Is couponing kaput?

Couponing and in particular, extreme couponing, took the UK by storm in 2012-2013 and many of us have enjoyed years of free goodies and following the escapades of couponers like our Coupon Kid, Jordon – see how he got £105 of shopping for £1.62 as an example. Recently, although the availability of coupons ebbs and flows, we’ve seen the rise (and sometimes fall) of cashback websites begin to outstrip traditional coupons. So, is it just a blip or is couponing kaput?

Fancy a £500 windfall just for checking your insurance at renewal?

Every week it’s the same old, same old. First, a reader expresses shock (and even disgust) at the size of their insurance renewal quote. It sparks an angry phone call to an indifferent insurer which in turn triggers an urgent visit to a price comparison site. Big savings then emerge (£100s and even £1,000s) – often with...

I’ve invested in Bitcoin – it’s been a roller-coaster. Here’s what I’ve learned

You know what, the headline is wrong. I didn’t invest – I gambled. I bought £250’s worth of cryptocurrency – Bitcoin, Ethereum and Litecoin – in December. I know nothing about them, I just saw the price rising and thought I could make a quick buck. Yet I only bought what I could afford to lose, as...

Does your Pensioner Bond mature this Sunday? What should you do with the cash?

Pensioner Bonds are simply fixed-rate savings accounts, launched in January 2015, paying a massive 4% interest for the three-year version (and 2.8% on the one-year version which matured in 2016) – though, as the name suggests, they were only available to those 65+. In total, just under 900,000 people took one out between January and May that...

Is your old £1 coin worth MORE than £1?

The deadline for spending old round £1 coins is fast approaching – after Sunday 15 October they’ll no longer be legal tender. But before you rush to get rid of your old coins, turn ’em over. Some might be worth more than their face value, with a few even fetching up to £20… We’ve been telling you for...

Your new Facebook friend? The automatic savings app that lives in Messenger

While many of us may have ‘friends’ on Facebook we haven’t spoken to in years, it’s unlikely you’re connected with a robot – though with the new wave of ‘chatbot’ tech, this looks set to change. Which brings us onto Plum, a new-ish chatbot. A chatbot is a computer program you can interact with online, and this...

Do you STILL have leftover francs, pesetas or lire stashed away? Here’s how to change them back

According to a recent piece of research, UK households are hoarding millions in expired foreign currency. But if you still have ancient foreign notes and coins, the good news is they’re not worthless – you CAN still exchange them. Now, it’s important to note that this research comes with a major health warning. Bureau de change firm...

If you’ve a piggybank or coin jar, watch out – your £1 coins will soon be unspendable

Are you a coin hoarder? If so, this is a huge warning. Empty your piggybanks, upend your coin jars, scrabble behind the sofa and get all your pound coins together – then spend or save ’em before 15 October.

The credit cards that won’t remove your intro offer for making a mistake

When it comes to credit cards, managing them well is pretty simple: always pay at least the minimum monthly payment (preferably more), on time, and don’t bust your credit limit. These mantras are important. Not following them usually means any promotional 0% interest periods (such as on purchases or balance transfers) are removed, and you get whacked...

Get up to 5% interest with the app that makes saving automatic

Welcome to the new world of app-based banking. There’s been an explosion in recent months of new companies offering a challenge to traditional financial services. From prepaid cards to current accounts and mortgages, there’s little that this modern generation of providers isn’t tackling. And now there’s a ‘chatbot’ app that’ll automatically work out what you can afford...