If you click a link with an * to go through to a provider, we may get paid. This usually only happens if you get a product from it. This is what funds our team of journalists, and keeps us free to use. Yet there are two crucial things you need to know about this.
- This never impacts our editorial recommendations – if it's in, it's in there because we independently rate it best.
- You'll always get as good a deal (or better) than if you went direct.
For a more detailed explanation see How MSE is financed.
Card Factory Deals
0 Current Deals
We don't currently have any Card Factory deals.
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Personalised A5 photo card for £1.59 delivered
Online at Card Factory. Normally £3.49 delivered
ExpiredYou can send Mum a personalised standard-size (A5) photo card for £1.59 delivered (normally £2.79, plus 70p for delivery) when you go online to Card Factory* and enter our Blagged code MSEMOTHERSDAY at the checkout until 11.59pm on Wednesday 15 March.
Delivery is free when you select Royal Mail 2nd class non-tracked (normally 70p) at the checkout. If you add anything else to your basket besides the card, you will be charged for delivery. Card Factory told us you'll need to order your card by 2pm on Wednesday 15 March if you want it to arrive in time for Mother's Day (Sunday 19 March).
The offer's only valid on A5 cards (8.3 inches x 5.8 inches) with a personalised option featured on the Mother's Day cards page*. It won't work on featured designer A5 cards (priced £3.29), square, A6 or A4 personalised cards, non-personalised in-store cards, chocolate cards or boxed cards. You can't use the code alongside any other offer, and this is limited to one card per customer.
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Personalised A5 card for £1.59 delivered
Online at Card Factory (normally £3.49 delivered)
ExpiredIf you go online to Card Factory* and enter our MSE Blagged code LOVEMSE at the checkout, you can order a personalised standard-size (A5) photo card for £1.59 delivered (normally £2.79, plus 70p for delivery), until 11:59pm on Thursday 9 February.
Delivery is free when you select Royal Mail 2nd class non-tracked (normally 70p) at the checkout. If you add anything else to your basket besides the card, you will be charged for delivery. Card Factory told us you'll need to order your card by 2pm on Thursday 9 February if you want it to arrive in time for Valentine's day.
The offer's only valid on A5 cards (8.3 inches x 5.8 inches) with a personalised option featured on the Valentine's Cards page*. It won't work on featured designer A5 cards (worth £3.29), square, A6 or A4 personalised cards, non-personalised in-store cards, chocolate cards or boxed cards. You can't use alongside any other offer or code, and this is limited to one card per customer.
See our round-up of Valentine's deals for more ways to spread the love for less.
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Use the Money Mantras
Before spending, use Martin’s Mantras. If you answer 'NO' to any, then don't buy!
Then ask:
- Do I need it?
- Can I afford it?
- Have you checked prices elsewhere?
Then ask:
- Will I use it?
- Is it worth it?
Free protection for all shopping!
There's a little-known piece of legislation that turns any credit card into a financial self-defence superhero. 'Section 75' of the Consumer Credit Act means your plastic must protect anything you buy for more than £100 for free, so if there's a problem or the company goes bust, you can still get your money back.
And although Section 75 doesn't apply to debit cards, there is something else to fall back on if you've paid using a debit card, or used a credit card for a purchase under £100. Known as Chargeback, this is part of banks' and card companies' internal rules and not a legal requirement. Read full details of Section 75 or Chargeback, plus how to claim, in our guides.
What the * means above
If a link has an * by it, that means it is an affiliated link and therefore it helps MoneySavingExpert stay free to use, as it is tracked to us. If you go through it, it can sometimes result in a payment or benefit to the site. It's worth noting this means the third party used may be named on any credit agreements.
You shouldn’t notice any difference and the link will never negatively impact the product. Plus the editorial line (the things we write) is NEVER impacted by these links. We aim to look at all available products. If it isn't possible to get an affiliate link for the top deal, it is still included in exactly the same way, just with a non-paying link. For more details, read How this site is financed.
Duplicate links of the * links above for the sake of transparency, but this version doesn't help MoneySavingExpert.com:
26 September 2023
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Martin: It's Meter Reading Week
His 9 energy need-to-knows
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Martin's savers alert
After base rate freeze
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Grab 1.5yrs' FREE family insurance
Travel, mobile & breakdown
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FREE Greggs pizza slice & hot drink
Normally up to £4
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14,000 Vax codes
Incl £400 cordless for £100
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Mortgage rates are falling
Is now the time to fix?
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Now FOUR banks pay you to switch
Up to a FREE £210
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Read the full email
For all the latest deals, guides and loopholes - join the 12m who get it. Don’t miss out
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E.on Next to cut winter bills by up to 50% for some customers on low incomes – here's what's happening
2 October 2023![]()
E.on Next is launching a new support scheme for some of its existing customers on low incomes or with medical needs. -
EDF Energy to cut bills for some by £30 this winter – Martin Lewis welcomes move but says 'it's not a game-changer'
29 September 2023![]()
EDF Energy will cut bills by £30 for some 260,000 of its customers who get the Government's Warm Home Discount this winter. -
Martin and MSE among organisations calling for energy social tariff as millions expected to struggle with bills this winter
29 September 2023![]()
The Government must urgently introduce an energy social tariff to prevent millions of households from falling into fuel poverty this winter, consumer organisations including MoneySavingExpert have said. -
Train strike refund rights as Northern, Southeastern, Thameslink and more set for week of disruption
28 September 2023![]()
Rail users in England, Scotland and Wales face disruption over the coming week as workers across multiple train operators, including Northern, Southeastern, Thameslink and more, take strike action and refuse to work overtime. -
Mortgage rates fall as Bank of England unexpectedly holds UK rates – so should you fix?
26 September 2023![]()
Interest rates on fixed mortgage deals have been edging down over the past few weeks with some five and 10-year fixes now at below 5%.
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Martin Lewis: Is it time to ban unnecessary Christmas presents?
11 September 2023![]()
Update September 2017: It’s eight years since I first braved this subject, expecting a snowstorm of protest. Instead, year after year more join in, like Julia who recently tweeted me, “@MartinSLewis, finally took your advice and told my family I can’t afford Christmas presents. What a weight off my mind. Thank you.” One year even the Archbishop of... -
Martin Lewis: Five things all new English university starters should know
4 September 2023![]()
The 2023 academic year is about to start, and it'll see the biggest shake-up to student finance in England for a decade. The changes are both subtle and massive. On the surface they look like a tweak, in practice they will increase the eventual cost of going to university by over 50% for many typical graduates.
Clever ways to calculate your finances
