New! Free Gym Passes & Top Gym
Deals
Inc.
totally free 5 days Fitness First, 3 days LA Fitness or 14
days at Brit Mil Fit.
Never think a gym costs £30/mth, if you're
locked in for a year's contract always see it as a £360 bill. Free Trials: Great for checking out facilities or just a free treat.
Top passes inc. British Military Fitness 2 wks or a
special Fitness First 5 days for MoneySavers
& LA Fitness 3 days. To get these see All Free Gym
Trials Trial Membership: Like leftover
turkey, many gym goers only last during Jan. So if you're
new, don't commit to a contract until you're sure. One option's paying for short term passes (slightly higher
per week cost - but no lock-in), eg, Fitness First 2 weeks £20 & Harpers 2 weeks £13.28. See Gym Membership Trial Discounts. Top Gym Deals: If you want to sign up to the gym, there are
promos galore right now, inc. get 18 months at LA Fitness
for 12 mths' cost and Esporta 6 weeks free with a year's membership. FULL details on all of these, and
alternatives to private gyms in the New Deals
Note: Top
Gym Deals Related: Healthcare
Cashplans, Cheap
Medicines, Stop
Smoking
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Free Laptop & web access grants worth up to £528
270,000 first-come first-served new govt. grants for lower income families in England with year 3-9 kids
Families getting free school meals or certain benefits may qualify, please spread the word. Full Guide: Grant Grabbing
40% off Yo! Sushi, 50% off La Tasca & GBK 2for1
New Restaurant Vouchers! Joins Burger King 2for1s, Pizza Express and Pizza Hut 50% offs
Plus new Caffe Uno 50% off, Giraffe 40% off and Brasserie Gerard 50%. See the Daily Deals List: Restaurant Vouchers
Get 5.6% Loan equivalent - half the standard cheapest
Use special credit cards to get NEW 5.9% for life or 0% for 16mths loan equivalents to save £100s
If you need to borrow, even the cheapest loans can charge up to 16%, yet used right you can get a loan equivalent for half the cost. How it works: A few cards let new cardholders pay cash into your bank account which you can use as a loan, leaving you owing the card the money. Top Short Term: The Virgin* card is 0% for 16 mths with a 4% fee (slightly higher than for normal transfers) so it wins provided you can repay in that time (it's 18.6% after). For £3,000 with the fee it's the equivalent of 5.6% interest; the cheapest loan's 13.9% APR. Top Medium Term: The new MBNA Rate for Life* deal lets you shift debt to it at 5.9% for life (ie until fully repaid) for a 2% fee. Borrow £4,500 over 5 years and it's equivalent to 6.7% interest compared to the top cheapest loan at 13.9% APR. Warning! Loans are fixed length, but with credit cards you repay what you like above the min. To truly replicate a loan's enforced discipline, set a repayment to clear debts in a fixed time, e.g. 3 years, and set up a direct debit. Plus NEVER use these cards for spending or the cost rockets. Cheapest Loans over £5k: Alliance & Leicester* is 8.7% APR up to £7.5k and 7.8% APR above, Nationwide* is 7.6% but you need its current account. FULL pros and cons in the Full Guides: Credit Card Loans, Cheap Loans
Save £160 on iPhone contracts.
Vodafone launches this week, but Tesco Mobile's cheapest due to shorter contract
FULL comparison of the four iPhone-offering networks in the updated Deals Note: Cheapest iPhone
£5 Boots no.7 voucher, Toni & Guy 20% off, 9 Lush items £12 & Benefit 15% off
New Beauty Deals! Joins £11 Origins scrub and £10 nail polish magazine freebies.
These savings aren't just cosmetic. See the full info in the Daily Deals List: Beauty Deals
Energy Bills £300/year poss. savings - if you've not switched in 6 mths
The big freeze has added £70 to many's gas & electricity costs. Switch to offset high usage
Estimates put the additional cost due to the cold spell at £50-£70, yet this is dwarfed by the savings possible for most homes simply by switching to a cheaper tariff. Hidden price war: If you've not switched recently, your tariff hasn't got cheaper and you've been missing out on reaping the reward from the energy companies' battle to be the cheapest online tariff. While the avg bill is £1,200/year the cheapest can be £890 for the same usage - a mammoth difference. To see if and how much you can save you need to... Compare, switch & get cashback: (cashback only specifically via these special links) Top Pick Comparison: Energyhelpline* pays £15 cashback per switch. Dual Fuel: Either Moneysupermarket* gives £30 cashback, Uswitch* free case of wine or SimplySwitch* £35 in Amazon vouchers. For FULL info see the Updated Guide: Switch Gas & Elec Related: Cheap Boiler Cover, Grant Grabbing
Quick! Convert Tesco points to AirMiles now!
