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Amex 'Shop Small' – free £5 cashback on up to three £15+ spends

At 1,000s of local stores, restaurants and more

Here's a great incentive to support local businesses... most American Express credit or charge cardholders can get £5 cashback when spending £15 or more at participating local businesses from Friday 1 December until 11.59pm on Sunday 3 December.

Sadly, this is a shorter time frame than usual – in previous years this offer has lasted for around nine days, but it's just one weekend this year. Plus, you can only claim the bonus cashback a maximum of three times, whereas last year it was up to five.

To use the Shop Small offer, you'll need to save it to your card, which you can do any time from now until the promotion ends on Sunday 3 December. You're restricted to three lots of cashback, so a maximum of £15, and each will have to be gained by shopping at a different store. 

Thousands of independent small shops, restaurants, cafes and more take part in Shop Small, but – as the name suggests – you can't use it at the big chains. It's in-store only, so purchases made online – even at a participating retailer – won't work.

However, it’s not an excuse to overspend, and as it’s a credit card, make sure you pay it off IN FULL each month to avoid interest. See our American Express tips and tricks guide for other ways to earn extra cashback or boost your points.

Which American Express cards qualify?

The 3x£5 cashback is available to all personal and small business Amex credit and charge cardholders registered in the UK, with a few exceptions – below is a list of cards which Amex says are definitely not eligible for the Shop Small offer:

  • Corporate cards

  • Business travel cards

  • Prepaid cards

How to get it

1. Either go to American Express Shop Small, log in, see if the offer's available and save it to your card; or do it via the 'Offers' section of the Amex app (iOS/Android).

2. Look for participating retailers near you and from Friday 1 December use your Amex to spend £15+ in a single transaction in-store until 11.59pm on Sunday 3 December.

Other key info

  • Your £5 cashback should appear as a credit to your card within 30 days, but could take as long as 90 days from the offer end date. If you've an Amex cashback card, you get your normal level of cashback as well.


  • You can only get the £5 cashback once in each store, but you can use this offer up to three times.


  • Additional cardholders must save this offer to their own card via the Amex website or app.

For other ways to get cashback on your shopping, see our Top cashback sites guide.

Martin's Money Mantras

Use them

Before spending

If you answer 'NO' to any of the following questions, don't buy.

Are you

Not skint? Ask:

Will I use it?

Is it worth it?

Are you

Skint? Ask:

Do I need it?

Can I afford it?

Free protection for all shopping!

There's a little-known piece of legislation that turns any credit card into a financial self-defence superhero. 'Section 75' of the Consumer Credit Act means your plastic must protect anything you buy for more than £100 for free, so if there's a problem or the company goes bust, you can still get your money back.
And although Section 75 doesn't apply to debit cards, there is something else to fall back on if you've paid using a debit card, or used a credit card for a purchase under £100. Known as Chargeback, this is part of banks' and card companies' internal rules and not a legal requirement. Read full details of Section 75 or Chargeback, plus how to claim, in our guides.
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