The credit cards that won’t remove your intro offer for making a mistake

When it comes to credit cards, managing them well is pretty simple: always pay at least the minimum monthly payment (preferably more), on time, and don’t bust your credit limit. These mantras are important. Not following them usually means any promotional 0% interest periods (such as on purchases or balance transfers) are removed, and you get whacked...

How to beat money transfer fees – but is the trick worth it?

A MoneySaver recently wrote to us saying he’d done some credit card trickery to save some cash. In brief, he used a cash advance on a credit card and a balance transfer to save money over doing a money transfer, as balance transfer fees are lower. So, I thought I’d look at his method and see if...

Diamond Club rewards scheme closing – so what are the alternative cards?

Two weeks ago, the letter I’d been dreading came through my letterbox from MBNA. “We’re sorry, but we’re closing the Diamond Club. You’ll be able to collect Destinations Miles until 30 September.” Some background first. The MBNA-issued Diamond Club card replaced the BMI credit card when the company that owns British Airways (BA) also took over BMI....

The worst ‘paying in pounds abroad’ rip-off I’ve seen – where £160 of cash costs £190

We’ve always warned against paying in pounds abroad, and on a trip to Greece last week I saw the worst example I’ve ever witnessed of the perils of doing so. With the peak summer-holiday period approaching and your pound getting you even fewer euros, dollars etc following the Brexit vote, there’s even more reason to heed this...

Football and MoneySaving: A marriage made in hell

I’ve got a confession. I work for MoneySavingExpert.com but fail in practising what I preach in one area of my life. I’ll have spent roughly £1,500 this football season watching my team, Arsenal. If you don’t like football, you probably think I’m mad. But let me take you into the irrational mind of the average fan to...