Cheap iPhone Deals

Find the best iPhone SE, 11, 11 Pro & 11 Pro Max deals here – plus tips to cut the cost of an iPhone, incl the XR

Cheap iPhone Deals. Find the best iPhone XS, XS Max & XR deals here – plus tips to cut the cost of an iPhone, incl the X & 8. MSE.

A new iPhone is never MoneySaving, but if you're determined to get Apple's latest iPhone SE, 11, 11 Pro or Pro Max ‒ or its older models ‒ this guide will take you through the cheapest ways to get one, including our pick of the best deals. 

The top iPhone need-to-knows

Should you get an iPhone on a contract? What other ways are there to get one? Our iPhone need-to-knows should help you decide, as well as giving you some tips on selling your old phone and getting the most out of your current tariff.

  • Always check if it's cheaper to buy an iPhone outright before signing up for a contract  and never go direct to the network as resellers usually offer the same deals for £100s less.

    Buy a handset upfront and save

    Paying for a handset outright and pairing it with a cheap Sim only deal can often be the cheapest option. If you can't afford to shell out a chunk of cash, consider buying your iPhone on cheap or free finance instead.

    Never go direct to a network, always check mobile resellers

    Buying a new handset on a traditional contract from the major mobile networks can be £100s more expensive than buying the handset outright and pairing with a cheap Sim. Yet reseller sites such as Mobiles.co.uk* (owned by Carphone Warehouse) and MobilePhonesDirect are almost always cheaper than going direct to the network – and can sometimes even undercut buying upfront. 

    Compare My Mobile* and HandsetExpert are useful sites for comparing deals from the major networks and mobile resellers, or see our pick of the best deals

    Consider a second-hand or refurbished handset

    Don't forget to check out second-hand models on eBay* and refurbished ones directly from your network. Make sure it's unlocked (see Mobile Unlocking for full info) though, so you can take advantage of super-cheap Sim only tariffs.

    See our Refurbished Mobiles guide for full information and tips.

  • Apple have two main payment schemes available, one is available in-store (iPhone Payments) and the other is available when buying online (iPhone Monthly Payments).

    iPhone Payments is Apple's interest-free financing scheme, available in-store on the latest iPhones. It allows you to buy the phone for Apple's standard price but pay only a small amount upfront (currently £69) and then the rest in 20 monthly instalments.

    Don't get caught out, though. Apple offers another plan – its iPhone Upgrade Programme – which gives you the option to swap handsets and includes AppleCare, its extended warranty and technical support service, but this scheme can usually be beaten by other methods. See our full analysis of the iPhone Upgrade Programme (the examples are old but the same principles apply).

    If purchasing online and opting for iPhone Monthly Payments, you'll pay a smaller amount upfront (currently £20) and then the rest in 24 monthly instalments. For both payment schemes, you'll be credit-checked and will need to be accepted for what's technically an interest-free loan. Here's an example of what it costs when purchasing online through iPhone Monthly Payments:

    • iPhone 11 – £20 upfront, then £29/month for 24 months for the 64GB model (£31.99/month for 128GB or £35.99/month for 256GB)
    • iPhone 11 Pro – £20 upfront, then £42.99/mth for 24 months for the 64GB model (£49.99/mth for 256GB or £57.99/mth for 512GB)
    • iPhone 11 Pro Max – £20 upfront, then £47.99/mth for 24 months for the 64GB model (£53.99/mth for 256GB or £61.99/mth for 512GB)

    If purchasing in-store through iPhone Payments, here's how to pay this way. Note, all Apple stores are currently closed due to the coronavirus pandemic, but we've left the info here for when they open again.

    1. You can ONLY get iPhone Payments in store – first, reserve the model you want. To ensure the model you're after will be available, it's best to reserve your iPhone 11, 11 Pro or 11 Pro Max online before visiting a store. 

    2. When you collect the phone, ensure you opt for iPhone Payments. You'll need to take bank details, a valid UK driving licence or passport, debit card and your current mobile. You'll need to be a UK resident aged 18+, have a UK bank account and have lived in the UK for three or more years.

