I usually write blogs as the 'MoneySavingIdiot', chronicling my attempts to practise what we preach at MSE (the last one was on switching bank accounts). But as this is a more personal blog, written ahead of World Mental Health Day, I thought it would be better coming from MSE Kelvin. So, here's my tale of my own mental health struggles and how I've battled credit card debt...
When it comes to credit cards, managing them well is pretty simple: always pay at least the minimum monthly payment (preferably more), on time, and don’t bust your credit limit. These mantras are important. Not following them usually means any promotional 0% interest periods (such as on purchases or balance transfers) are removed, and you get whacked...
A MoneySaver recently wrote to us saying he’d done some credit card trickery to save some cash. In brief, he used a cash advance on a credit card and a balance transfer to save money over doing a money transfer, as balance transfer fees are lower. So, I thought I’d look at his method and see if...
Two weeks ago, the letter I’d been dreading came through my letterbox from MBNA. “We’re sorry, but we’re closing the Diamond Club. You’ll be able to collect Destinations Miles until 30 September.” Some background first. The MBNA-issued Diamond Club card replaced the BMI credit card when the company that owns British Airways (BA) also took over BMI....
We’ve always warned against paying in pounds abroad, and on a trip to Greece last week I saw the worst example I’ve ever witnessed of the perils of doing so. With the peak summer-holiday period approaching and your pound getting you even fewer euros, dollars etc following the Brexit vote, there’s even more reason to heed this...
I’ve got a confession. I work for MoneySavingExpert.com but fail in practising what I preach in one area of my life. I’ll have spent roughly £1,500 this football season watching my team, Arsenal. If you don’t like football, you probably think I’m mad. But let me take you into the irrational mind of the average fan to...
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