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Pensions & Investing

Guides and tools to help you get the best returns on your money

State Pension – how it works

Most of us will receive some State Pension from the Government when we retire, but it's a complicated system, so understanding what you're entitled to is important.

Our guide explains how the State Pension works, who's entitled to it, and how much you could get.

Aged 40 to 73? Urgently consider if you should buy National Insurance years

There is a potentially huge opportunity for many aged 40 to 73(ish) to boost their State Pension by £1,000s, even £10,000s. It's all about buying back any missing National Insurance years you've got from 2006 to 2016. But you've only got until 5 April 2025 to take action – so check NOW if this is something you should consider.

More info in our Voluntary National Insurance contributions guide.

Pensions & Investing guides

Martin's warning to every worker in the UK
Blog
200,000+ women (and some men) thought to have been underpaid
Guide
Boost your retirement income with a state top-up
Guide
Build a self-invested personal pension
Guide
Some pensioners could be due £1,000s or even £10,000s back
Guide
Nominate who gets your pension when you die
Guide
What happens and do I pay tax?
Guide
What it is and how to do it yourself
Guide
You could save hundreds in tax if you're still earning
Guide
Ways to uncover lost or forgotten pensions for FREE
Guide
The key considerations for combining your retirement savings
Guide
Employed aged under 22, or any age earning under £10,000?
Blog
Low-cost ways to write your will
Guide
Need-to-knows to get you started
Guide
Picking & paying for an independent financial adviser
Guide
How they work, who they're for and which provider pays the most
Guide