MSE News
Virgin Money to close almost a third of its bank branches — here's the full list, plus alternatives
Virgin Money will close another 39 bank branches this year, almost a third of its network, with the firm claiming that more customers are choosing online banking over in-person visits. Below we list the branches disappearing and what the alternatives are if you still want face-to-face banking.
Alternative ways to bank face-to-face with Virgin Money
Here are some alternative ways to access face-to-face banking services if your local branch is closing.
See if there's a 'banking hub' in your area – more should open this year
As bank branches continue to disappear from the high street, shared banking hubs are being rolled out to replace them in some areas. These operate in a similar way to bank branches with cash and counter services available, but their facilities are shared, with banks providing staff on rotation so that trained specialists from different banks are available on different days.
Seven hubs are now open at the following locations:
- Acton, London - Unit 2, The Oaks Shopping Centre, W3 6RE
- Brixham, Devon – 62 Fore Street, TQ5 8EF
- Cambuslang, Lanarkshire – 158 Main Street, G72 7EL
- Carnoustie, Angus - 63 High Street, DD7 6AD
- Cottingham, East Yorkshire – 121 Hallgate, HU16 4DA
- Rochford, Essex – 38-40 West Street, SS4 1AJ
- Troon, Scotland - 11 Ayr Street, Ayrshire, KA10 6EB
There are plans for over 60 other hubs across the UK – for more on how they work, see our Banking hubs MSE News story.
You can access some Virgin Money services via the Post Office
Virgin Money customers can access certain services from any of the Post Office's 11,500 branches. Use the Post Office's branch finder tool to locate your nearest. Services available include the following:
- Cash/cheque deposits.
- Check your balance.
- Withdraw money.
If you need branch access and don't have alternative services nearby, consider switching
If you no longer want to stay with Virgin Money, you might want to consider switching to a bank that does have a local branch nearby – although bear in mind there's no guarantee that too won't close.
Banks currently offering cash switching incentives include:
- NatWest / RBS - get £200 for switching, plus up to £36 a year cashback. To get the £200, you can't have had a switch bonus from these banks since October 2017. You'll also need to complete a full switch, pay in £1,250+ and use the app within 60 days of opening the new account.
- TSB - get £200 for switching. You'll get £125 paid upfront and then £75 paid later once you've jumped a few hurdles. You can't get the bonus if you've had a switch bonus from TSB since 1 October 2022.
- First Direct - get £175 for switching plus fee-free overseas spending. To get the £175 you can't have ever had ANY First Direct account before and you'll need to pay in at least £1,000 within three months of switching. You also can't have opened an account with its sister bank HSBC since January 2020.
First Direct doesn't have any branches of its own, but First Direct customers can use HSBC branches to pay in cheques, as well as deposit and withdraw cash. So it could be an option if you have an HSBC branch nearby – though bear in mind HSBC is also closing lots of branches.
See our Best bank accounts guide for more options including the best bank accounts for savings interest and longer-term rewards.
Some may want to consider setting up online banking
Of course, if you want to switch to banking online or via an app, Virgin Money's website has instructions on how to set this up. You can also book one of the bank's 'digital know-how' sessions for one-to-one help over the phone or at a branch.
| Town | Branch address | Closure date |
| Belfast | 5 Wellington Place BT1 6GA | 13/11/2023 |
| Bournemouth | 112 Old Christchurch Road BH1 1LU | 07/11/2023 |
| Brighton | 170 North Street BN1 1EA | 09/11/2023 |
| Bristol | Unit 2, Transom House, Victoria Street BS1 6AH | 01/11/2023 |
| Bromley | 36 Market Square BR1 1NF | 30/11/2023 |
| Cambridge | 26-27 Sidney Street CB2 3HW | 25/10/2023 |
| Cardiff | 18-19 Trinity Street CF10 1BH | 02/11/2023 |
| Chelmsford | 83 High Street CM1 1DX | 20/11/2023 |
| Cheltenham | 215 High Street GL50 3HH | 30/10/2023 |
| Chester | 6-8 Watergate Street CH1 2LA | 19/10/2023 |
| Derby | 28 St. Peter's Street DE1 1SL | 17/10/2023 |
| Durham | 76 Saddler Street DH1 3NP | 06/11/2023 |
| Ellon | 28 Market Street AB41 9JE | 27/11/2023 |
| Exeter | 60 South Street EX1 1EE | 06/11/2023 |
| Fort William | 58 High Street PH33 6AH | 22/11/2023 |
| Guildford | 12 North Street GU1 4AF | 14/11/2023 |
| Harrow | 307 Station Road HA1 2TA | 23/11/2023 |
| Hexham | 5 Cattle Market NE46 1NJ | 07/11/2023 |
| Irvine | 151 High Street KA12 8AD | 20/11/2023 |
| Kendal | 7 Stricklandgate LA9 4NB | 06/12/2023 |
| Kingston upon Thames | 15-17 Castle Street KT1 1ST | 28/11/2023 |
| Liverpool | 53 Lord Street L2 6PB | 05/12/2023 |
| Lochgilphead | Poltalloch Street PA31 8LL | 21/11/2023 |
| London | 2 Golders Green Road | 22/11/2023 |
