We use cookies to make the site easier to use. Read our cookies policy

Skip to main content

  • Weekly email
  • Coronavirus help
  • Search

Chair, Martin Lewis · Editor, Marcus Herbert

Mobile menu open
Mobile menu close
MoneySavingExpert

Founder, Martin Lewis · Editor-in-Chief, Marcus Herbert

  • Weekly email
  • News
  • Forum
  • Coronavirus
  • Martin's Blog
  • Team Blog
  • Deals Hunters' Blog
  • About the site
  • Search

Get our free weekly Money Tips email!

Grab the latest deals, guides, tips 'n' tricks directly from Martin and the MSE team. Don't miss out
Read the latest Money Tips Email
FAQs Privacy Policy Past Emails Unsubscribe
  • Cards & Loans
  • Household Bills
  • Complain & Reclaim
  • Banking & Savings
  • Mortgages & Homes
  • Travel
  • Insurance
  • Deals & Shopping
  • Income & Budgeting
  • Students

Credit Cards

  • Credit Card Eligibility Calculator
  • Balance transfer credit cards
  • Best 0% credit cards
  • Credit card rewards
  • Travel credit cards
  • Discover more

Loans

  • Loans Eligibility Calculator
  • Cheap personal loans
  • Personal car loans
  • Loan cost calculator 
  • Credit unions
  • Personal loan calculator
  • Discover more

Your Credit Score & Debt Help

  • Credit Club
  • Credit cards for bad credit
  • How to improve your credit score
  • Check free credit report
  • Debt solutions
  • Discover more

Credit Cards & Loans Reclaiming

  • PPI: can I still reclaim?
  • Reclaim payday loans for free
  • Section 75 refunds
  • Chargeback refunds
  • Student loan overpayments
  • Discover more

Go to Credit Cards & Loans section

Gas, Electricity & Water

  • Cheap Energy Club
  • MSE Autoswitch
  • Find cheap gas and electricity
  • Energy mythbusting
  • Cut water bills
  • Discover more

Broadband & TV

  • Compare broadband deals
  • How to get cheap broadband deals
  • Do I need a TV licence?
  • Haggle Sky costs down
  • Boost broadband speed
  • Discover more

Mobile Phones

  • Cheap Mobile Finder
  • Best sim only deals
  • Cheap mobile tips
  • Best pay as you go Sim deals
  • Best iPhone deals
  • Cheap Samsung Galaxy deals
  • Discover more

Council Tax & Government Grants

  • Council tax rebanding
  • Reclaim council tax
  • 'Severely mentally impaired' council tax discount
  • Housing & energy grants
  • Discover more

Go to Household Bills section

PPI, Banking & Finance Reclaiming

  • Reclaim packaged bank accounts
  • Reclaim payday loans
  • PPI: can I still reclaim?
  • Reclaim bank charges
  • Reclaim forgotten cash
  • Discover more

Tax Reclaiming

  • Reclaim council tax
  • Income tax calculator
  • Tax code calculator
  • Uniform tax refunds
  • Discover more

Parking Tickets & Transport Reclaiming

  • Flight delay compensation
  • Fight unfair private parking tickets
  • Parking ticket appeals
  • Train delays compensation
  • Oyster card refunds
  • Discover more

Shopping & Consumer Rights

  • Consumer rights
  • Reclaim lost & boost Tesco vouchers
  • Small claims court
  • Section 75 refunds
  • Chargeback refunds
  • Discover more

Go to Complain & Reclaim section

Bank Accounts

  • Best bank accounts
  • Best packaged accounts
  • App-based banking
  • Basic bank accounts
  • Top cards for under-18s
  • Student bank accounts
  • Discover more

Savings Accounts

  • Top savings accounts
  • Top cash ISAs 2020/21
  • Best regular savings accounts
  • Lifetime ISAs
  • Help to Buy ISAs
  • Best children's savings
  • Discover more

Pensions & Investing

  • Pensions need-to-knows
  • Stocks & shares ISAs
  • Share trading need-to-knows
  • How to invest for beginners
  • State pension: how it works
  • Pension credit: can you claim?
  • Discover more

Banking & Savings Reclaiming

  • Reclaim packaged bank account fees
  • Reclaim bank charges
  • Reclaim forgotten cash
  • Financial Ombudsman: your rights
  • Discover more

