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THIS WEEK: Over 50 ways to save, incl... £160 Dyson, Amazon Prime Day deals preview, 50% off toys, £230 Boots No7 £60, free wills, free eBay sales, free £175, 30% off Puma, slash home insurance costs
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BATTLE OF THE BANKS... Now two top current accounts are fighting for your custom. Luckily they're willing to PAY YOU for it, plus do it now and you'll get the cash in time for Christmas. So what's not to like? Especially as Martin's poll last week showed two-thirds of people have been with their bank account longer than their partner (even though they often don't like 'em - the bank that is; we don't know about the partner). So with all that done, we've put First Direct* in the blue corner and Nationwide in the red, and there's only one way to decide... FIGHT!!! Most people find switching easy & hassle-free. To get the free cash, you must switch over an account from a different banking group using the seven-working-day switch service, which shuts your old account and auto-moves your balance, standing orders & Direct Debits. Once that's done, any payments to your old account are auto-forwarded. You'll also need to pass a credit check - though it's usually not too harsh. Full info in Best bank accounts. STOP PRESS: We've just heard Lloyds is launching a free £200 switch offer later this week. More details will follow next week, but it's likely to be similar to these two, except you need to pay in £2,000/mth or there's a £3/mth fee, and its customer service rating is lower.
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Amazon's 'Prime Big Deal Days' incl Barbie, Shark & Tefal - sort deals from duds. See Big Deal Days for what's likely in next Tue & Wed's sale. Related: 1 click to see whether you can get £15 off £30 at Amazon. It's Free Wills Month - solicitor-drafted wills if you're aged 55+. Free Wills Month lets those aged 55+ get a free solicitor-drafted (or updated) will. Full help, including where it's currently on, in Cheap & free wills. Toy sales: Tesco, Asda, Morrisons 'up to 50% off' - may be cheapest pre-Christmas! Plus, £10 off £60 at The Entertainer. The Xmas countdown's ticking, so if you know what you want, this could be time to pounce. Toy sales A legal challenge is trying to get Winter Fuel Payments reinstated for all pensioners. See Winter Fuel news. New. Cheapest 100GB Sim - '£5.84/mth'. Last week it was iD Mobile, now Smarty (uses Three's network) has matched it. You pay £10/mth, but can CLAIM a £50 Amazon voucher after 6mths. Factor that in and it's equivalent to £5.84/mth over the year, though it's a 1-mth contract so you can cancel at any time. Want a different network? Use our Cheap Mobile Finder. Get £233 beauty & skincare for £60 in Boots No7 Advent calendar (a day before it goes on general sale on Wed). Or £458 version for £175, via Boots No7 beauty calendars. Cancelled or missed a flight? 'I got a £600 Air Passenger Duty refund after reading MSE's email.' Our success of the week comes from Mrs P: "We claimed an Air Passenger Duty (APD) refund through our travel agents, as we'd booked a package holiday but had to cancel at short notice due to sickness. We got our money back for the holiday through our travel insurance but it didn't cover APD. Then we saw the MSE weekly email and decided to follow up. Success! We were refunded £594. Thank you Martin and team." If we've helped you save (on this, or owt else), send us your successes. eBay has scrapped sellers' fees from today. See what's free and what isn't in eBay selling. £160 Dyson V8 cordless vacuum - refurbished by Dyson itself. 3,000 codes available. MSE Blagged. Dyson normally sells these refurbs for £280 (though John Lewis has them new for £250), yet our code takes £120 off, taking them to £160. Has a full one-year manufacturer warranty. Dyson with deals Mortgages: Is NOW the time to lock in a fix? Will rates drop further? Help for older mortgagers & more. Plus savers update | Winter Fuel judicial review | And your first pay-packet splurges! Martin's latest podcast is a mortgage special - listen via BBC Sounds | Spotify | Apple or wherever you get your Martin fix. |
MoneySaver Fiona: 'I used your tips - and got a huge saving of £423, woohoo!' After more than a year of record home insurance hikes, prices sit at almost 30% more than this time last year (source: Consumer Intelligence), yet its stats also show that we may have reached the peak, with average quotes dropping 1% over the past three months. If you've not checked your home insurance in a while, it's worth looking to see if you're overpaying. Full help on how to save £100s in Cheap home insurance, but here are our six core steps...
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Three months' FREE Amazon Music Unlimited (ad-free) for newbies - normally £11/mth. Or get four months free if you're a Prime member. You can cancel before you start to be charged. Amazon Music Urgent. Stock up on 1st-class stamps or pay 22% more from Mon. Less than a week to beat the hike. Puma 30% off code, eg, £55 trainers £21. MSE Blagged. On full-price & sale items. Puma Disney+ cracks down on password sharing - you could be charged £60/yr more. See Disney nonplussed. Hobbycraft £5 off £15 spend code. In stores or online. See Hobbycraft £5 off. Why you should always say YES INDEEDY to Gift Aid if you give to charity. This Thu is Gift Aid Awareness Day. So as long as you're a UK taxpayer, say 'yes' to Gift Aid and the charity gets more (and you may get money back too). See why you should say YES INDEEDY to Gift Aid. Have you downloaded the MSE App? Give it a try... The MSE you know and love, but appified. Download it free (obvs) viaApple App Store or Google (Android) Play Store. |
AT A GLANCE BEST BUYS
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THIS WEEK'S POLL Have you turned on your heating yet? With the weather turning cooler and energy costs up 10% from today (Tue 1 Oct), we want to know whether you've turned on your heating yet or whether you're holding out a little longer. Vote in this week's poll. Almost all MoneySavers who have remortgaged recently are now paying more each month. Last week, we asked if you'd remortgaged in the last two years, and over 3,000 of you responded. Overall, 74% said they had remortgaged, and more than 95% of those said they're now paying more each month. We also asked whether those who had remortgaged had got support from their lender under the mortgage charter measures - but only 8% said they'd needed this help. See full poll results. |
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MONEY MORAL DILEMMA My daughter delivered a wedding cake an hour late - should she give a full refund? My daughter's a baker and recently got the dates mixed up on a wedding cake order. She got a message asking where it was, and having done all the preparation, managed to get it to them for 7pm - it was due at 6pm. When she delivered it, the customer said: "We'll speak about this later." Fast forward, and the customer has asked for a full refund of £450. My daughter offered £100 as goodwill as she knows it was late, but the customer took the cake and didn't reject it - what would you do? Enter the Money Moral Maze: Should my daughter give a full wedding cake refund? | Suggest a Money Moral Dilemma (MMD) | View past MMDs |
MARTIN'S APPEARANCES (TUE 1 OCT ONWARDS) Tue 8 Oct - This Morning, phone-in, ITV1, from 10.20am MSE TEAM APPEARANCES Wed 2 Oct - BBC Radio Oxford, Mid-morning with Adam Ball, with MSE's Gary on the Energy Price Cap, from 12.10pm |
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