Poll

Ofcom, the communications regulator, is investigating digital TV, broadband, landline and mobile phone ‘retention’ offers - those where when you ask to leave they try and cut prices to persuade you to stay. It believes this could be harmful to consumers in the longer term as new providers find it hard to compete for business, therefore reducing choice and meaning only decent hagglers get the better deals (for tips on how to do it see our How to haggle service providers guide). Which of the following is CLOSEST to your opinion?

It’s time to update the MSE logo (actually in truth we don’t have a logo – it's more just the site name written out) and so we've worked on two designs. So we wanted to give you a say in what you think works best; after all you’ll be the ones who have to look at it! Please pick the logo you prefer:

The Scottish referendum is here. Those resident in Scotland will decide whether the country should break away from the rest of the UK. So we wanted to run our own vote for the constituent countries of the UK using similar stark language as in the real referendum. Please select the option closest to your views.

No, sorry we’re not giving them away. Yet lots of firms now use them as promotion incentives e.g. currently you can get £100 Amazon vouchers with an EE broadband deal.So we wanted to know how much gift cards are worth to you if you could take them in hard cash, remembering too of course that if you’re holding one and the firm goes bust, they’re often worthless. Imagine a friend was willing to sell you their £100 gift card (for personal use not to resell). How much would you pay for it (answer from as many of the following options as you like)?

'Selfies', holiday snaps, and even 'ussies' are posted on social media quicker than you can say, "cheese!", but have you fallen out of favour with the local photo developer? Do you tend to hoard your images on your phone or computer, or do you get them printed on a regular basis? Please select ONE option CLOSEST to your views.

Back-street bazaars aren't the only places you can haggle in. Whether it's asking 'em to throw in some extras to negotiating a discount, you can haggle successfully on Britain's high streets. Please let us know how you got on, and ONLY VOTE FOR SHOPS YOU'VE TRIED TO HAGGLE IN. Click as many stores as you like.

We run this poll on big banks' current accounts every six months to see how the experience changes. We’d love your feedback. Please vote based on CUSTOMER SERVICE for your main CURRENT account over the last SIX MONTHS. Please ignore rates or any other products, or service from before six months ago.

Many see a hotel room as a free-for-all. They don't just use things while they're there - once they leave, they take all they can, sometimes crossing the border of legality. Tick each of the items you've taken from a hotel room (without specifically paying for it).

There have been more horrid reports of energy firm billing errors. We regularly ask for your feedback on firms, and have brought this poll forward to see how big the issues are. Please rate your current supplier’s SERVICE (not price) over the last SIX MONTHS (or less if you’ve recently switched). If you’ve gas and electricity with different firms, please vote for both.

Does your child's school let you buy from supermarkets, or are you restricted to a specific shop? Which of these is closest to your situation? You can vote in each category if you've got children in different schools.