    3. If accepted (it could take up to an hour), you'll pay £69 upfront and the rest in 20 monthly instalments. Your loan will be with Barclays, the finance provider behind the scheme, at 0% APR interest. Monthly repayments are made by direct debit. If you don't keep up with them, Barclays would take the same action as any other loan provider – it could result in a mark on your credit file, for example.

    Once you've got the phone you'll then need to find a separate cheap Sim only deal.

  • If you don't get close to using your allowance of minutes, data and texts each month, you're essentially overpaying for your contract. Bust your limit, though, and the extra charges can be costly. To help you choose the correct tariff, check your actual past usage with Billmonitor, an online tool.

    Billmonitor* works for customers of EE, O2, Tesco Mobile, Three and Vodafone. It's not the most user-friendly site, but it gives a detailed bill analysis. It's also accredited by the communications regulator Ofcom and will analyse your last three months' bills to determine your average usage and suggest deals based on this.

    Don't overestimate how much data you need – most use less than 3GB a month.

    Don't overestimate how much data you need

    And even though apps are becoming ever more data-hungry, don't fall for mobile firms pushing high-data deals.

    Try and choose a contract with a data allowance you actually need. Plus with free Wi-Fi readily available, you may find you actually use less now than you used to.

    In our last MSE poll on data use, to which almost 5,000 MSE users responded, only 10% actually used more than 10GB a month, while 68% used less than 3GB.

  • Selling your old mobile could help you recoup some of the cost of your new one. There are two ways you can do this:

    Flog your mobile for more

    There's huge demand for second-hand iPhones, so it's very much a seller's market. eBay* should be your first port of call if you're willing to put in a bit of (virtual) legwork, as you'll usually see the highest returns.

    Flog your mobile in a hurry

    If you want a guaranteed amount of cash to put towards your next handset (or something else entirely), mobile-recycling sites are an easy option.

    To save you the hassle, sites such as Compare My Mobile* and Sell My Mobile* compare how much each of the big players will offer for your old phone, whether it's working or broken. Usually you'll get a bit less than through eBay though.

    See our Sell Old Mobiles guide for full information.

  • All iPhone models come in different storage sizes – depending on the model they're available with 32GB, 64GB, 128GB, 256GB and 512GB. Generally, you'll pay £50-£200 to go up a size (if you're buying directly from Apple).

    As a rule of thumb, 32GB can hold 1,000 apps, 800 albums or six to 10 HD films, which is enough for some.

    Unlike most other smartphones, iPhones don't have memory card slots so you can't expand the storage if you decide you want more. However, be careful not to overestimate how much storage you'll need and end up paying for a more expensive model 'just to be safe'.

    For our top tips for saving storage space on your phone and paying less overall, see our How to increase phone storage guide.

  • The quality of the signal you'll receive will depend on where you are. Across all the networks, big cities and towns should have a decent 4G signal – while those in rural areas can struggle.

    All the networks have coverage checkers on their sites, but these tend to be optimistic. Ofcom's research into 4G is the most up-to-date – and unbiased – coverage info we've seen. View its mobile checker to see what signal strength is likely to be in your area.

  • Accidents can and do happen. Because mobiles are worth so much these days, if you lose 'em, break 'em or have 'em nicked, it can be costly to replace them.

    Insurers play on this fear with hefty prices and unnecessary cover. Yet you can get insurance for your iPhone from £80/year. Read our full Mobile Phone Insurance guide for more info and best buys.

    If your phone's stolen...

    Report it to the police and let your network know ASAP. This is important to prevent unauthorised use of your phone, and may also be critical for insurance claims.

    Watch out for auto-insurance

    Some retailers automatically add insurance to a mobile phone contract when you sign up online, whether you want it or not.

    This has stung quite a few MSE users, so be sure to read all the small print, thoroughly, before clicking the 'buy' button.

    These insurance policies are normally more expensive than standard insurance, and if there's no 'opt out' option, you must remember to cancel it as soon as you get your phone.

    If you cancel over the phone, ask the company to email you with confirmation of the cancellation, so you have it in writing too.

  • Losing your data, photos and contacts is a nightmare. But there are a number of easy ways to protect your mobile and data, many of which are free.

    Regardless of how expensive your phone is, the info you've got stored on it can also be mega valuable, and it's a headache (and probably a lost cause) to retrieve contacts, photos, apps, games and messages after losing a handset.

