New top online 0% for 15 months on existing debts
Top credit card balance transfer deals if you've already had Virgin/MBNA card
The current longest 0% balance transfer deal is Virgin's* 16 months with a 2.98% fee (after it rises to 18.6% APR) for new customers. Yet as it's now been top for two years anyone who's used it and still has debt remaining needs an alternative. Next best: Current account customers at HSBC*, RBS* and Natwest* can all get 0% for 15 months, with a tad lower 2.9% fee (all followed by 16.9% APR). New deal: If none of those suit, the Santander credit card gives 0% for 15 months for a slightly higher one-off 3% fee (then 15.9% APR) and has recently started accepting applications online. Long Term Low Rate: If you didn't pay off your debt within the 0% deal last time, consider locking into a long term low rate (so you needn't switch again), shift debts to Barclaycard Simplicity* and you get 6.8% APR until all the debt shifted is repaid in FULL. For all the details and more alternatives read the Updated Guide: Best Balance Transfers Related: Cheap Loans, Credit Card Shuffle
American Airlines, BA & Virgin flight sales. Book till 26 Jan
Inc. New York £290, Boston £300, Bermuda £410 & more.
A range of flights throughout 2010, with very good availability. Full info and how to find the best prices in the Forum Note: AA, BA & Virgin Sales
Flog your old mobile for max cash - £100s possible
Got a new mobile for Xmas, instantly find who pays the most for the old one with MobileValuer.com tool
There's a vicious fight out there between the mobile buying companies to try to get you to flog them your old phone. Yet be warned the value differences are huge e.g. a Nokia N73 ranges from £40 to £71. Find who pay the most: To help, use MSE's unique Mobile Selling Comparison tool; it instantly tells you what each of the main sites will pay. You can get up to £150 for some handsets, but of course others are virtually worthless, however it's worth a quick try. How mobile buying sites work: Once you agree to sell, they send a freepost bag for it, you post it, they give you the cash. Tool & full info: MobileValuer.com Related: Cheap Mobiles, Haggle Your Mobile Bill
£15 Moet champers for New Year's Eve. It's in store at Asda, and joins £15 Taittinger and £10 Charles De Cazanove Brut in the Deals Note: Cheap Champagne
No need to buy rail season tickets early...
Prices are likely to fall slightly if you wait until after the 2nd Jan
Normally at the end of Dec we suggest people grab rail season tickets before the 2 January price rise. Yet as price changes depend on inflation, and as this year that's been negative most regulated fares including season tickets will actually FALL by 0.4%. The main exceptions are South Eastern and West Yorkshire 'Metro' fares, which are allowed to, and do, rise by more. Check now to see: Go to National Rail's Season Ticket Calc and compare the price of tickets starting now and after 2 Jan to see which is best - though the saving's likely to be small. Other train fares will rise: Unregulated fares, including most off-peak and advanced-fare tickets, are on the up. Most London TFL travelcards are frozen, though there are some increases (see whether you're affected at LondonTravelWatch). Full info on how to get the cheapest fares in the Related Guide: Cheap Trains Related Deals: Train & Coach Promotions
La Tasca 50% off, ASK 2for1 & Prezzo 2 courses £10
New restaurant vouchers! Prezzo even avail until 9pm on New Year's Eve. Plus M&S party in for £10
Join Slug and Lettuce 50% off, Las Iguanas 2for1 & Zizzi 2for1 for £1 in the Daily Deals List: Restaurant Vouchers
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£4 top album download sale
7digital's got some of 2009's top albums for £4 inc.The Temper Trap, Black Eyed Peas, Little Boots & more
See a full list in the Forum Note: £4 Album Sale. Compare download prices for these & others at TuneChecker.com
New 'The Price... Is it Right?' Quiz
Do you know the cost of a prescription, JCB digger or a dozen roses?
Knowing how much things should cost is a key MoneySavers' trait, without it how can you spot whether bargains offered really are worth it.
The Quiz: For a bit of holiday fun, we've a new slick ten question quiz that'll split the penny perfects from the grand mistakes. How will you rank? It's not just how many you get right, but how you do against other MoneySavers that counts! Try the New Quiz: Is The Price Right? Got more time on your hands? Then have a go at the full, 25 question MoneySaving IQ test. Related: The MoneySaving Game
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£999 wedding receptions in 2010. Up to 100 guests at UK hotels... see the Deals Note: A grand wedding
Cheapest winter sports travel insurance
Annual ski policies now from £26 for singles in Europe, £37 for couples/families
If you're going skiing you may be able to get an annual policy which includes winter sports while hardly adding to the price. Top picks (Europe only): It's possible to get the VirginMoney* annual policy with winter sports policy for £26 for singles and Flexicover* is £37 for couples. Yet don't go direct, these prices are only if you go via comparison site Moneysupermarket (MSM), the links take you there. Top picks (worldwide): For single travellers, Elect (White Horse)* is £33 but has limited trip length & high excesses; for families Protectyourbubble* costs £54. Again, both are only available via MSM. Single Trip Cover: If you just want a one off policy try comparisons at MoneySupermarket*, Confused.com* or Squaremouth*. How's the cover? Most annual policies only cover basic skiing & snow-boarding; so go off-piste, or do more adventurous pursuits and you're often not covered, always read the small print before buying. For super-robust adventure sport policies, try the BMC, which'll cover most activities though at a higher cost. FULL info & many other options in the Updated Guide: Cheap Travel Insurance Related: Cheap Flights, Cheap Hotels, Spending Abroad
Travelodge £9 UK summer room sale starts in a week. Just a heads up in case you're planning to book, more info next week. See the Deals Note: Travelodge Sale Related: Cheap Hotels, Hotel Sales
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