Safari, stereos & subpar seating – this week's MSE Forum highlights
Whether through wisdom, humour or usefulness, these are some of the threads that stole the show this week:
- Our 91-year-old father has been paying private medical insurance without knowing (or using it) for 30 years
- I took my car to Halfords for a stereo fitting but picked it up to find all sorts of new damage – what should I do?
- I’m taking my dogs for a dental check-up and it’s going to cost a heap – are these prices normal?
- Dad’s going on an African safari for his 60th – what gift can I get to complement the trip?
What do you get for the birthday boy headed out on safari?
- My sister is getting married in Cyprus in August 2024. Should I book now or wait till nearer the time?
- I’ve been made redundant and my employer says they can't afford to pay my redundancy
- My concert tickets have been moved to inferior seats – what are my rights?
- I’ve got a cat in my flat even though it’s not allowed – it's time I came clean to my landlord
Success of the week
Happy stories of debt-clearing success are a frequent occurrence on the MSE Forum, but it's a special sort of day when you read about 120k being cleared. Congratulations, Keezing. Here's a little of what they had to say, but do head to the post itself for their eight top tips for debt-free wannabes.
We had a total debt position of £120k and I didn't have the income to service it. 6 Years later, all the debts are all settled, the defaults are due to drop off my credit file imminently and I'm in a new relationship preparing to buy a new house.
It was quite a journey, starting with me genuinely considering that it would be better if I died so my wife would get the insurance money, worrying about bailiffs knocking on the door to now being full of hope about the future.
Before I posted on MSE I was talking to a lender about taking out a massive secured debt consolidation loan at a massive interest rate. I will always remember the person on the phone telling me that I will be paying these debts for the rest of my life if I don't take the loan. I am so grateful that I didn't and I am so grateful for the help I received from MSE about DMPs.
(...) Huge thanks to @sourcrates and others - you changed my life and you had no idea.
Money Moral Dilemma
Every week, the Money Tips email features a real-life Money Moral Dilemma (MMD for short). They're intended to encourage debate and, as such, they're usually among the most discussed threads each week.
Should I return one of the duplicate orders I received after bad delivery service?
I placed an order worth about £50 with a major retailer, which it sent using a courier that is well known for bad service. The order was delivered to the wrong address. After getting no response from the courier, I contacted the retailer, which sent a replacement (using a different courier). The original parcel has since been dumped outside my house. Should I bother arranging a return, or keep both as I'm fed up with firms using terrible couriers and think they should take responsibility for their poor choices?
You can find out what our MSE Forumites think and add your own two cents on the Money Moral Dilemma discussion thread. Heed the MSE Forum rules: keep it kind and keep it clean. Remember, there's a real person behind every Money Moral Dilemma.
Got a Money Moral Dilemma of your own? Email us at MMD@moneysavingexpert.com and it could be featured.
Your two cents
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