| London | Unit 16, Norfolk House, Wellesley Road CR0 1LH | 13/11/2023 |
| London | 30-31 Haymarket SW1Y 4EX | 29/11/2023 |
| London | 34 The Town EN2 6LU | 21/11/2023 |
| London | 154-158 Kensington High Street W8 7RL | 27/11/2023 |
| Milton Keynes | 502 Silbury Boulevard MK9 2AD | 23/10/2023 |
| Newcastle upon Tyne | Unit 1A, The Gosforth Centre NE3 1JZ | 08/11/2023 |
| Newton Stewart | 83 Victoria Street DG8 6NL | 15/11/2023 |
| Norwich | 10 Castle Street NR2 1PD | 26/10/2023 |
| Oxford | 129-129A High Street OX1 4DF | 16/11/2023 |
| Reading | 160 Friar Street RG1 1HE | 15/11/2023 |
| Southampton | 10 College Place SO15 2FD | 08/11/2023 |
| St Albans | 5 Lockey House AL1 3LP | 24/10/2023 |
| Swindon | 10 Regent Circus SN1 1PW | 31/10/2023 |
| Turriff | 1 Main Street AB53 4AA | 28/11/2023 |
| Wolverhampton | 67 Queen Street WV1 3BY | 18/10/2023 |
| Already closed earlier this year | ||
| Glasgow | 30 St. Vincent Place G1 2HL | 06/02/2023 |
MSE weekly email
FREE weekly MoneySaving email
For all the latest deals, guides and loopholes simply sign up today – it's spam-free!
Join the MSE Forum discussion
Related Articles
-
Barclays to close ANOTHER 15 bank branches – here's the full list, plus alternatives
5 September 2023![]()
Barclays will shut at least 180 of its bank branches throughout 2023 and 2024 – more than a third of its entire UK network – after announcing a further nine branch closures. -
Banks to be fined if they fail to provide free access to cash under new laws – here's what's happening
18 August 2023![]()
Banks and building societies will face fines if they fail to protect consumers' free access to cash under new powers being given to the financial regulator. -
The new bank branches: seven 'banking hubs' now up and running across the UK as latest opens in Scotland
9 August 2023![]()
The newest hub in Carnoustie, Scotland opened this week – and more than 60 other hubs are planned for locations around the UK. -
Savers to be sent switching prompts in crackdown on low rates - here's what's happening
31 July 2023![]()
Savers with accounts that pay low or no interest will soon be prompted to consider alternatives under a crackdown by the regulator.
26 September 2023
-
Martin: It's Meter Reading Week
His 9 energy need-to-knows
-
Martin's savers alert
After base rate freeze
-
Grab 1.5yrs' FREE family insurance
Travel, mobile & breakdown
-
FREE Greggs pizza slice & hot drink
Normally up to £4
-
14,000 Vax codes
Incl £400 cordless for £100
-
Mortgage rates are falling
Is now the time to fix?
-
Now FOUR banks pay you to switch
Up to a FREE £210
-
Read the full email
For all the latest deals, guides and loopholes simply sign up today – it's spam-free!
-
E.on Next to cut winter bills by up to 50% for some customers on low incomes – here's what's happening
29 September 2023![]()
If you're an E.on Next customer, look out for a message from the firm offering you up to 50% off your bills this winter, as the supplier is launching a new support scheme. -
EDF Energy to cut bills for some by £30 this winter – Martin Lewis welcomes move but says 'it's not a game-changer'
29 September 2023![]()
EDF Energy will cut bills by £30 for some 260,000 of its customers who get the Government's Warm Home Discount this winter. -
Martin and MSE among organisations calling for energy social tariff as millions expected to struggle with bills this winter
29 September 2023![]()
The Government must urgently introduce an energy social tariff to prevent millions of households from falling into fuel poverty this winter, consumer organisations including MoneySavingExpert have said. -
Train strike refund rights as Northern, Southeastern, Thameslink and more set for week of disruption
28 September 2023![]()
Rail users in England, Scotland and Wales face disruption over the coming week as workers across multiple train operators, including Northern, Southeastern, Thameslink and more, take strike action and refuse to work overtime. -
Mortgage rates fall as Bank of England unexpectedly holds UK rates – so should you fix?
26 September 2023![]()
Interest rates on fixed mortgage deals have been edging down over the past few weeks with some five and 10-year fixes now at below 5%.
-
Martin Lewis: Is it time to ban unnecessary Christmas presents?
11 September 2023![]()
Update September 2017: It’s eight years since I first braved this subject, expecting a snowstorm of protest. Instead, year after year more join in, like Julia who recently tweeted me, “@MartinSLewis, finally took your advice and told my family I can’t afford Christmas presents. What a weight off my mind. Thank you.” One year even the Archbishop of... -
Martin Lewis: Five things all new English university starters should know
4 September 2023![]()
The 2023 academic year is about to start, and it'll see the biggest shake-up to student finance in England for a decade. The changes are both subtle and massive. On the surface they look like a tweak, in practice they will increase the eventual cost of going to university by over 50% for many typical graduates.
Clever ways to calculate your finances
