We use cookies to make the site easier to use. Read our cookies policy

Skip to main content

  • Weekly email
  • Coronavirus help
  • Search

Chair, Martin Lewis · Editor, Marcus Herbert

Mobile menu open
Mobile menu close
MoneySavingExpert

Founder, Martin Lewis · Editor-in-Chief, Marcus Herbert

  • Weekly email
  • News
  • Forum
  • Coronavirus
  • Martin's Blog
  • Team Blog
  • Deals Hunters' Blog
  • About the site
  • Search

Get our free weekly Money Tips email!

Grab the latest deals, guides, tips 'n' tricks directly from Martin and the MSE team. Don't miss out
Read the latest Money Tips Email
FAQs Privacy Policy Past Emails Unsubscribe
  • Cards & Loans
  • Household Bills
  • Complain & Reclaim
  • Banking & Savings
  • Mortgages & Homes
  • Travel
  • Insurance
  • Deals & Shopping
  • Income & Budgeting
  • Students

Credit Cards

  • Credit Card Eligibility Calculator
  • Balance transfer credit cards
  • Best 0% credit cards
  • Credit card rewards
  • Travel credit cards
  • Discover more

Loans

  • Loans Eligibility Calculator
  • Cheap personal loans
  • Personal car loans
  • Loan cost calculator 
  • Credit unions
  • Personal loan calculator
  • Discover more

Your Credit Score & Debt Help

  • Credit Club
  • Credit cards for bad credit
  • How to improve your credit score
  • Check free credit report
  • Debt solutions
  • Discover more

Credit Cards & Loans Reclaiming

  • PPI: can I still reclaim?
  • Reclaim payday loans for free
  • Section 75 refunds
  • Chargeback refunds
  • Student loan overpayments
  • Discover more

Go to Credit Cards & Loans section

Gas, Electricity & Water

  • Cheap Energy Club
  • MSE Autoswitch
  • Find cheap gas and electricity
  • Energy mythbusting
  • Cut water bills
  • Discover more

Broadband & TV

  • Compare broadband deals
  • How to get cheap broadband deals
  • Do I need a TV licence?
  • Haggle Sky costs down
  • Boost broadband speed
  • Discover more

Mobile Phones

  • Cheap Mobile Finder
  • Best sim only deals
  • Cheap mobile tips
  • Best pay as you go Sim deals
  • Best iPhone deals
  • Cheap Samsung Galaxy deals
  • Discover more

Council Tax & Government Grants

  • Council tax rebanding
  • Reclaim council tax
  • 'Severely mentally impaired' council tax discount
  • Housing & energy grants
  • Discover more

Go to Household Bills section

PPI, Banking & Finance Reclaiming

  • Reclaim packaged bank accounts
  • Reclaim payday loans
  • PPI: can I still reclaim?
  • Reclaim bank charges
  • Reclaim forgotten cash
  • Discover more

Tax Reclaiming

  • Reclaim council tax
  • Income tax calculator
  • Tax code calculator
  • Uniform tax refunds
  • Discover more

Parking Tickets & Transport Reclaiming

  • Flight delay compensation
  • Fight unfair private parking tickets
  • Parking ticket appeals
  • Train delays compensation
  • Oyster card refunds
  • Discover more

Shopping & Consumer Rights

  • Consumer rights
  • Reclaim lost & boost Tesco vouchers
  • Small claims court
  • Section 75 refunds
  • Chargeback refunds
  • Discover more

Go to Complain & Reclaim section

Bank Accounts

  • Best bank accounts
  • Best packaged accounts
  • App-based banking
  • Basic bank accounts
  • Top cards for under-18s
  • Student bank accounts
  • Discover more

Savings Accounts

  • Top savings accounts
  • Top cash ISAs 2020/21
  • Best regular savings accounts
  • Lifetime ISAs
  • Help to Buy ISAs
  • Best children's savings
  • Discover more

Pensions & Investing

  • Pensions need-to-knows
  • Stocks & shares ISAs
  • Share trading need-to-knows
  • How to invest for beginners
  • State pension: how it works
  • Pension credit: can you claim?
  • Discover more

Banking & Savings Reclaiming

  • Reclaim packaged bank account fees
  • Reclaim bank charges
  • Reclaim forgotten cash
  • Financial Ombudsman: your rights
  • Discover more

Go to Banking & Savings section

Mortgage Essentials

  • Basic mortgage calculator
  • Mortgage best buys
  • How much can I borrow?
  • Finding the right mortgage deal
  • Overpayment calculator
  • Stamp duty calculator
  • Discover more

Remortgaging

  • Remortgage guide
  • Should you remortgage?
  • Getting ready to remortgage
  • Porting your mortgage
  • How much will remortgaging cost?
  • Discover more

