UK house prices have risen seven times faster than the average young worker salary since the 1990s, making homes far less affordable now than they used to be, especially for young people. So please select the option CLOSEST to your situation. If in a couple and you own together, answer for you both.

Funerals/cremations can cost more than £5,000 – and if not planned for can leave stress and cost for family. So we wanted to find out what preparation you have done. Please select the NEAREST option to your view.

For some, the days of pockets stuffed with cash are long gone. Contactless cards especially have meant now even small transactions can just be done with a ‘beep’. So we wanted to test how cashless our society is now, and who’s using it. Please tell us which option is NEAREST to your situation.

Over eight million energy smart meters have been rolled out. They automatically send meter readings to your supplier for you, so you don’t have to. Yet many have issues, including the fact that if you switch, they revert to being ‘dumb’ meters. See our Smart Meter guide. So what’s your opinion? Please select ALL the options that are closest to your view under the relevant category.

We can tell you which the cheapest broadband providers are, but to keep the customer service ratings updated, we need your help. Please rate your BROADBAND provider on customer service (not price) over the past SIX MONTHS. Switched broadband recently? Rate the provider you were with the longest over the last SIX MONTHS.

Every six months we ask for your help to track the quality of customer service provided by banks. By comparing your answers with last time, we can see which have got better or worse. So, please vote based on CUSTOMER SERVICE for your main CURRENT account over the last SIX MONTHS. Ignore rates or any other products, and service if it's more than six months old.

It’s Valentine’s, so we want to know if it’s acceptable to use a 2for1 restaurant voucher on a first date. We’ve asked this over previous years - so let’s see if attitudes have changed. (PS: Yes we know splitting the bill/the woman paying are more than valid options, but that’s a poll for another day…) Imagine Robert asks Ashley to dinner on a first date, saying he’ll pay. When the bill comes, he pulls out a 2for1 voucher – what advice would you give Ashley?

Depending on your view… either love is in the air on Valentine’s Day, or we’re all victims of a commercial construct to push us to pay money to demonstrate our affection. So let’s see how much you’re planning to spend. Please estimate your total spend for Valentine’s and all related activities (incl presents, special dinners, outings, trips etc).

If you want to dictate where your assets go when you die, you need a will. Die without one and on top of the grief, it can cause a financial nightmare for the people you care about. A will can be made cheaply, and sometimes for free (see our Cheap Wills guide). So do you have a will and if not, why not? Please select ALL of the options that apply to you. PS: Thanks to @JodieRamsdens for suggesting this.

With the growing use of social networks, streaming services, gaming and more all done on mobiles, we wanted to see how much data you crunch in a month. How much data (via your 3G or 4G signal not Wi-Fi) do you USE in a typical month? If unsure, check your data usage settings or your mobile bill.