If you’ve a piggybank or coin jar, watch out – your £1 coins will soon be unspendable

Are you a coin hoarder? If so, this is a huge warning. Empty your piggybanks, upend your coin jars, scrabble behind the sofa and get all your pound coins together – then spend or save ’em before 15 October.

The credit cards that won’t remove your intro offer for making a mistake

When it comes to credit cards, managing them well is pretty simple: always pay at least the minimum monthly payment (preferably more), on time, and don’t bust your credit limit. These mantras are important. Not following them usually means any promotional 0% interest periods (such as on purchases or balance transfers) are removed, and you get whacked...

Get up to 5% interest with the app that makes saving automatic

Welcome to the new world of app-based banking. There’s been an explosion in recent months of new companies offering a challenge to traditional financial services. From prepaid cards to current accounts and mortgages, there’s little that this modern generation of providers isn’t tackling. And now there’s a ‘chatbot’ app that’ll automatically work out what you can afford...

How to check if you have a 50p worth £65

Turn out those jam jars – your small change may be worth big money. Some rare 50ps can fetch up to £900 on eBay, though £40-£50 is more likely if you’re lucky – and £2, 20p and even 2p coins can be worth a mint too.

How to beat money transfer fees – but is the trick worth it?

A MoneySaver recently wrote to us saying he’d done some credit card trickery to save some cash. In brief, he used a cash advance on a credit card and a balance transfer to save money over doing a money transfer, as balance transfer fees are lower. So, I thought I’d look at his method and see if...

Is it time to scrap the 1p coin?

In September, 52% of you were in favour of scrapping the 1p coin following our MSE poll. In fact, 24% of MoneySavers wanted to abolish the 2p and 5p coins too. It got me thinking – with most MoneySavers no longer fond of the penny, is it time it was scrapped? In a host of countries, the penny...

Handbags? Luxury toilet roll? What are your guilty – but still MoneySaving – pleasures?

When it comes to MoneySaving, here at MSE Towers we know what we’re talking about. I’ve been here over five years, and the lengths some people go to bag a bargain still astound me. That’s not to say I don’t like to save money. It’s just a common preconception that because of where I work, I should...

How to check if your new fiver’s worth £100s

Do you have a new plastic fiver stashed in your wallet? The smaller, polymer notes, which feature Sir Winston Churchill rather than Elizabeth Fry, were released last month. And while they’ll soon become commonplace, some collectors are forking out big time for rare new notes with special serial numbers. Now, it’s important to stress that recent headlines of...

Airport parking warning: How being too precise can cost you £££s

Airport parking can be cheap if booked ahead. But you risk big charges if you overstay due to a delayed return flight – though there’s a trick to get round this. Update 4 July 2017: Although this was first published in October 2016, the principles in this blog still apply. The problem, as I found last week, comes when...

App-based banking – is this the future?

“The future of banking, available today.” That’s the bold message adorning the homepage of newly-formed Atom Bank. ‘Challenger’ banks such as Atom have sprung to life in recent years, thanks in part to the Financial Conduct Authority lowering the amount of capital required to form a new bank, in 2013. We regularly feature a number of challenger banks in our...