October

Many schools are off from the end of this week for half-term, and if things seem a little strange, it's not just because Halloween falls next week too. Even if you're not comfortable going out and about during half-term, there's still plenty of fun to be had at home for Halloween.

Switching bank – Martin's been telling you to do it since the heady days of 2003 when Spirit in the Sky by Gareth Gates and The Kumars reached number one and national newspapers regularly reported when David Beckham changed his hair. Yet our most-recent poll of MoneySavers found one in three have NEVER switched their main bank account. Outrageous.

I've been digging about in pots of dirt for a few years, and I want to share with you my 'greenprint' in the form of top MoneySaving tips to grow your indoor garden from one plant into a hundred. With this as inspiration, plus sun, water and a bit of your own trial and error, your ceiling's the limit.