Rackets, returns & roaming – this week's MSE Forum highlights

This week we've been celebrating our 21st birthday and the MSE Forum is chock-a-block with two decades of MoneySaving wisdom. Let's delve in to some of the latest highlights.

If you're not a member yet, here's how to register for the MSE Forum. It's simple and quick to join.

Money Moral Dilemma

Every week, the Money Tips email features a real-life Money Moral Dilemma (MMD for short). They're intended to encourage debate and, as such, they're usually among the most discussed threads each week.

Should my son share insurance payout from his mother's hospital stay with her?

My son has private healthcare, which he pays £200/mth for and can add family members to for free. He added his mother, and a year later she had a badly-infected leg. The private hospital had no room, so she had to go to an NHS hospital, where she stayed for 12 days. My son's policy includes insurance, where you can claim £100/night if you have to use the NHS. His mother made a claim, and after she did all the paperwork, he got a cheque for £1,200. He refuses to give her any of it as he pays for the policy. Is he right or wrong?

See what our MSE Forumites had to say and add your own thoughts on the Money Moral Dilemma discussion thread. Do please stick to the MSE Forum rules: keep it kind and keep it clean. Remember, there's a real person behind every dilemma.

Got a Money Moral Dilemma of your own? Email us at MMD@moneysavingexpert.com and it could be featured.

Photo of the week

Spring is on its way and our Greenfingered MoneySaving board is a great place to share your stories and pics of growing your own. Nmaria posted this photo of the grapes that are a regular crop in their garden each year.  

Please note: We love seeing your photos in the MSE Forum, but if you're uploading one, make sure it doesn't include any personally-identifiable information such as your face or address.

Latest comping wins

This week we enjoyed redfox5's comping successes, including a PC bundle, a build-your-own marble labyrinth kit and a selection of pony-related toys. Why not try your luck on the Competitions Time board?

Redfox5 shared pics of three prizes received this week, including this haul from Pony magazine

Your two cents

Do you have a mortgage and have you struggled to keep up with payments at any point in the past year? MSE's campaigns team is doing some work on the support lenders offer under the Mortgage Charter. MSE_Marianna's post sets out how you can help by completing an anonymous survey.

If you're not a member yet, it's easy to register for the MSE Forum