'I ran up £1,000s in debt while suffering from depression... now I'm digging myself out of it'

I usually write blogs as the 'MoneySavingIdiot', chronicling my attempts to practise what we preach at MSE (the last one was on switching bank accounts). But as this is a more personal blog, written ahead of World Mental Health Day, I thought it would be better coming from MSE Kelvin. So, here's my tale of my own mental health struggles and how I've battled credit card debt...

Trick to get paid for old, defunct UK and foreign currency – including coins

Many of us haven't been travelling internationally as much in the past two years due to the pandemic, and instead we've been clearing out our houses. If, like me, you've found a veritable treasure trove full of random coins and notes from countries you're not sure you ever visited, or even still exist, this is the blog for you. I'll show you how I turned mine easily into spendable cash and how you can, too.

Spend less or save more: how the MSE Forum can help you make or break a habit in 2022

The MSE Forum is a one-of-a-kind place, and a big part of what makes our community so special is the way MoneySavers encourage one another by joining challenges. These quests range from ways to meet your savings goals to ideas for setting budgets so that you can trim your spending.

How long does it take to switch bank accounts really? The MoneySavingIdiot times it...

Switching bank – Martin's been telling you to do it since the heady days of 2003 when Spirit in the Sky by Gareth Gates and The Kumars reached number one and national newspapers regularly reported when David Beckham changed his hair. Yet our most-recent poll of MoneySavers found one in three have NEVER switched their main bank account. Outrageous.

Fancy a £500 windfall just for checking your insurance at renewal?

Every week it’s the same old, same old. First, a reader expresses shock (and even disgust) at the size of their insurance renewal quote. It sparks an angry phone call to an indifferent insurer which in turn triggers an urgent visit to a price comparison site. Big savings then emerge (£100s and even £1,000s) – often with...

How to beat normal savings by trading interest for air miles

Virgin Money has reissued its one-year fixed savings account, offering Flying Club air miles instead of cash interest. While it's not for everyone, work it right and you could be flying high on future trips.

Is this the end of the regular saver?

Earlier this month, First Direct and HSBC cut their market-leading regular savings rates from 5% to 2.75% on new accounts, leaving M&S Bank as the sole 5% survivor. The cut means that, excluding M&S, the next best rate that's accessible to all is 3% from Virgin Money, much closer to rates offered on other types of savings accounts. So, are regular savers still worth saving in? We run the numbers to find out...

The MoneySavingIdiot checked his credit score – and this is what he found

Did you miss the first two sure-to-be-award-winning MoneySavingIdiot blogs (on train delays and travelling abroad)? If so, then here's the idea. Although working at MSE means I help people save money, I suck at doing the same for myself. So I'm attempting to improve my cash-related competence and help inspire other non-natural MoneySavers. This week: credit scores.

Is couponing kaput?

Couponing and in particular, extreme couponing, took the UK by storm in 2012-2013 and many of us have enjoyed years of free goodies and following the escapades of couponers like our Coupon Kid, Jordon – see how he got £105 of shopping for £1.62 as an example. Recently, although the availability of coupons ebbs and flows, we’ve seen the rise (and sometimes fall) of cashback websites begin to outstrip traditional coupons. So, is it just a blip or is couponing kaput?

I’ve invested in Bitcoin – it’s been a roller-coaster. Here’s what I’ve learned

You know what, the headline is wrong. I didn’t invest – I gambled. I bought £250’s worth of cryptocurrency – Bitcoin, Ethereum and Litecoin – in December. I know nothing about them, I just saw the price rising and thought I could make a quick buck. Yet I only bought what I could afford to lose, as...