Avios

If you've been stashing away Avios points to fund a Eurostar trip, a stay in a Disneyland Paris hotel, a package holiday, a cruise or a ferry crossing, you'll need to make your booking before the end of the year.

NatWest is scrapping the benefits it offers to 30,000 customers with its Black credit card at the end of the year, meaning some account holders will have to take out alternative travel insurance for trips booked for 2017.

The number one way to earn Avios points on a credit card will be scrapped later this year in a huge blow to thousands of customers.

Avios and British Airways frequent flyer points collectors could earn just a quarter of what they currently do on BA flights after an April overhaul of the sister schemes.

Thousands of BMI Diamond Club frequent flyer collectors will have to switch their points to a British Airways scheme, or they'll soon be worthless.

Avios collectors with a Lloyds TSB Duo credit card can get double points this month, but they must activate the offer.

The Airmiles reward scheme completely shuts on Thursday evening, leaving passengers with just hours to exchange points for free flights. However, there is no guarantee your chosen flight will be available.