Personal finance

The Money Moral Dilemma, where we ask you to debate and discuss cash-related conundrums sent in by your fellow MoneySavers, has been a staple of MoneySavingExpert's famous Money Tips Email for 17 years now, making it's debut on 25 October 2006, when a then fresh(er)-faced Martin asked: 'What's fair rent for working children living at home?'

Switching bank – Martin's been telling you to do it since the heady days of 2003 when Spirit in the Sky by Gareth Gates and The Kumars reached number one and national newspapers regularly reported when David Beckham changed his hair. Yet our most-recent poll of MoneySavers found one in three have NEVER switched their main bank account. Outrageous.