I usually write blogs as the 'MoneySavingIdiot', chronicling my attempts to practise what we preach at MSE (the last one was on switching bank accounts). But as this is a more personal blog, written ahead of World Mental Health Day, I thought it would be better coming from MSE Kelvin. So, here's my tale of my own mental health struggles and how I've battled credit card debt...
Many are looking for ways to put more cash in their coffers at the moment, and one option could be to flog your unwanted clobber. Clearing out your wardrobe is a great jumping-off point for a spring declutter – and it's likely you've £100s of untapped reserves hanging up forgotten on your wardrobe rails.
We've spent years shouting about the cash bribes offered by banks if you switch your current account to them. But if you've run out of banks to switch to, or you'd like to stick with your current provider, you could still be able to make money from your existing account – with a little help from your friends.
Earlier this month, First Direct and HSBC cut their market-leading regular savings rates from 5% to 2.75% on new accounts, leaving M&S Bank as the sole 5% survivor. The cut means that, excluding M&S, the next best rate that's accessible to all is 3% from Virgin Money, much closer to rates offered on other types of savings accounts. So, are regular savers still worth saving in? We run the numbers to find out...
While I help people save money as part of my job at MoneySavingExpert.com, I've never been much cop at doing the same for myself. So I'm writing about my efforts to improve in an attempt to motivate others who are far from experts when it comes to MoneySaving. Previously, I've covered train delays, overseas travel, credit scores, finding lost cash and switching bank. Today: depositing coins.
Martin: It's Meter Reading Week
His 9 energy need-to-knows
Martin's savers alert
After base rate freeze
Grab 1.5yrs' FREE family insurance
Travel, mobile & breakdown
FREE Greggs pizza slice & hot drink
Normally up to £4
14,000 Vax codes
Incl £400 cordless for £100
Mortgage rates are falling
Is now the time to fix?
Now FOUR banks pay you to switch
Up to a FREE £210
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22 September 2023
19 September 2023Are you always throwing out food that’s gone off? In November it was claimed that new food labelling guidance could save shoppers £1 billion a year by prolonging the lifespan of food and stopping edible items being thrown out. That’s likely to be introduced later this year – but in the meantime we’ve 12 tips to help you stop throwing...
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