooting upwards we wanted to know if your salary (excluding bonuses and assuming you're in work) has kept up with the rate of inflation. Please vote under the category that reflects your annual salary. If paid hourly, weekly or monthly, work out how much you take home roughly each year (before tax). Have you had a pay rise (or if self-employed awarded yourself one) in the last year?

Pensions are a powerful tax break – allowing and encouraging people to save for retirement from PRE-TAX salary – at a cost to the Treasury of an estimated £35bn/yr. In simple terms… FOR EACH £100 SAVED IT ONLY COSTS A… - Basic 20% rate (salaries c. £11,500+) taxpayer £80 from their pay packet - Higher 40% rate (salaries c. £45,000+) taxpayer £60 from their pay packet - Top 45% rate (salaries c. £150,000+) taxpayer £55 from their pay packet Some argue this is fair as everyone simply saves on paying income tax, others say higher earners do better as their tax gain is at least double. One idea mooted for the Autumn Budget is everyone just gets a 20% tax break, ie, a cut for higher earners, and a saving to the Treasury of over £10bn/yr. Do you think pension tax relief should be cut for higher-rate taxpayers?