First-Time Buyers

  • First-time buyers' guide
  • Buying a home timeline
  • Boost your mortgage chances
  • Lifetime ISAs
  • Help to Buy & other schemes
  • Discover more

Home Ownership & Renting

  • Should I overpay my mortgage?
  • Should you equity release?
  • Mortgage arrears
  • How to sell your property
  • Free house valuation
  • Discover more

Go to Mortgages & Homes section

Holiday Essentials

  • Cheap travel insurance
  • Cheap car hire
  • Cheap flights
  • Cheap airport parking
  • Easyjet tricks
  • Overseas travel tips
  • Discover more

Spending overseas

  • Compare travel money
  • Travel credit cards
  • Travel money tips
  • How to buy euros
  • How to buy dollars
  • Discover more

UK Transport

  • Cheap petrol & diesel
  • Cheap train tickets
  • Is your driving licence valid?
  • Cheap MOT
  • How to park right
  • Discover more

Travel Reclaiming

  • Flight delay compensation
  • Unfair private parking tickets
  • Parking ticket appeals
  • Changed flight time
  • Train delays compensation
  • Discover more

Go to Travel section

Car Insurance

  • Cheap car insurance
  • Breakdown cover
  • Young driver car insurance
  • Cheap van insurance
  • Car insurance job picker tool
  • Discover more

Travel Insurance

  • Cheap travel insurance
  • Travel insurance for pre-existing conditions
  • Over-65s travel insurance
  • Backpackers insurance
  • Discover more

Home Insurance

  • Cheap home insurance
  • Mobile phone insurance
  • Cheap pet insurance
  • Content insurance for tenants
  • Cheap boiler cover
  • Discover more

Life & Health Insurance

  • Life insurance
  • Private health insurance
  • Over-50s life insurance
  • Healthcare cashplans
  • Mortgage life insurance
  • Discover more

Go to Insurance section

Top Deals

  • Supermarket coupons
  • Restaurant vouchers
  • Cheap iPad deals
  • Cheap gym membership
  • School holiday deals
  • Student discounts
  • Discover more

Popular Retailers

  • Boots deals
  • M&S deals
  • Amazon deals
  • John Lewis deals
  • Argos deals
  • Ikea deals
  • Discover more

By Category

  • Fashion & Beauty
  • Food & Drink
  • Kids & Toys
  • Days Out & Travel
  • Media & Technology
  • Home & Garden
  • Discover more

Shopping

  • Cheap online shopping
  • Loyalty points boosting
  • Free and cheap food
  • eBay buying tips
  • Shopping secrets
  • Buying from China Tips
  • Discover more

Go to Deals & Shopping

Tax & Benefits

  • Income tax calculator
  • Tax rate 2020/21
  • Free tax code calculator
  • Marriage tax allowance
  • Benefits calculator
  • Inheritance tax planning
  • Discover more

Pensions & Future Planning

  • Pensions need-to-knows
  • Guide to taking your pension
  • State pension
  • Pension credit: can you claim?
  • Pension auto-enrollment
  • Discover more

Boost your income

  • 60+ ways to boost your income
  • Make money online
  • Comping tips
  • Earn freebies for testing products
  • eBay buying tips
  • Discover more

Budgeting & Debt Help

  • The budget planner
  • Do a money makeover
  • Debt problems
  • How to stop spending
  • Mental health & debt
  • The Demotivator tool
  • Discover more

Go to Income & Budgeting section

Funding Uni

  • Student loans mythbusting
  • How much should you be saving for your kids to go to uni? 
  • Student loan repayment
  • Student checklist
  • Discover more

Student Money

  • Student bank accounts
  • Young drivers' Insurance
  • Graduate accounts
  • Student budgeting planner
  • How to start saving
  • Discover more

Broadband & Mobile

  • How to get cheap broadband
  • Best sim only deals
  • Broadband Unbundled
  • Negotiate with service providers
  • Mobile broadband
  • Discover more

Uni Travel

  • Cheap train tickets
  • Cheap flights
  • How to get cheap hotel deals
  • Backpacker insurance
  • Cheap travel insurance
  • Discover more

Go to Students section

  • Forum
  • News
  • Coronavirus help
  • About the site
  • MSE's Editorial Code
  • How we're financed
  • Martin's blog
  • Press releases
  • FAQs & Contacts

Team Blog

This is the bit of the site where members of the MSE team get to share their thoughts, tips & opinions from our everyday lives.
The views expressed below are personal and NOT the official view of MoneySavingExpert.com.

