Caravans, camera doorbells & Christmas crafts – this week's MSE Forum highlights
Whether it's cooking a meal or making a once-in-a-lifetime purchase, the collective wisdom of the MSE Forum is sure to be able to suggest some ways to give your plans a MoneySaving twist.
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Money Moral Dilemma
Every week, the Money Tips email features a real-life Money Moral Dilemma (MMD for short). They're intended to encourage debate and, as such, they're usually among the most discussed threads each week.
Should I refund my friend for the personal training sessions she cancelled?
I've qualified as a personal trainer and set up my own business. A close friend asked for eight sessions at mates' rates, so I booked her in at half-price, and she paid upfront. With three sessions to go, she said it was too much hassle for her to get to them, as she has to arrange childcare, and asked for her money back for the remainder of the sessions. I've already put what she paid back into my business, and I feel it's pretty offhand after I gave her a discount.
See what our MSE Forumites had to say and add your own thoughts on the Money Moral Dilemma discussion thread. Do please stick to the MSE Forum rules: keep it kind and keep it clean. Remember, there's a real person behind every dilemma.
Got a Money Moral Dilemma of your own? Email us at MMD@moneysavingexpert.com and it could be featured.
Photo of the week
This week's MSE Money Tips email was all about the countdown to Christmas, with less than 100 days till the big day. Our crafting community is also in festive preparation mode, with some great pics being shared such as this one from AlwaysAllie.
Please note: We love seeing your photos in the MSE Forum, but if you're uploading one, make sure it doesn't include any personally-identifiable information such as your face or address.
Latest comping wins
It's not always about the star prizes and sometimes a runner-up prize can give a lot of joy. KJ1986 might have missed out on the short break in Cornwall, but their cream tea box for two will be a fine consolation.
Check out what's on the Competitions time boards this week to see what you could win.
Your two cents
How often have you bought a gadget or appliance that you'll probably only use once? MSE_Laura_F wants to hear your experience of tool lending services like the Library of Things.
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