Getting a mortgage? Don’t assume your bank knows best

My fiancé and I are lucky to be in a position to buy an actual house, and even luckier to have had an offer accepted. We’re now quite a way through the process but we weren’t quite lucky enough to buy without a mortgage, so securing one was naturally the next step. Now we’d already spoken to a...

Help to Buy and other mortgage schemes – make sure you have all the info

My boyfriend and I are hoping to buy a house in the not too distant future, and have begun making enquiries after many discussions about where and how we would do it. We live in a flat on a new development that is still being completed. And when we saw houses available there that fit our criteria,...

Five changes I’d make to the rental market

As a seasoned London renter, I’m used to paying through the nose to rent my flat, with almost 40% of my wages disappearing into my landlord’s pocket once a month.  So it wasn’t a huge shock to hear that rents in the UK are the highest in Europe at £750/month on average, according to new research from the...

Ordering online? Your address could leave you flat

If you live in a flat conversion, did you know you could end up missing out on top deals because many retailers won’t recognise your address, which could mean you fail a credit check? I’m still waiting for an application for an online savings account to go through two weeks in, because the bank’s application form did...