Useful links: Martin's Bio | About the site | Deals Hunters' Blog

Politics

Latest MoneySaving Tips

Week from 20 January 2021
  • Gas & electricity bills alert
    Check NOW if you can save £200+/yr
    Gas & electricity bills alert
  • No 'free cash' bank switches...
    But you can get £180 of FREE wine
    No 'free cash' bank switches...
  • 30,000 have enrolled in the free MSE Academoney
    Why don't you?
    30,000 have enrolled in the free MSE Academoney
  • Martin's HSBC warning
    'Look out for it in the post'
    Martin's HSBC warning
  • 108Mb Virgin fibre b'band & line '£18.40/mth'
    Ends Thu
    108Mb Virgin fibre b'band & line '£18.40/mth'
  • Cheapest-ever iPhone 11 contract we've seen
    Incl 25GB/mth data
    Cheapest-ever iPhone 11 contract we've seen
  • Is M&S's £5 top-up on school food vchs worth it?
    We investigate
    Is M&S's £5 top-up on school food vchs worth it?
  • Ted Baker EXTRA 20% off 'up to 50% off' sale
    Ends today (Wed)
    Ted Baker EXTRA 20% off 'up to 50% off' sale
  • 'Martin, should I buy Bitcoin?'
    Everyone's asking
    'Martin, should I buy Bitcoin?'
  • 20 ways to get free or cheap books
    Updated
    20 ways to get free or cheap books
  • Kids' baking ingredients kit for £1.99
    Norm £13ish
    Kids' baking ingredients kit for £1.99
  • 25% off designer glasses code
    Eg, £45 Calvin Klein specs
    25% off designer glasses code
  • Shift debt to 15mths 0% NO FEE
    Plus get £20 cashback
    Shift debt to 15mths 0% NO FEE
  • The '1p Savings Challenge'
    Can you save £665+ in 2021?
    The '1p Savings Challenge'
View more

Get all this & more in MoneySavingExpert's weekly email full of guides,vouchers and deals
FAQs Privacy Policy Past Emails Unsubscribe

Recent Blogs

  • How to save £667.95 in 2021 with the 1p Savings Challenge

    19 January 2021
  • How to keep fit for free via YouTube, Instagram, apps etc

    5 January 2021
  • Wrapping presents sustainably - how to reuse or recycle paper and fabric to save money and help the environment

    15 December 2020
  • 22 free (or very cheap) ways to sprinkle some Christmas magic

    14 December 2020
  • How to slash the cost of sending gifts overseas – is it cheaper to send directly from retailers?

    3 December 2020

Team Blog | Deals Hunter Blog

Blog Topics

  • Consumer
  • Education
  • Food
  • Just for fun
  • Media
  • Money
  • On the web
  • Politics
  • Property
  • Scams
  • Students
  • Tax
  • The Site
  • Uncategorized

Archives

How this site works

We think it's important you understand the strengths and limitations of the site. We're a journalistic website and aim to provide the best MoneySaving guides, tips, tools and techniques, but can't guarantee to be perfect, so do note you use the information at your own risk and we can't accept liability if things go wrong.

  • This info does not constitute financial advice, always do your own research on top to ensure it's right for your specific circumstances and remember we focus on rates not service.
  • We don't as a general policy investigate the solvency of companies mentioned (how likely they are to go bust), but there is a risk any company can struggle and it's rarely made public until it's too late (see the Section 75 guide for protection tips).
  • Do note, while we always aim to give you accurate product info at the point of publication, unfortunately price and terms of products and deals can always be changed by the provider afterwards, so double check first.
  • We often link to other websites, but we can't be responsible for their content.
  • Always remember anyone can post on the MSE forums, so it can be very different from our opinion.

MoneySavingExpert.com is part of the MoneySupermarket Group, but is entirely editorially independent. Its stance of putting consumers first is protected and enshrined in the legally binding MSE Editorial Code.

Please read the Full Terms & Conditions, Privacy Policy, Cookies Policy, How this site is financed and MSE's Editorial Code.

More tools from

Premium Bonds Calc

Unique tool uses probability to estimate winnings.

eBay Local Deals Mapper

Find cheap pick-up only items near you - they often attract fewer bids.

Credit Club

Turbo boost your credit chances and get your free Experian credit report.

Credit Card & Loans Eligibility Calculator

Shows which top cards and loans you're most likely to get.

Cheap Energy Club

Finds your cheapest energy & monitors to let you know when to switch again.

Compare Travel Money

Our TravelMoneyMax tool compares 30+ bureaux to max your holiday cash.

Compare Broadband Deals

Our Broadband Unbundled tool finds the cheapest broadband, phone and TV.

Income Tax Calculator

Find out how much income you keep and how much the taxman takes.

  • About the site
  • MSE's editorial code
  • Site's funding
  • Sitemap
  • Jobs
  • Accessibility
  • Email FAQs
  • Site FAQs
  • Forum rules
  • New to forum?
  • Contacts
  • Press releases
  • Modern Slavery Act Statement
  • Martin's Biography
  • The MSE Charity Fund
  • Facebook
  • Twitter
  • YouTube
  • Instagram

Martin Lewis is a registered trade mark belonging to Martin S Lewis.