Help to Buy and other mortgage schemes – make sure you have all the info

My boyfriend and I are hoping to buy a house in the not too distant future, and have begun making enquiries after many discussions about where and how we would do it. We live in a flat on a new development that is still being completed. And when we saw houses available there that fit our criteria,...

Would you be more likely to pay tax if HMRC popped a personal Post-it Note reminder in your mail?

Here’s a wheeze: the taxman is trying to get stubborn payers to cough up what they owe by sticking a handwritten note proposing a chat (and including a phone number to call) on his letters. It looks like a clever – if unusual – folksy touch to try to encourage tardy citizens to pay their dues. But there’s something...

The Government’s first-time buyer mortgage plan is flawed, says a first-time buyer

The Government has made a big song and dance about helping those with small deposits, particularly first time buyers, onto the housing ladder. However, in my opinion, its plans announced this week won’t work (see the Government unveils mortgage plan MSE News story). And I say this as part of the group it wants to help, as...