Natwest

NatWest and Royal Bank of Scotland customers should watch out for overdraft fees after the banks today reduced the buffer from which they start charging customers £6 a month for dipping into an authorised overdraft, from £100 to £10.

We're often told to call our credit or debit card provider before setting off on our travels to ensure our plastic isn't stopped abroad. But does this make a difference? The answer is: yes and no.

A retired headteacher makes hundreds of pounds each year by switching his savings between four accounts and using cashback credit cards.

NatWest and Royal Bank of Scotland have reduced the buffer from which they start charging customers £6 per month for dipping into an authorised overdraft, from £100 to £10.

Santander has earned the unwanted crown of being the most complained-about banking firm per customer, figures from the Financial Conduct Authority (FCA) show.

Update, 28 March, 12.30pm: The RBS Group says all of its mobile banking apps are now up and running as normal.

Holidaymakers using a NatWest or Royal Bank of Scotland debit card will pay lower fees overseas from June – but the cards should still be avoided.

Millions of NatWest and Royal Bank of Scotland customers will be able to send payments to anyone with a Visa card by using their mobile phones.