March

Welcome to the hush-hush world of last-minute seat-filling, where it's possible to watch a theatre show for around £4 to £6.50 – and what's more, we've a way for newbies to get an extra 25% off on top. Theatres do it because they quite literally need bums on seats to help create an atmosphere – but you must agree not to say what you get so you don't upset people who pay full whack.

If you've got a smartphone, it can be a great tool for saving (and making) money. Here's a rundown of some of the best free MoneySaving apps, many of which can be found on MSE team members' phones. 

My name is Kelvin, I'm a features writer at MoneySavingExpert.com... and I'm an idiot with money. I've no excuse – after all, I write for the UK's biggest consumer website. But sadly, while I play a part in helping people save every day using MSE, my personal relationship with cash is a mix of fleeting highs and lingering regret.