'I ran up £1,000s in debt while suffering from depression... now I'm digging myself out of it'

I usually write blogs as the 'MoneySavingIdiot', chronicling my attempts to practise what we preach at MSE (the last one was on switching bank accounts). But as this is a more personal blog, written ahead of World Mental Health Day, I thought it would be better coming from MSE Kelvin. So, here's my tale of my own mental health struggles and how I've battled credit card debt...

9 ways to turn unwanted clothes into cash

Many are looking for ways to put more cash in their coffers at the moment, and one option could be to flog your unwanted clobber. Clearing out your wardrobe is a great jumping-off point for a spring declutter – and it's likely you've £100s of untapped reserves hanging up forgotten on your wardrobe rails.

15 tips to do Lapland on a budget

For many, visiting Father Christmas's 'home' in Lapland is a once-in-a-lifetime dream trip. Yet costs can often run into £1,000s per person, so we’ve a host of tips to ensure you feel the crunch of snow underfoot, not a crunch on your cash.

Run out of bank switching rewards? Here's how to make cash from your bank account by referring friends

We've spent years shouting about the cash bribes offered by banks if you switch your current account to them. But if you've run out of banks to switch to, or you'd like to stick with your current provider, you could still be able to make money from your existing account – with a little help from your friends.

Is this the end of the regular saver?

Earlier this month, First Direct and HSBC cut their market-leading regular savings rates from 5% to 2.75% on new accounts, leaving M&S Bank as the sole 5% survivor. The cut means that, excluding M&S, the next best rate that's accessible to all is 3% from Virgin Money, much closer to rates offered on other types of savings accounts. So, are regular savers still worth saving in? We run the numbers to find out...

The MoneySavingIdiot cashed in his coin jars – guess how much he bagged

While I help people save money as part of my job at MoneySavingExpert.com, I've never been much cop at doing the same for myself. So I'm writing about my efforts to improve in an attempt to motivate others who are far from experts when it comes to MoneySaving. Previously, I've covered train delaysoverseas travelcredit scoresfinding lost cash and switching bank. Today: depositing coins.