Until 21 March newbies get 2x the normal amount so now £16 of Tesco vouchers gets a Paris rtn flight
If you use AirMiles now's the time to convert your Tesco vouchers due to a temp promo. Full Guide: 2x Airmiles
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Cheapest memory cards for cameras & phones
8GB SD card £10, 16GB for £17 - great for new Christmas pressies
Cheaply sate memory-hungry gadgets. Includes SD, MicroSD, CompactFlash, XD & more Deals Note: Memory Cards
New top 3.3% AER easy access savings
The new top account if you've £1,000 to £10,000 - up to 4 penalty-free withdrawals per year
The Coventry BS* 1st Class Postal account (min. £1,000) is new top easy-access deal, if you've less than £10,000. It pays 3.3% AER, though 1.3% of that's a year-long bonus, so when it ends consider ditching & switching. It allows four withdrawals a year, make more and you lose 50 days interest, so only do it if you won't access it more than that. Over £10,000 to save: The Ulster Bank pathway account pays 3.35%, including a 0.75% bonus for 6 mths. If you've over £25,000 Investec is 3.3% but clearly promises to match the rate of the top 5 accounts, meaning it guarantees relatively high rates - but it needs 3mths notice to withdraw. Top from £1: The AA pays 3.15% AER, though a mammoth 2.65% of this is a year long bonus so ensure you'll ditch and switch at that point. FULL info including 4% fixed rate in the Updated Guide: Top Savings Related: Safe Savings (all these accounts have the usual £50k UK protection), Cash ISAs, Regular Savings
£19 for P&O Dover-Calais day trip & £26 case of wine
Includes car & up to 9 people, the wine and a BOGOF onboard meal voucher.
Book till 10 Feb for travel up to 25th March 2010. Full info in the Deals Note: Cheap P&O Ferry Deals
Free £100 with 0% overdraft is back
New customers get the cash, 0% overdraft and free travel insurance.
The tap has yet again been opened on the 'on-off' free £100 switching bonus for new customers of Alliance & Leicester's* fees-free Premier account. It's therefore the new best-buy for everyone who's overdrawn and most who are in-credit. It gives free annual Europe travel insurance, a year's 0% overdraft up to £1,000, and 0.5% interest if you're in-credit (up to £2,500). Who's eligible? You must pass its credit score, earn over £6,050 and pay your salary directly into the account. Existing A&L, Abbey & Cahoot current account customers can't get it. Alternative In-Credit Deals: Strong customer service bank First Direct* gives new switchers £100 too and a small 0% overdraft, but requires min. £23,500 salary and doesn't pay in-credit interest. Alternatively Halifax* pays £5 each month if you pay a salary of £15,000 in but that'd take over 18mths to beat the £100 bonus. FULL info & more best-buys in the Updated Guide: Top Bank Accounts Related: Compare Bank Charges
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£60 4-day holiday park family trips (usually c. £300)
Collect tokens in the Sun for
193 UK holiday parks for March-May & Sept-Nov '10
holidays.
An ever-popular deal, the paper's cost is tiny compared to the saving. See the Deals Note: Sun
Holidays
Huge automatic £165 cashback on Virgin TV deals – biggest ever
Get TV, broadband, & phone line for £18/month. Plus Sky cashback available too.
A scorching Virgin Media cashback deal is currently available, the biggest we've ever seen. The deal: Sign up via comparison site Simplify Digital* before 19 January and you can get £130-£165 cashback (the amount depends on the package). Factoring this into its £29/mth cheapest tariff over the year's contract means for the equivalent of £18.08/mth you get TV package, 10Mb broadband & phone line rental. Alternative Sky deal: Sky's* currently offering six months free super-fast broadband plus a £50 M&S voucher. Over the 12 month contract it works out at £39 for 20MB broadband (if you can get it, check ThinkBroadband), line rental, calls & TV. Plus go via a cashback website and a further £50 may be possible. FULL info in the Deals Note: Cheap Digital TV
5% savings loophole for under-35s. Provided you're not a home owner, with a little hassle you can get a massive best buy savings rate. See the MSE News story: 5% savings loophole Related: Regular Savings
Uncover dirt-cheap secret hotel rooms. Video Of The Week
Turn speedy detective to save £100s on top hotel rooms around the world
There's a real nice 'I got one over' feelgood factor to this hotel saving. What's it about? The website Lastminute.com* offers a range of super cheap 'top secret' worldwide hotel deals, where you don't know the name until you pay, just area and star rating - yet there's a sneaky way to find out... Detective Skills: To speedily piece together which actual hotel it is before you book, find the key description terms and put them in google. Video of the Week: To help you do this there's Martin's step-by-step video guide to show just how easy it is. Possible savings? It's possible to cut a swanky London hotel from the £1,130 list price to £320 in a few minutes. Full Video Guide: Cheap Hotels Related Travel MoneySaving: Car Hire, Travel Money, Flights, Package Holidays, Travel Money Maximiser
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£17 Comedy tickets for £2 (at former Jongleurs)
New days out vouchers: Plus 2for1s at Eden Project, Grand Designs Live and more
And £1 weekday bowling. For a full list across the UK see the Deals List: Days Out Vouchers
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