We’re all about slashing your energy bills (do a five-min comparison) but service counts too. So twice a year we test recent customer service… Please rate your current supplier’s SERVICE (not price) IN THE LAST SIX MONTHS (try to forget issues from before). If you’ve gas & elec with different firms, rate both.

Scotland's First Minister Nicola Sturgeon has demanded a second referendum on Scottish independence. Last time, the question was: "Should Scotland be an independent country?" If the same question is asked, while only people in Scotland would vote, we wanted to see answers from across the UK. Please select your country and vote below (we're aware some campaigning may take place on this poll so treat it as a bit of fun rather than an authoritative representation.)

It’s Budget week, the time the Chancellor reviews the national finances and presents forecasts for the economy. Consumer confidence has a huge impact on that – if we stop spending, the economy stutters. So do you feel you’ll be better or worse off in a year’s time? Please choose one option in the relevant category below:

Every week it seems there are stories of banks closing branches across the country. But does this affect you? We want to know how you do the majority (more than 50%) of your banking. Please choose the option closest to your situation...

Many allowances and entitlements are means-tested (dependent on your income or wealth), but some are given to everyone. Which of the following do you think should be available to all and which should be means-tested?

We may only be a couple of months into the year, but some MoneySavers have already been piling January sales goods into the back cupboard ready for Christmas 2017. Where do you stand? Which of these items have you already bought for next Christmas? Choose as many as are applicable.

We run this poll on big banks' current accounts every six months to see how the experience changes. We’d love your feedback. Please vote based on CUSTOMER SERVICE for your main CURRENT account over the last SIX MONTHS. Please ignore rates or any other products, or service from more than six months ago.

With Valentine’s Day coming up, we wanted to see how 21st century FIRST-DATE etiquette works, so which of these is closest to your usual situation?

Hotel standards can differ, so we wanted to check which of these major brands you've had a good experience in. Please rate your experience for cleanliness, value and whether it did what it promised with each of these you’ve stayed at DURING THE LAST THREE YEARS...

The festive season is behind us, the big red man in a suit has hung up his boots for another year, yet the parcel delivery firms which help are still zipping around the UK. Sadly parcel delivery horror stories abound – ranging from no-shows to “they threw the goods over the fence” or “they lied that we weren't in”. So it’s time for our annual poll to sort the good guys from the cowboys... Please rate your experience with each of these firms DURING THE LAST YEAR (don’t rate if you haven’t experienced their services).