    To beat this, free services can back up this crucial info before you lose it.

    Back up to the web

    This type of backup is becoming increasingly common. Plug in your phone to your computer and data is synced with a server, essentially saving it to be retrieved at a button push. Always check you know exactly what info is being stored, and if anything important is missed, use a different route to save that.

    Take a look at this step-by-step guide on Apple's site on how to back up data to the web with iCloud.

    There are also other free apps available such as Dropbox or Google Photos, which allow you to transfer content from your phone to 'the cloud' – where your files are stored digitally – which can then be securely accessed from any device.

    The old-school pen and paper route

    For all the fancy-schmancy new technologies that promise to save you time, there's still a whole lot to be said for a pen and little address book. Just remember to update the book occasionally with new numbers, and not to 'put it somewhere safe', which vanishes from memory the next time you need it.

  • Haggling on monthly mobile phone contracts can slash the price you pay. If you have a contract deal and you're nearing the end of your fixed term, your network will be frantic to keep you, so it's the best time to haggle. Long-term customers have a better chance of success here.

    Our poll showed the best mobile providers to haggle with are EE and Vodafone. See our Mobile Phone Haggling guide for help with getting a better deal. Bear in mind though it's usually harder to haggle on a contract for a new phone, particularly if you're after the latest model. 

  • It's often possible to grab extra cashback on top when you sign up for a mobile contract. To get it, you need to sign up via a specialist cashback website rather than directly with the network provider or mobile reseller. Cashback websites use affiliate links to generate revenue, so if they get paid when you sign up, you'll get paid.

    Unfortunately, this cash is never guaranteed, as sometimes cashback sites don't track deals in progress, so it's generally best to pick the right tariff first and view any cashback as an added extra. To find out more about how these sites can pay you, and how you can make the most of them, read our Top Cashback Sites guide.

    Retailer cashback. Don't confuse cashback sites with cashback you can get directly from a retailer, usually through redemption. This kind of cashback isn't straightforward, and can often require you to send several copies of your monthly bills on certain days.

    We usually steer clear of these deals, unless it's sent out automatically. 

Best iPhone deals

Right now, traditional contracts offer some of the cheapest ways to get the newest handsets – but don't go direct to the network. Via a mobile reseller, the SAME deal is often £100s less overall. So don't get stung by the big networks – buying in the right way can save you a fortune. See our top-pick deals for the iPhone SEiPhone 11iPhone 11 Pro, iPhone XR and the iPhone XS below.

Tariffs change continually, so it's always worth checking what else is out there. If you're after a different data allowance or prefer a certain network, try checking out a comparison site such as Compare My Mobile*.

Things to watch out for

  • Under rules from the communications regulator Ofcom, mobile networks are permitted to increase your monthly tariff price at the rate of inflation each year, but only if their T&Cs state so before you sign up. Sadly all the major networks have such terms, including EE, O2, Three, Virgin Mobile and Vodafone.

    Changes are usually made in accordance with the Retail Prices Index (a measure of inflation) between February and April each year. Occasionally some firms will choose not to exercise this right, but this year we've so far seen price rise announcements from all of the biggies including EEVodafoneVirgin MobileO2 and Three.  

    If a provider hikes your monthly bill by more than RPI – or hikes it if its T&Cs don't allow this – then you can leave your contract penalty-free.

  • Most providers will carry out a credit check, so if you tend to struggle getting credit, you may want to check your credit score before applying for a mobile contract.

    MoneySavingExpert.com's free Credit Club gives you your free Experian Credit Score and Credit Report. While it won't tell you for definite whether you'll pass a credit check for a contract, it will give you a general idea of whether you'll be seen as a good or bad credit risk.

    If you think you're unlikely to pass a credit check, or tried and were declined, it could be better to opt for an affordable handset and pair it with a pay-as-you-go Sim instead.

  • The deals here and on most comparison sites are geared towards new customers of the relevant network. If you're already with that network, even if your existing contract is up, and you try to get the deal then technically you'll be 'upgrading' rather than taking out a new contract, and you may have to pay more as a result.

    Of course, you can still get the deal if you take out a separate new contract. But if you do, frustratingly you won't be able to transfer your existing number across to your new phone directly.

