The MoneySavingIdiot checked his credit score – and this is what he found

Did you miss the first two sure-to-be-award-winning MoneySavingIdiot blogs (on train delays and travelling abroad)? If so, then here's the idea. Although working at MSE means I help people save money, I suck at doing the same for myself. So I'm attempting to improve my cash-related competence and help inspire other non-natural MoneySavers. This week: credit scores.

Why won’t banks give me a savings account?

You’d have thought it was easy to apply for a savings account. Especially as you’re giving banks money. Think again. I’m in week four of trying to apply for an account, with no luck. It appears the problem is an archaic mixture of banks’ bungling attempts to verify my identity, and curious information on my credit report....