Toys R Us’s Xmas layaway scheme – is it all it’s cracked up to be?

Toys R Us’s layaway scheme is hugely popular on Facebook and in the papers as a way to spread the cost of Christmas presents. With Take Time to Pay, you choose your toys in store, pay a 20% deposit and then make payments in store every four weeks, over a period of four, eight or 12 weeks. (For...

Free Christmas drinks? Grab them now, don’t be too sloe!

It’s Christmas! Well, almost, actually there are less than 100 days to go. But anyway, that can only mean one thing… we’re getting in the Christmas spirits! Sloes can be found in abundance, for free, in hedgerows over the next few months, so if you’re in the countryside, or even in a city with decent parkland, picking...

Christmas present cost-cutting: the Talbot way

When it comes to Christmas, I like to consider myself pretty MoneySaving. I build up a steady stockpile of presents throughout the year, so I don’t have to buy too much in December, and I set myself a budget. Shopping around for the cheapest prices is easy thanks to the MegaShopBot, and I always check for discount...