    There is a way round this, though it's a bit of work. You can get the deal on a separate new contract, and also get yourself a free pay-as-you-go Sim from a different network.

    Port (ie, move) your existing number across to the free pay-as-you-go Sim, then port it again to the new contract once it's been set up. To port your number over you'll need to request a porting authorisation code from your provider.

  • The majority of phone contracts which include a handset are paid for monthly over a two-year period, meaning the handset is paid for at the end. Though the handset has been paid for, most providers continue to charge the same monthly price after the initial contract period is over, meaning in effect you're paying for the phone again.

    To avoid this, make a note of your contract end date and remember to contact your provider one month before it ends, to give it notice, which means you're free to leave or change deal. If you're happy with your phone, consider switching to a cheap Sim only deal or see our top tips for haggling a new deal.

iPhone SE            

While new iPhones are never MoneySaving, Apple released its budget iPhone SE recently, which is considerably cheaper than any other newer models. We've picked out the top contract deals below that come with decent data allowances, as these beat buying the phone outright and pairing with a cheap Sim. There are loads of different combos, so check the links to the resellers below for other deals (these sites almost always beat going direct to the network).

64GB iPhone SE with 4GB data, unltd mins & texts: £90 upfront, then £21/mth

This deal for EE newbies via Mobiles.co.uk* is one of the cheapest ways we can find to get the new 64GB iPhone SE with enough data for most people. It's £90 upfront, then £21/mth, making it £594 over the two-year contract – saving £200 compared with the same deal going direct to the network.

Allowance: 4GB data, unlimited minutes & texts
Upfront costs: £90
Monthly payment: £21 (though this may increase each year in line with inflation)
Contract length: 24 months
Total cost: £594 over the two years
Who can get it? New customers to EE

  • Apple's latest 'budget' model

    • Operating system: iOS 13
    • Processor: A13 'Bionic' chip
    • Screen size / sharpness: 4.7in / 326 ppi
    • Weight: 148g
    • Camera: 12MP (rear) & 7MP (front)
    • Internal storage: 64GB, 128GB or 256GB
    • Colours: Black, white and red
  • You'll be credit-checked – see our Credit Scores guide for full information and help.

iPhone 11

Apple's latest flagship iPhone 11 phone was launched back in September last year. They're not cheap, but you can still save by going through resellers rather than direct to the networks. We've picked out the top contract deal below that comes with a decent data allowance, as these beat buying the phone outright and pairing with a cheap Sim. There are loads of different combos, so check the links to the resellers in this guide for other deals.

64GB iPhone 11 with 4GB data, unltd mins & texts: £360 upfront, then £21/mth

This deal for EE newbies via Mobiles.co.uk* comes with enough data for most people. There's a hefty upfront cost of £360 but if you're prepared to pay that, it's then £21/mth, making it £864 over the two-year contract.

Allowance: 4GB data, unlimited minutes & texts
Upfront cost: £360
Monthly payment: £21 (though this may increase each year in line with inflation)
Contract length: 24 months
Total cost: £864 over the two years
Who can get it? New customers to EE

  • Apple's latest 'affordable' model

    • Operating system: iOS 13
    • Processor: A13 'Bionic' chip
    • Screen size / sharpness: 6.1in / 326 ppi
    • Weight: 194g
    • Camera: 12MP (front and rear) 
    • Internal storage: 64GB, 128GB or 256GB
    • Colours: Black, green, yellow, purple, red, white
  • You'll be credit-checked – see our Credit Scores guide for full information and help.

iPhone 11 Pro

Apple's flagship iPhone 11 Pro is the top end of the iPhone line-up and comes with its most advanced camera system. Naturally, they're far from MoneySaving, but you can still save by going through resellers rather than direct to the network. We've picked out the top contract deal below that comes with a decent data allowance, as this beats buying the phone outright and pairing with a cheap Sim. There are loads of different combos, so check the links to the resellers in this guide for other deals. 

64GB iPhone 11 Pro + 4GB data, unltd mins & texts: £670 upfront, then £21/mth

This deal for the iPhone 11 Pro for EE newbies via Mobiles.co.uk* is the cheapest we could find with enough data for most people – though the upfront cost is pretty steep. This one is £669.99 upfront, then it's £21/mth, making it £1,174 over the two-year contract.

