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Games firms have been given two months to clean up their act, in an attempt to prevent children racking up huge bills when playing online on phones and tablets.

MoneySavingExpert.com is calling for UK customers to be refunded after it's been confirmed US iPad and iPhone users whose kids ran up bills making in-app game purchases will get their money back from Apple.

Fraud and mistakes made on smartphone keypads are being highlighted by a watchdog as potential dangers for consumers using mobile banking.

Mobile and tablet games which tempt children to spend hefty sums on virtual items are to be investigated by the Office of Fair Trading.

As the Office of Fair Trading (OFT) announces it will investigate whether mobile and tablet games encourage children to spend hefty sums, MoneySavingExpert.com has found a host of iPhone games which charge up to £70 a pop for virtual items.

Update, 28 March, 12.30pm: The RBS Group says all of its mobile banking apps are now up and running as normal.