I usually write blogs as the 'MoneySavingIdiot', chronicling my attempts to practise what we preach at MSE (the last one was on switching bank accounts). But as this is a more personal blog, written ahead of World Mental Health Day, I thought it would be better coming from MSE Kelvin. So, here's my tale of my own mental health struggles and how I've battled credit card debt...
Many are looking for ways to put more cash in their coffers at the moment, and one option could be to flog your unwanted clobber. Clearing out your wardrobe is a great jumping-off point for a spring declutter – and it's likely you've £100s of untapped reserves hanging up forgotten on your wardrobe rails.
We've spent years shouting about the cash bribes offered by banks if you switch your current account to them. But if you've run out of banks to switch to, or you'd like to stick with your current provider, you could still be able to make money from your existing account – with a little help from your friends.
Earlier this month, First Direct and HSBC cut their market-leading regular savings rates from 5% to 2.75% on new accounts, leaving M&S Bank as the sole 5% survivor. The cut means that, excluding M&S, the next best rate that's accessible to all is 3% from Virgin Money, much closer to rates offered on other types of savings accounts. So, are regular savers still worth saving in? We run the numbers to find out...
While I help people save money as part of my job at MoneySavingExpert.com, I've never been much cop at doing the same for myself. So I'm writing about my efforts to improve in an attempt to motivate others who are far from experts when it comes to MoneySaving. Previously, I've covered train delays, overseas travel, credit scores, finding lost cash and switching bank. Today: depositing coins.
Beat huge 50% car insurance hikes
With our Compare+ tool
Martin: Key energy need-to-knows
Plus what you'll pay from April
Pay less at Amazon
Via THREE 'hidden' stores
Martin: Budget Lifetime ISA win?!
in next week's Budget
FREE £200 to switch bank
Urgent. Tesco Clubcard vouchers
£6 off Pampers, 'free' energy drink
And more Feb coupons
Read the full email
For all the latest deals, guides and loopholes simply sign up today – it's spam-free!
23 February 2024
16 February 2024
12 February 2024If you have (or get) a Railcard, you can add it to an Oyster card and get a 34% discount on off-peak, pay-as-you-go fares on the Tube, Elizabeth line, DLR, London Overground and National Rail in London. Here's what you need to know.
9 February 2024
2 February 2024