Allowance: 4GB data, unlimited minutes & texts
Upfront costs: £669.99
Monthly payment: £21 (though this may increase each year in line with inflation)
Contract length: 24 months
Total cost: £1,174 over the two years
Who can get it? New customers to EE

  • Apple's latest flagship handset

    • Operating system: iOS 13
    • Processor: A13 'Bionic' chip
    • Screen size / sharpness: 5.8in / 458 ppi
    • Weight: 188g
    • Camera: 12MP (front and rear)
    • Internal storage: 64GB, 256GB or 512GB
    • Colours: Gold, space grey, silver, midnight green
  • You'll be credit-checked – see our Credit Scores guide for full information and help.

iPhone 11 Pro Max

The iPhone Pro Max has a slightly bigger screen than the iPhone Pro, but the rest of the spec is the same. We've picked out the top contract deal below that comes with a decent data allowance, as this beats buying the phone outright and pairing with a cheap Sim. There are loads of different combos, so check the links and tips in this guide for other deals.

64GB iPhone 11 Pro Max + 4GB data, unltd mins & texts: £760 upfront, then £21/mth

If you're determined to get the latest 64GB iPhone 11 Pro Max, this deal for EE newbies via Mobiles.co.uk* is one of the cheapest ways we can find to get one, with a data allowance that is enough for most – though the upfront cost is pretty steep. It's £759.99 upfront, then £21/mth, making it £1,264 over the two year contract.

Allowance: 4GB data, unlimited minutes & texts
Upfront costs: £759.99
Monthly payment: £21 (though this may increase each year in line with inflation)
Contract length: 24 months
Total cost: £1,264 over the two years
Who can get it? New customers to EE

  • Apple's latest flagship 'phablet'

    • Operating system: iOS 13
    • Processor: A13 'Bionic' chip
    • Screen size / sharpness: 6.5in / 458 ppi
    • Weight: 226g
    • Camera: 12MP (front and rear)
    • Internal storage: 64GB, 256GB or 512GB
    • Colours: Gold, space grey, silver, midnight green
  • You'll be credit-checked – see our Credit Scores guide for full information and help.

iPhone XR

64GB iPhone XR + 4GB data, unltd mins & texts: £50 upfront, then £30/mth

This deal for iD Mobiles newbies via Decision Tech* is the cheapest deal we can find that comes with enough data for most people. It's £49.99 upfront, then it's £29.99/mth, making it £769.75 over the two-year contract.

Allowance: 5GB data, unlimited minutes & texts
Upfront costs: £49.99
Monthly payment: £29.99 (though this may increase each year in line with inflation)
Contract length: 24 months
Total cost: £769.75 over the two years
Who can get it? New customers to iD Mobile

  • Apple's 2018 'colourful' smartphone

    • Operating system: iOS 12
    • Processor: A12 'Bionic' chip
    • Screen size / sharpness: 6.1in / 458 ppi
    • Weight: 194g
    • Camera: 12MP (rear), 7MP (front)
    • Internal storage: 64GB, 128GB or 256GB
    • Colours: Red, yellow, white, coral, black, blue
    • Price: £629 (64GB), £679 (128GB)

     

  • You'll be credit-checked – see our Credit Scores guide for full information and help.

iPhone XS

64GB iPhone XS + 4GB data, unltd mins & texts: £330 upfront, then £21/mth

This deal for Vodafone newbies via Mobiles.co.uk is one of the cheapest XS contract deals we can find with enough data for most people. It's a hefty £330 upfront and £21/mth, making it a total of £834 over the two-year contract.

Allowance: 4GB data, unlimited minutes & texts
Upfront costs: £329.99
Monthly payment: £21 (though this may increase each year in line with inflation)
Contract length: 24 months
Total cost: £833.99 over the two years
Who can get it? New customers to EE

  • Apple's 2018 flagship smartphone

    • Operating system: iOS 12
    • Processor: A12 'Bionic' chip
    • Screen size / sharpness: 5.8in / 458 ppi
    • Weight: 177g
    • Camera:  12MP (rear), 7MP (front)
    • Internal storage: 64GB, 256GB or 512GB
    • Colours: Gold, space grey, silver

     

  • You'll be credit-checked – see our Credit Scores guide for full information and help.

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