Go to Banking & Savings section

Mortgage Essentials

  • Basic mortgage calculator
  • Mortgage best buys
  • How much can I borrow?
  • Finding the right mortgage deal
  • Overpayment calculator
  • Stamp duty calculator
  • Discover more

Remortgaging

  • Remortgage guide
  • Should you remortgage?
  • Getting ready to remortgage
  • Porting your mortgage
  • How much will remortgaging cost?
  • Discover more

First-Time Buyers

  • First-time buyers' guide
  • Buying a home timeline
  • Boost your mortgage chances
  • Lifetime ISAs
  • Help to Buy & other schemes
  • Discover more

Home Ownership & Renting

  • Should I overpay my mortgage?
  • Should you equity release?
  • Mortgage arrears
  • How to sell your property
  • Free house valuation
  • Discover more

Go to Mortgages & Homes section

Holiday Essentials

  • Cheap travel insurance
  • Cheap car hire
  • Cheap flights
  • Cheap airport parking
  • Easyjet tricks
  • Overseas travel tips
  • Discover more

Spending overseas

  • Compare travel money
  • Travel credit cards
  • Travel money tips
  • How to buy euros
  • How to buy dollars
  • Discover more

UK Transport

  • Cheap petrol & diesel
  • Cheap train tickets
  • Is your driving licence valid?
  • Cheap MOT
  • How to park right
  • Discover more

Travel Reclaiming

  • Flight delay compensation
  • Unfair private parking tickets
  • Parking ticket appeals
  • Changed flight time
  • Train delays compensation
  • Discover more

Go to Travel section

Car Insurance

  • Cheap car insurance
  • Breakdown cover
  • Young driver car insurance
  • Cheap van insurance
  • Car insurance job picker tool
  • Discover more

Travel Insurance

  • Cheap travel insurance
  • Travel insurance for pre-existing conditions
  • Over-65s travel insurance
  • Backpackers insurance
  • Discover more

Home Insurance

  • Cheap home insurance
  • Mobile phone insurance
  • Cheap pet insurance
  • Content insurance for tenants
  • Cheap boiler cover
  • Discover more

Life & Health Insurance

  • Life insurance
  • Private health insurance
  • Over-50s life insurance
  • Healthcare cashplans
  • Mortgage life insurance
  • Discover more

Go to Insurance section

Top Deals

  • Supermarket coupons
  • Restaurant vouchers
  • Cheap iPad deals
  • Cheap gym membership
  • School holiday deals
  • Student discounts
  • Discover more

Popular Retailers

  • Boots deals
  • M&S deals
  • Amazon deals
  • John Lewis deals
  • Argos deals
  • Ikea deals
  • Discover more

By Category

  • Fashion & Beauty
  • Food & Drink
  • Kids & Toys
  • Days Out & Travel
  • Media & Technology
  • Home & Garden
  • Discover more

Shopping

  • Cheap online shopping
  • Loyalty points boosting
  • Free and cheap food
  • eBay buying tips
  • Shopping secrets
  • Buying from China Tips
  • Discover more

Go to Deals & Shopping

Tax & Benefits

  • Income tax calculator
  • Tax rate 2020/21
  • Free tax code calculator
  • Marriage tax allowance
  • Benefits calculator
  • Inheritance tax planning
  • Discover more

Pensions & Future Planning

  • Pensions need-to-knows
  • Guide to taking your pension
  • State pension
  • Pension credit: can you claim?
  • Pension auto-enrollment
  • Discover more

Boost your income

  • 60+ ways to boost your income
  • Make money online
  • Comping tips
  • Earn freebies for testing products
  • eBay buying tips
  • Discover more

Budgeting & Debt Help

  • The budget planner
  • Do a money makeover
  • Debt problems
  • How to stop spending
  • Mental health & debt
  • The Demotivator tool
  • Discover more

Go to Income & Budgeting section

Funding Uni

  • Student loans mythbusting
  • How much should you be saving for your kids to go to uni? 
  • Student loan repayment
  • Student checklist
  • Discover more

Student Money

  • Student bank accounts
  • Young drivers' Insurance
  • Graduate accounts
  • Student budgeting planner
  • How to start saving
  • Discover more

