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Are you due £830?
Shield your savings from tax
For almost all
Average £40
'I got £25k'
£14 separately
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9 February 2026
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Martin's Money Mantras
Use them
Before spending
If you answer 'NO' to any of the following questions, don't buy.
Are you
Not skint? Ask:
Will I use it?
Is it worth it?
Are you
Skint? Ask:
Do I need it?
Can I afford it?
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