I usually write blogs as the 'MoneySavingIdiot', chronicling my attempts to practise what we preach at MSE (the last one was on switching bank accounts). But as this is a more personal blog, written ahead of World Mental Health Day, I thought it would be better coming from MSE Kelvin. So, here's my tale of my own mental health struggles and how I've battled credit card debt...
The MSE Forum is a one-of-a-kind place, and a big part of what makes our community so special is the way MoneySavers encourage one another by joining challenges. These quests range from ways to meet your savings goals to ideas for setting budgets so that you can trim your spending.
If the past couple of years involved less international travel and more home decluttering, then like me, you may have found a veritable treasure trove of random coins and notes from countries you're not sure you ever visited, or even still exist (and even if the country still does, the currency may not!). In this blog, I'll show you how I easily turned mine into spendable cash and how you can too.
My name is Katie and I’m a shopaholic.
It may surprise you to know that someone at MSE Towers can be guilty of spending on things they don’t need. But as with everyone, we all have money-saving work to do. For those with a spending habit, this season can be particularly difficult, as new products are launched, sales are pushed at you from every angle, and discounts are deeper than at any other time of year. For those with mental health challenges, it’s even worse.
Switching bank – Martin's been telling you to do it since the heady days of 2003 when Spirit in the Sky by Gareth Gates and The Kumars reached number one and national newspapers regularly reported when David Beckham changed his hair. Yet our most-recent poll of MoneySavers found one in three have NEVER switched their main bank account. Outrageous.
Every week it’s the same old, same old. First, a reader expresses shock (and even disgust) at the size of their insurance renewal quote. It sparks an angry phone call to an indifferent insurer which in turn triggers an urgent visit to a price comparison site. Big savings then emerge (£100s and even £1,000s) – often with...
Earlier this month, First Direct and HSBC cut their market-leading regular savings rates from 5% to 2.75% on new accounts, leaving M&S Bank as the sole 5% survivor. The cut means that, excluding M&S, the next best rate that's accessible to all is 3% from Virgin Money, much closer to rates offered on other types of savings accounts. So, are regular savers still worth saving in? We run the numbers to find out...
Did you miss the first two sure-to-be-award-winning MoneySavingIdiot blogs (on train delays and travelling abroad)? If so, then here's the idea. Although working at MSE means I help people save money, I suck at doing the same for myself. So I'm attempting to improve my cash-related competence and help inspire other non-natural MoneySavers. This week: credit scores.
Martin: Car insurance up 41%
Home not far behind. Lock in now to save
Cheapest ever iPhone 14 deal
As iPhone 15's launched
12 ways to cut your food bill
Deals, tricks & tips
FREE National Trust day pass
For a family – normally £30ish
TWO new bank bribes launch
Get up to £210 FREE
With E.on? Beat the Price Cap
With its new fixed-term tariff
243 spring bulbs £15 delivered
7,500 bundles available
Read the full email
For all the latest deals, guides and loopholes simply sign up today – it's spam-free!
22 September 2023
19 September 2023Are you always throwing out food that’s gone off? In November it was claimed that new food labelling guidance could save shoppers £1 billion a year by prolonging the lifespan of food and stopping edible items being thrown out. That’s likely to be introduced later this year – but in the meantime we’ve 12 tips to help you stop throwing...
15 September 2023
11 September 2023
8 September 2023