Broadband & Mobile

  • How to get cheap broadband
  • Best sim only deals
  • Broadband Unbundled
  • Negotiate with service providers
  • Mobile broadband
  • Discover more

Uni Travel

  • Cheap train tickets
  • Cheap flights
  • How to get cheap hotel deals
  • Backpacker insurance
  • Cheap travel insurance
  • Discover more

Go to Students section

  • Forum
  • News
  • Coronavirus help
  • About the site
  • MSE's Editorial Code
  • How we're financed
  • Martin's blog
  • Press releases
  • FAQs & Contacts
  1. MoneySavingExpert.com
  2. News
  3. 2010
  4. August

MoneySavingExpert News

August

Over 40% of cashback site users don't get paid

31 August 2010

Energy blow as EDF hikes standard electricity prices

31 August 2010

Credit card shake-up begins with MBNA payment overhaul

31 August 2010

Economic growth faster than first thought

27 August 2010

Vodafone to issue mass refunds after billing blunder

27 August 2010

Beat the Lloyds TSB complaint rejection spiral

26 August 2010

National Counties to close inflation-beating Isa at 5pm

26 August 2010

The train firms that charge evening peak fares from 3pm

26 August 2010

End to interest-free student loans as new 1.5% rate revealed

26 August 2010

Multi-pocket jackets take-off to beat airline baggage fees

25 August 2010

1 2 3 4

Suggest a Story

Got a money-related news story that affects you?

Email us

Tip Email

20 January 2021

FREE Weekly MoneySaving email

  • Martin's 21 ways to slash spending

    Save (or gain) £1,000s in 2021

    Martin's 21 ways to slash spending
  • Important SEISS grant news

    For the self-employed and excluded

    Important SEISS grant news
  • New. Top 0% spending card

    20mths' interest-free

    New. Top 0% spending card
  • Ends Sun. 1.3m still owed Power of Attorney refunds

    Act now or MISS OUT

    Ends Sun. 1.3m still owed Power of Attorney refunds
  • Barclaycard's increasing min payments

    By up to half - this week

    Barclaycard's increasing min payments
  • 2GB Sim '£4.38/mth'

    With unltd mins & texts

    2GB Sim '£4.38/mth'
  • Totally FREE personalised postcard

    App newbies only

    Totally FREE personalised postcard
  • Read the full email

Show more
Show less

For all the latest deals, guides and loopholes simply sign up today - it’s spam free!

FAQs Privacy Past Emails Unsubscribe
FAQs Privacy Past Emails Unsubscribe
  • MSE News

  • Martin's Blog

  • Deals Blog

  • Thousands of TSB customers complain they're locked out of app and online banking

    26 January 2021
    Thousands of TSB customers have complained about problems accessing the bank's app and online banking services today with many saying they've been locked out of accounts
  • Barclaycard increases minimum credit card repayments as major shake-up kicks in

    26 January 2021
    Some Barclaycard customers could see the minimum monthly payment on their credit card jump sharply – in some cases by more than 50% – as part of a major overhaul that kicks in today. Higher repayments mean you clear debt quicker and pay less interest overall, but it can hit cashflow. Fees for UK cash withdrawals and busting credit limits have also been scrapped, plus a block on gambling introduced
  • Coronavirus Employees' Help

    26 January 2021
    If you're worried about work during the coronavirus crisis, this guide looks at your rights as an employee including who's eligible to be furloughed.
  • HMRC to waive late payment fines for those who file self-assessment tax returns by 28 February

    25 January 2021
    People who need to complete a self-assessment tax return won't be fined if they file online by 28 February – a month after the original deadline of 31 January. But penalties will still be levied if you don't pay your tax bill by this month's deadline as planned
  • Debenhams to close all 118 UK stores for good as Boohoo buys brand and website - what it means for shoppers

    25 January 2021
    Debenhams is set to disappear from the high street with all 118 of its remaining UK branches to close for good as online fashion retailer Boohoo buys the brand and website for £55 million. Here's what the move means for shoppers, including those with gift cards

News homepage RSS feed

  • Martin Lewis: Working from home due to coronavirus, even for a day? Claim a year's worth of tax relief

