July

The summer hols are nearly upon us, and millions need to entertain the kids. So we wanted to come up with ways to create some unforgettable summer magic for free (or very cheap), from writing to a celeb to 'painted rocks' treasure hunts.

Don't think muddy canvas, lumpy groundsheets and communal washrooms, these days European holiday park accommodation (such as Eurocamp's) is often well-equipped mobile homes with your own bathroom. What's more, these types of holidays can smash hotels on price.

"Being a mortgage prisoner has been hell to me, you worry about losing your home, you can't plan on starting a family and moving forward with your life. The whole experience affects your mental wellbeing and this has now got to stop." – MSE user.

The summer break is looming, and if you want to get your kids doing something fun and productive, Sainsbury's runs holiday clubs for children aged 5-15 in 70 locations across England and Wales.