    26 January 2021
  • Martin Lewis: How to reclaim £100s of credit from your energy firm

    25 January 2021
  • Martin Lewis: What happened to my pledge to give £10m to charity – 2021 update

    11 January 2021
  • Martin Lewis VIDEO: Should you pay off your Plan 1 student loan?

    11 January 2021
    If you started university between 1998 and 2012, or since then in Scotland and Northern Ireland, you'll have a Plan 1 student loan. While much is written about whether those with savings should overpay the current English Plan 2 student loans, there's little out there about Plan 1. I wanted to change that, so here's a video explaining how to decide...
  • Martin Lewis: Payment holidays coming to an end – but should you take one? Mortgages, credit cards, loans, payday loans, car finance and more

    5 January 2021
    Within the last week, we've seen the extension of coronavirus credit card, personal loan and overdraft help to 31 October 2020, with mortgage payment holidays already extended. The regulator's other help schemes are also likely to be extended too, including car finance and payday loans, yet should you do it?

Martin's blog RSS feed

  • 10 takeaway and delivery food tips

    26 January 2021
  • Amazon Warehouse – get returned items or mildly damaged products for knock-down prices

    21 January 2021
  • 10-piece Lottie London cruelty-free make-up bundle for £19 all-in (£50ish bought separately)

    19 January 2021
  • Meerkat trick: Spend £2ish to get 2for1 at cinemas AND restaurants for a year

    19 January 2021
  • 20 tricks to access 1,000s of free e-books & audiobooks

    18 January 2021

Deals Hunter Blog MSE Deals

Tools & Calculators

Clever ways to calculate your finances 

Cheap Energy Club

We ensure you’re on the cheapest tariff

Tool

Loans Eligibility

All of the top unsecured personal loans

Tool

Credit Card Eligibility

Tools for different credit card types & purchases

Tool

Mortgage best buys

Compares thousands of mortgages

Tool

Mortgage Calculator

Eight calcs for all your mortgages

Tool

Free complaints tool

Resolver - the automated complaints system

Tool

Tools and Calculators

How this site works

We think it's important you understand the strengths and limitations of the site. We're a journalistic website and aim to provide the best MoneySaving guides, tips, tools and techniques, but can't guarantee to be perfect, so do note you use the information at your own risk and we can't accept liability if things go wrong.

  • This info does not constitute financial advice, always do your own research on top to ensure it's right for your specific circumstances and remember we focus on rates not service.
  • We don't as a general policy investigate the solvency of companies mentioned (how likely they are to go bust), but there is a risk any company can struggle and it's rarely made public until it's too late (see the Section 75 guide for protection tips).
  • Do note, while we always aim to give you accurate product info at the point of publication, unfortunately price and terms of products and deals can always be changed by the provider afterwards, so double check first.
  • We often link to other websites, but we can't be responsible for their content.
  • Always remember anyone can post on the MSE forums, so it can be very different from our opinion.

MoneySavingExpert.com is part of the MoneySupermarket Group, but is entirely editorially independent. Its stance of putting consumers first is protected and enshrined in the legally binding MSE Editorial Code.

Please read the Full Terms & Conditions, Privacy Policy, Cookies Policy, How this site is financed and MSE's Editorial Code.

More tools from

Premium Bonds Calc

Unique tool uses probability to estimate winnings.

eBay Local Deals Mapper

Find cheap pick-up only items near you - they often attract fewer bids.

Credit Club

Turbo boost your credit chances and get your free Experian credit report.

Credit Card & Loans Eligibility Calculator

Shows which top cards and loans you're most likely to get.

Cheap Energy Club

Finds your cheapest energy & monitors to let you know when to switch again.

Compare Travel Money

Our TravelMoneyMax tool compares 30+ bureaux to max your holiday cash.

Compare Broadband Deals

Our Broadband Unbundled tool finds the cheapest broadband, phone and TV.

Income Tax Calculator

Find out how much income you keep and how much the taxman takes.

  • About the site
  • MSE's editorial code
  • Site's funding
  • Sitemap
  • Jobs
  • Accessibility
  • Email FAQs
  • Site FAQs
  • Forum rules
  • New to forum?
  • Contacts
  • Press releases
  • Modern Slavery Act Statement
  • Martin's Biography
  • The MSE Charity Fund
  • Facebook
  • Twitter
  • YouTube
  • Instagram

Martin Lewis is a registered trade mark belonging to Martin S Lewis.